


$140,000
3455 Montgomery DrivePort Charlotte, FL 33981
Listing updated: September 14, 2026 at 12:50 PM ET
Property type
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Great WATERFRONT lot located in the much sought-after deed-restricted Gulf Cove waterfront neighborhood. This residential building lot with 80' of waterfront is located on the Blitman Waterway providing quick boating access to the Myakka River and on to Charlotte Harbor and the Gulf. Standard lot 10,000 sq. ft. and is ready for you to build your Florida dream home. Public water available and not in a Scrub Jay zone (check again with county website to ensure nothing has changed). Gulf Cove offers a welcoming atmosphere with a Voluntary Property Owners Association (POGC). For just $75 a year, you can enjoy exclusive access to the private park, playground, and pavilion. Additionally, secure a boat ramp decal for only $75 to take full advantage of the Gulf Cove boat ramp—ideal for boating enthusiasts! Embrace a lifestyle filled with outdoor adventures! Whether you’re into boating, fishing, or kayaking, Gulf Cove is your gateway to water-based fun. Only minutes to the beautiful beaches of Englewood and Boca Grande. In this vibrant area, you’ll also find nearby golfing, farmers markets, and community festivals to enrich your life. Don’t miss this chance to create the home you’ve always wanted in a community that has it all. Your coastal paradise in Charlotte County awaits!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history563 days on market
- Status: ActiveFeb 19, 2026
- Listed$150,000Jan 19, 2026
- Price reduced$140,000
Facts & features
- Property type
- Land
- Status
- Active
- Days on market
- 563
- Cumulative DOM
- 563
- Subdivision
- Port Charlotte Sec 060
- County
- Charlotte
- Price/sq ft
- $14
- Lot size
- 9,984 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12015C0201G)
- Annual taxes
- $2,281 (2025)
- Parcel #
- 402119405007
- Zoning
- RSF3.5
- MLS #
- C7520476
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Interior Details
- Direction faces
- Northeast
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
Exterior & Construction
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Septic Needed
- Water source
- Public
- Utilities
- Cable Available, Electrical Nearby, Phone Available, Water Available, Water Nearby
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Listing Details
- Listing date
- 2026-01-19
- On market date
- 2026-01-19
- Original list price
- $150,000
- MLS area
- 33981 - Port Charlotte
- Listing AOR
- Port Charlotte
- Status changed
- 2026-02-19
- Tax legal description
- PCH 060 1998 0015 PORT CHARLOTTE SEC60 BLK1998 LT15 310/175 593/1830 817/1403 919/1624
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take McCall Road to Gillot Blvd. Gillot to a right on Prather Ave, right onto Montgomery Dr and the lot is on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 14, 2026 at 12:50 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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