


$395,000
1036 North Shore Drive
St Petersburg, FL 33701
Listing updated: September 20, 2026 at 3:05 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Priced Below Recent Appraisal—Seller Has Appraisal Available! Rarely does a home offer the perfect blend of location, charm, value, and peace of mind. This beautifully maintained Mid-Century Modern condominium is tucked away in the highly sought-after Whispering Waters, a premier 55+ community in the heart of downtown St. Petersburg. This spacious ground-floor corner residence features one bedroom, one bath, and an inviting floor plan with generously sized rooms that are difficult to find in today's construction. Three screened lanais create the perfect spaces to enjoy morning coffee, afternoon reading, or evening breezes while embracing Florida's indoor-outdoor lifestyle. The updated kitchen is equipped with attractive modern appliances and opens seamlessly to the living and dining areas, making entertaining effortless. The oversized primary suite offers a large walk-in closet, while the in-unit washer and dryer provide everyday convenience. A private one-car garage with additional storage completes this exceptional package. This home is truly move-in ready, and the community has already completed many of the major improvements buyers are looking for, including exterior painting (2023), a new roof (2024), a resurfaced community pool (2024), plus the required Milestone Inspection and Structural Integrity Reserve Study completed in 2023—offering added confidence for your investment. The location is simply outstanding. Whispering Waters overlooks a beautiful city park and sits directly across from the scenic Tampa Bay waterfront promenade, where miles of walking and biking paths invite you to enjoy spectacular sunrises and waterfront views every day. Leave the car behind and stroll to North Shore Park, The St. Pete Pier, and vibrant Beach Drive, home to award-winning restaurants, sidewalk cafés, boutiques, art galleries, and waterfront dining. Travel + Leisure recognized St. Petersburg as the #1 foodie town among America's coastal cities, and it's easy to see why. Nearby you'll also enjoy world-class attractions including The Dalí Museum, Tropicana Field, Al Lang Stadium, the historic St. Petersburg Shuffleboard Club, the St. Petersburg Yacht Club, museums, theaters, concerts, and year-round festivals that make downtown one of Florida's most vibrant places to live. Whether you're searching for a full-time residence or the perfect seasonal escape, this exceptional condominium offers an unbeatable combination of classic Mid-Century Modern style, a premier downtown waterfront location, completed community improvements, and outstanding value—all priced below its recent appraised value.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history225 days on market
- Status: ActiveJul 10, 2026
- Listed$450,000Jan 19, 2026
- Price reduced$395,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 225
- Subdivision
- Whispering Waters
- County
- Pinellas
- Year built
- 1959
- Living area
- 925 sq ft
- Price/sq ft
- $427
- Lot size
- 116,155 sq ft
- Lot category
- 2 to less than 5
- Flood zone
- AE
- Garage
- 1 spaces
- Pool
- Private pool
- Annual taxes
- $1,455 (2025)
- Parcel #
- 17-31-17-97068-008-0010
- Zoning
- RES
- MLS #
- TB8463460
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Interior Details
- Bedrooms
- 1
- Full bathrooms
- 1
- Flooring
- Laminate, Luxury Vinyl
- Appliances
- Built-In Oven, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Range Hood, Washer
- Interior features
- Thermostat, Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Propane
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- No
HOA & Financial
- HOA fee
- $1,245 / Monthly
- Monthly HOA
- $1,245/mo
- Total monthly fees
- $1,245/mo
- Total annual fees
- $14,940
- HOA name
- Rebecca Anderson
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Call the management company.
- Approval process
- Buyer to verify lease restrictions with HOA
Exterior & Construction
- Exterior features
- Sidewalk, Sprinkler Metered, Storage
- Construction materials
- Block, Concrete
- Roof
- Built-Up, Other
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Connected
Community
- Pets allowed
- No
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 22x12 |
| Dining Room | First | 12x9 |
| Kitchen | First | 10x11 |
| Primary Bedroom | First | 16x15 |
Listing Details
- Listing date
- 2026-01-19
- On market date
- 2026-01-19
- Original list price
- $450,000
- Occupant type
- Vacant
- MLS area
- 33701 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-10
- Tax legal description
- Whispering Waters Condo, Bldg 8, Apt 1
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Beach Drive, Turn N, Go to 11th Ave, turn right to address. Park on 11th Ave on North Shore Drive.
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