4400 20th Avenue, FL

$882,000

4400 20th Avenue

Ocala, FL 34471

Active
5
Beds
4
Baths
3,627
Sq Ft
1.03
Acres
1987
Built
1.03 acres$243/sqft
Single Family Residence

Property type

1987

Year built

44,867 sqft

Lot size

$243

Price / sq ft

$133/mo

HOA dues

98

Days on market

2

Garage spaces

X

Flood zone

About this home

Mid-Century Modern feel with undeniable Luxury. This home has had a complete renovation, top to bottom. New everything. Must see the luxury modern touches throughout. Double laundry, large 14 ft Kitchen quartz top island, the list is endless. Experience refined living in one of Ocala’s most sought-after gated enclaves at 4400 Southwest 20th Avenue. Elegance and privacy define this custom residence, ideally situated on a quiet corner lot of just over one acre in the exclusive gated enclave of Oak Creek Caverns. Encompassing approximately 3,627 square feet of living area, the five-bedroom, three-and-one-half-bath home blends timeless craftsmanship with modern comfort, creating a distinguished retreat minutes from the conveniences of State Road 200. A stately entry introduces spacious interiors designed for both everyday living and entertaining. The open-concept kitchen has been thoughtfully renovated with quartz countertops, custom wood cabinetry, and a large 14-foot center island with seating. The adjoining breakfast nook provides a welcoming space for casual meals, framed by natural light and garden views. The family room features high ceilings and a set-back media wall, while the main living area includes a 12-foot built-in bar and expansive bi-fold glass doors that open to the covered porch. The seamless indoor-outdoor connection invites relaxation and entertaining against a backdrop of mature landscaping and a lush, private backyard. The primary suite offers a spacious bedroom with a sitting area, walk-in closet, and a recently completed bath showcasing elegant finishes and a spa-inspired layout. Additional bedrooms are well appointed and versatile, providing options for guests, home office space, or a media room. Recent improvements enhance both style and efficiency, new fiber cement siding, all new windows and doors throughout the home, new roof with skylights and engineered hardwood flooring throughout the home, as well as fresh interior paint. Every detail reflects thoughtful design and pride of ownership.  Oak Creek Caverns is a gated and fully fenced community offering an unparalleled sense of privacy and peace. Its location provides rare convenience, positioned near premier schools such as Blessed Trinity High School, and minutes from shopping, dining, and healthcare options. Despite its proximity to amenities, the setting feels secluded and tranquil, creating the best of both worlds for those seeking refined living within reach of everything Ocala offers.

Estimated monthly payment

Principal & interest$4,460
Property taxes$560
Home insurance (est.)$404
HOA dues$133

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history98 days on market

  1. Status: Active
    Jan 27, 2026
  2. Listed$976,000
    Jan 27, 2026
  3. Price reduced$882,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
98
Subdivision
Oak Crk Caverns
County
Marion
Year built
1987
Living area
3,627 sq ft
Price/sq ft
$243
Lot size
44,867 sq ft
Lot category
1 to less than 2
Flood zone
X
Garage
2 spaces
Annual taxes
$6,724 (2025)
Parcel #
2393-032-000
Zoning
A1
MLS #
OM716762

Interior Details

Bedrooms
5
Full bathrooms
3
Half bathrooms
1
Flooring
Tile, Wood
Appliances
Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Touchless Faucet, Washer, Water Filtration System, Water Purifier, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s), Wet Bar
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Northeast

Heating & Cooling

Heating
Electric
Cooling
Central Air, Zoned

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener, Garage Faces Side, Ground Level, Parking Pad

HOA & Financial

HOA fee
$133 / Monthly
Monthly HOA
$133/mo
Total monthly fees
$133/mo
Total annual fees
$1,596
HOA name
Louis Gahr
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer's responsibility to confirm all information is accurate with the HOA.
Approval process
Buyer's responsibility to confirm all information is accurate with the HOA.

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Cement Siding, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Electricity Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst14x8
Living RoomFirst14x14
KitchenFirst13x13
FoyerFirst7x15
DinetteFirst12x15
Family RoomFirst14x18
Primary BedroomFirst18x32
Primary BathroomFirst10x17
Bedroom 1First19x11
Bedroom 2First12x14
Bedroom 3First12x17
Bedroom 4First14x15
Balcony/Porch/LanaiFirst30x12

Listing Details

Listing date
2026-01-27
On market date
2026-01-27
Original list price
$976,000
Occupant type
Owner
MLS area
34471 - Ocala
Listing AOR
Ocala - Marion
Status changed
2026-01-27
Tax legal description
SEC 36 TWP 15 RGE 21 PLAT BOOK W PAGE 103 OAK CREEK CAVERNS LOT 32

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

200 in Ocala to 27 South to left on SW 42nd Street past Grand Oaks Publix & Trinity High to Right into Oak Creek Caverns on Right (20th Ave) Gate Code Required.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 5, 2026 at 11:54 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA