$240,900

18970 Mcgrath Circle

Port Charlotte, FL 33948

Active

Beds

Baths

933

Sq Ft

0.24

Acres

1984

Built

◆Private pool◆$258/sqft

Single Family Residence

Property type

1984

Year built

10,624 sqft

Lot size

$258

Price / sq ft

No HOA

HOA dues

Days on market

Garage space

10AE

Flood zone

About this home

This beautifully maintained three-bedroom, two-bath residence offers a rare combination of extensive upgrades, thoughtful improvements, and turnkey convenience, making it an exceptional opportunity for homeowners and investors alike. Situated in a peaceful, established neighborhood close to everyday necessities, medical facilities, parks, and nearby water access, this property delivers both comfort and practicality. The home has been significantly updated to provide long-term peace of mind. Major improvements include a new roof, hurricane-impact windows and doors, and a 2017 air conditioning system, ensuring durability and efficiency. A brand-new water heater installed in February 2024, along with new kitchen appliances added in 2024, further enhances the home’s functionality. Additional recent upgrades include a new front door, new garage door and opener, offering both curb appeal and everyday convenience. The interior features a smart and livable floor plan with low-maintenance finishes, making it ideal for full-time living, seasonal enjoyment, or rental use. The home is being sold fully furnished, allowing the next owner to move in immediately or begin generating income with ease. Outdoor improvements were completed in 2024 and include a newly installed fence that provides added privacy, along with a new shed for extra storage. A driveway apron on the south side of the property, along with a 12-foot double gate, provides convenient access and the capability to store a boat, trailer, or other recreational equipment securely in the backyard. The yard offers versatile space for entertaining, relaxing, or additional storage needs. With no HOA restrictions, owners have the freedom to enjoy the property without added limitations. This home is perfectly suited for a wide range of buyers—from those seeking a primary residence to those looking for a vacation getaway, downsizing option, or investment property. The combination of modern updates, storm-ready features, furnishings included, and a convenient location makes this property a standout choice. A move-in-ready home with this level of care and recent improvements is a rare find—schedule your showing today.

Estimated monthly payment

Principal & interest$1,218

Property taxes$218

Home insurance (est.)$110

Down payment

20%

$48,180 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history46 days on market

Status: Active
Apr 18, 2026
Listed$260,000
Jan 21, 2026
Price reduced$240,900

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 46
Subdivision: Port Charlotte Sec 092
County: Charlotte
Year built: 1984
Living area: 933 sq ft
Price/sq ft: $258
Building area: 1,236 sq ft (Public Records)
Lot size: 10,624 sq ft
Lot category: 0 to less than 1/4
Flood zone: 10AE
Garage: 1 spaces
Pool: Private pool
Annual taxes: $2,616 (2025)
Parcel #: 402229405023
Zoning: RSF3.5
MLS #: C7520498

Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Ceramic Tile
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features: Primary Bedroom Main Floor
Laundry: Inside, Laundry Room
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 1
Attached garage: Yes

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: Contact Charlotte County for Additional Leasing Restrictions.

Exterior & Construction

Exterior features: Garden, Private Mailbox, Sliding Doors
Construction materials: Stucco, Frame
Roof: Shingle
Foundation: Slab
Pool: Private pool
Road surface: Asphalt, Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Water Connected

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Dining Room	First	7x11
Living Room	First	15x13.5
Kitchen	First	7.5x11
Primary Bedroom	First	13.5x13
Primary Bathroom	First	11x5.5
Bedroom 1	First	12.25x10.75
Bedroom 2	First	11x9.25
Bathroom 1	First	5x8
Laundry	First	9.75x4.75

Listing Details

Listing date: 2026-01-19
On market date: 2026-01-21
Original list price: $260,000
Occupant type: Owner
MLS area: 33948 - Port Charlotte
Listing AOR: Port Charlotte
Status changed: 2026-04-18
Tax legal description: PCH 092 2143 0021 PORT CHARLOTTE SEC92 BLK2143 LT21 683/532 732/1574 776/1444 1650/960 1719/6 1730/414 3331272

Flood risk

Zone 10AEFEMA Zone 10AE

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Start on U.S. 41 (Tamiami Trail) and head south toward Port Charlotte. Turn right (west) onto Midway Boulevard and continue straight through town. After going through any lights/stop signs, stay on Midway until you reach Ackerman Avenue, then turn left (south) onto Ackerman. Follow Ackerman south for a short distance and then turn right (west) onto McGrath Circle. Continue on McGrath Circle a bit, and 18970 McGrath Circle will be on your left

More homes like this

$22,000

18962 Mcgrath Cir

Port Charlotte, FL 33948

0.24 acres

Port Charlotte Sec 092

MLS# A4676188

360°

$225,000

19379 Midway Blvd

Port Charlotte, FL 33948

0.33 acres

Port Charlotte Sec 092

MLS# C7521712

Single Family Residence360°

$317,000

19358 Abhenry Cir

Port Charlotte, FL 33948

3 bd · 2 ba · 1,497 sqft

Port Charlotte Sec 092

MLS# D6147616

Call Schedule a tour

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 20, 2026 at 10:00 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA