$395,000
1036 North Shore Drive
St Petersburg, FL 33701
Listing updated: June 24, 2026 at 2:49 PM ET
Listing courtesy of Century 21 Coastal Alliance · Randall Ierna · MLS #TB8463460 · Active · 727-867-8633Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
PRICED UNDER APPRAISAL! Whispering Waters is located in Downtown St. Petersburg. This ground floor condominium includes a garage space, and is a corner unit. This is a 55+ community. The structural reserve study, and milestone inspection have been completed in 2023. Recent upgrades include exterior painting in 2023, new roof in 2024. The pool was resurfaced in 2024. Service and emotional support pets only. The Owner has a recent appraisal. Garage number 43 This vintage mid-century modern condominium features large rooms, 3 screened lanai's, and a modern kitchen with attractive appliances. It is clean and ready to move into. You can walk to North Shore Park, and a short stroll to Beach Drive with upscale shops, and great restaurants. St. Petersburg has many attractions, including the baseball dome, the Dali Museum, shuffleboard complex and the Pier, Museum, Yacht Club, and miles of waterfront parks.
Local Insight
At $427/sqft for a 1959 unit in an AE flood zone, you're paying a premium that reflects the 55+ community amenities and private pool access rather than building age or modern updates—worth verifying flood insurance costs upfront, as they can easily run $1,500+ annually on top of that $1,245 HOA. The 2.67-acre lot is unusually generous for a condo, but in a mature community like this, check whether that translates to actual privacy or if you're just looking at common grounds; also confirm what's included in that substantial monthly fee, since older Florida 55+ communities can hit you with surprise special assessments for roof and seawall repairs.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history138 days on market
- Status: ActiveMar 10, 2026
- Listed$450,000Jan 19, 2026
- Price reduced$395,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 138
- Subdivision
- Whispering Waters
- County
- Pinellas
- Year built
- 1959
- Living area
- 925 sq ft
- Price/sq ft
- $427
- Lot size
- 116,155 sq ft
- Lot category
- 2 to less than 5
- Flood zone
- AE
- Garage
- 1 spaces
- Pool
- Private pool
- Annual taxes
- $1,455 (2025)
- Parcel #
- 17-31-17-97068-008-0010
- Zoning
- RES
- MLS #
- TB8463460
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Interior Details
- Bedrooms
- 1
- Full bathrooms
- 1
- Flooring
- Laminate, Luxury Vinyl
- Appliances
- Built-In Oven, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Range Hood, Washer
- Interior features
- Thermostat, Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Propane
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- No
HOA & Financial
- HOA fee
- $1,245 / Monthly
- Monthly HOA
- $1,245/mo
- Total monthly fees
- $1,245/mo
- Total annual fees
- $14,940
- HOA name
- Rebecca Anderson
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Call the management company.
- Approval process
- Buyer to verify lease restrictions with HOA
Exterior & Construction
- Exterior features
- Sidewalk, Sliding Doors, Sprinkler Metered, Storage
- Construction materials
- Block, Concrete
- Roof
- Built-Up, Other
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Connected
Community
- Pets allowed
- No
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 22x12 |
| Dining Room | First | 12x9 |
| Kitchen | First | 10x11 |
| Primary Bedroom | First | 16x15 |
Listing Details
- Listing date
- 2026-01-19
- On market date
- 2026-01-19
- Original list price
- $450,000
- Occupant type
- Vacant
- MLS area
- 33701 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-10
- Tax legal description
- Whispering Waters Condo, Bldg 8, Apt 1
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Beach Drive, Turn N, Go to 11th Ave, turn right to address. Park on 11th Ave on North Shore Drive.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 24, 2026 at 2:49 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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