$449,000
12480 Fern Point
Floral City, FL 34436
Listing updated: June 10, 2026 at 12:36 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Rare opportunity to own in the established Oak Forest neighborhood. Location is close to the Hernando county line located off of US Hwy 41. Home is located on a cul-de-sac and situated on a large lot with no HOA. Custom built block home offering 3 bedrooms and 2 bathrooms, with a 2 car garage. As you walk up to the home you are greeted by the front wraparound patio that offers scenic views of the neighboring 60 acre pasture. Entering the home you will notice the custom tile work in the foyer and beautiful Hickory hardwood floors throughout the living areas and bedrooms. Living room has a wood burning fireplace & large, lighted storage closet. Living room and separate dining areas allow for plenty of space for entertaining guests. Dining room has tray ceiling. Kitchen offers island with breakfast bar and dual sinks. Ample cabinet space with slide out shelves on the bottom cabinets. Breakfast nook is perfect for quick meals. The enclosed sun room has large windows to enjoy the country view and is equipped with a mini split AC with heat. For cooler nights warm yourself by the potbelly stove while making a hot beverage. Primary bedroom features tray ceiling, walk in closet with custom shelving. Bedroom is oversized and allows access to the garage. Primary bathroom has been updated with new vanity, toilet, shower, jacuzzi tub and flooring. Secondary bedrooms have large, lighted closets and ceiling fans. Hall bathroom has also been updated with new toilet, shower, and flooring. Washer and dryer hookups are in the garage. Water heater is new. AC condenser is two years old. Home has central vac system. Location provides easy access to major highways.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history149 days on market
- Status: ActiveJan 12, 2026
- Listed$459,000Jan 12, 2026
- Price reduced$449,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 149
- Subdivision
- Oak Forest Area
- County
- Citrus
- Year built
- 1995
- Living area
- 2,343 sq ft
- Price/sq ft
- $192
- Building area
- 2,970 sq ft (Public Records)
- Lot size
- 43,070 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $2,711 (2025)
- Parcel #
- 20E21S04 2A0K0 0080
- Zoning
- RESI
- MLS #
- TB8463685
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile, Vinyl, Wood
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Walk-In Closet(s)
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air, Mini-Split Unit(s)
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Other, Private Mailbox
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Public
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 20x21 |
| Kitchen | First | 18x23 |
| Primary Bedroom | First | 12x23 |
| Primary Bathroom | First | 8x13 |
| Dining Room | First | 11x14 |
Listing Details
- Listing date
- 2026-01-12
- On market date
- 2026-01-12
- Original list price
- $459,000
- Occupant type
- Owner
- MLS area
- 34436 - Floral City
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-01-12
- Tax legal description
- OAK FOREST UNREC SUB LOT 8 BLK K DESCR AS FOL: COM AT THE SWCORN OF SEC 4-21-20 TH S 89D 57M 01S E AL THE S LINE OF SDSEC 4 A DIST OF 3083.30 FT TO THE POB TH CONT S 89D 57M 01S
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75 N take exit 293 Dade City, turn right onto Blanton Rd, turn left onto Cortz Blvd, turn right onto N. Broad St, turn right onto E Oak Forest St, turn right onto S Fern Pt house will be on your right at the cul-de-sac.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 10, 2026 at 12:36 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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