10503 Palm Cove Avenue, FL
Stellar MLS

$860,000

10503 Palm Cove Avenue

Tampa, FL 33647

Active
5
Beds
4
Baths
3,800
Sq Ft
0.33
Acres
2007
Built
WaterfrontWater accessPrivate poolIn-law suite3-car garage$226/sqft
Single Family Residence

Property type

2007

Year built

15,499 sqft

Lot size

$226

Price / sq ft

$10/mo

HOA dues

7

Days on market

3

Garage spaces

X

Flood zone

About this home

Empty Nest Home for Sale Ideally, we're downsizing and looking for a condo or smaller home in New Tampa, Wesley Chapel, Tampa Palms or Zephryhills. My house in Heritage Isles Golf & Country Club Community is now much bigger than we can maintain. It has been substantially empty for several years and if it wasn’t for amazing features, we wouldn’t have kept such a huge place that long. It has so many great features including: * Simi Private Pond almost exclusive to my backyard. * Cul-De-Sac with dominant 2 story high with impressive visibility from the beginning of our street. * Big pie-shaped lot. * Next to Conservation. * Brand New Roof with upgraded materials and long life transferable warranty. * Heated Swimming Pool & Spa with massaging jets, fountains, baby bath and rainbow streams. * 2-story high pool enclosure with Superscreen fiberglass fabric. * 12 ft X 36 ft tiled Balcony overlooking the pool from the Master Bedroom. * Oversized tented sliding doors and windows to watch the beautiful sunset in addition to the pool and lake with lighted fountain. * Outdoor Furnishings like parks with metal seats, precast table and unique Hardscaping. * Landscaping with many extra Palms around and flower beds with River Rocks. * Partial Golf Course view. * Marble first floor, Laminate second floor and Combination of both for the long iconic stairs. * Instant electric water heater good for the entire house. * Low HOA fees of only $170/year. * Gated Community. * first and only owner since it was built in 2008. * Many other extras o be shown upon a scheduled visit. It’s 5 bedrooms, 3.5 baths, full size dining room, Laundry, 2-story high Family room and an office that can be part of In-Law Suite and has its own porch. Please see Quick & Slow Virtual Tours.

Estimated monthly payment

Principal & interest$4,349
Property taxes$628
Home insurance (est.)$394
HOA dues$10

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history7 days on market

  1. Status: Active
    Jan 19, 2026
  2. Listed$860,000
    Jan 19, 2026
  3. Price increased$860,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
7
Subdivision
Heritage Isles Ph 3c
County
Hillsborough
Year built
2007
Living area
3,800 sq ft
Price/sq ft
$226
Building area
12,000 sq ft (Owner)
Lot size
15,499 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12057C0095H)
Garage
3 spaces
Pool
Private pool
Annual taxes
$7,542 (2025)
Parcel #
A-09-27-20-89V-000027-00008.0
Zoning
PD-A
MLS #
O6375153

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Interior Details

Bedrooms
5
Full bathrooms
4
Flooring
Laminate, Marble
Appliances
Convection Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Water Filtration System, Water Purifier, Water Softener
Interior features
Ceiling Fans(s), Dry Bar, Eat-in Kitchen, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, L Dining, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
Laundry
Inside
Stories / Levels
Two
Direction faces
Northeast
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$120 / Annually
Monthly HOA
$10/mo
Total monthly fees
$10/mo
Total annual fees
$120
HOA name
Lisa
CDD
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, Other, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
None
Approval process
7

Exterior & Construction

Exterior features
Balcony, Courtyard, French Doors, Garden, Lighting, Private Mailbox, Rain Gutters, Sauna, Sidewalk, Sliding Doors, Sprinkler Metered, Storage
Construction materials
Stucco
Roof
Shingle
Foundation
Block, Concrete Perimeter, Slab, Stem Wall
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Cable Connected, Electricity Available, Electricity Connected, Fiber Optics

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Bedroom 1First
Bedroom 2Second
Bedroom 3Second
Bedroom 4Second
Bedroom 5Second
Primary BathroomFirst
KitchenFirst
Primary BedroomFirst
Living RoomFirst

Listing Details

Listing date
2026-01-19
On market date
2026-01-19
Original list price
$860,000
Occupant type
Owner
MLS area
33647 - Tampa / Tampa Palms
Listing AOR
Orlando Regional
Status changed
2026-01-19
Tax legal description
HERITAGE ISLES PHASE 3C LOT 8 BLOCK 27

Flood risk

Minimal riskFEMA Zone XPanel 12057C0095H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Drive south on Kinnan St. Left to Cross Creek Bld. Left to Grande Isle Drive. Left to Plantation Bay Drive. Left to Emerald Bay St. Right to Palm Cove Ave. You have arrived at your destination.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of January 26, 2026 at 10:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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