400 Gun Cay Lane, FL

$885,000

400 Gun Cay Lane

Punta Gorda, FL 33950

Active
3
Beds
2
Baths
2,355
Sq Ft
0.24
Acres
2001
Built
WaterfrontWater accessPrivate pool$376/sqft
Single Family Residence

Property type

2001

Year built

10,664 sqft

Lot size

$376

Price / sq ft

No HOA

HOA dues

138

Days on market

2

Garage spaces

AE

Flood zone

About this home

CUSTOM WATERFRONT HOME WITH POOL and ACCESS TO GULF/OCEAN!!! Waterfront Luxury Home on Blue Crab Bay — Direct Access to Charlotte Harbor! Experience true waterfront living in this 2001 custom-built Sand Star home, perfectly situated on Blue Crab Bay with breathtaking intersecting canal views and direct access to Charlotte Harbor. Boaters will love the convenience of being just 13 minutes from Fishermen’s Village by water, with only one bridge to pass through. The property boasts approximately 140 feet of seawall and a concrete double dock (7' x 30') equipped with electricity, water supply, and a 13,000 lb. boat lift—tailor-made for fishing and powerboat enthusiasts. Home Highlights include 3 Bedrooms & 2 Bathrooms, 2,355 sq. ft. of living space (3,385 sq. ft. total), heated pool and spa with a waterfall feature overlooking the canal, Smart home security system with interior and exterior cameras and an open concept and split-bedroom floor plan designed for comfort and easy access. Step through the foyer into an elegant living space that flows seamlessly between the guest living room, formal dining area, dinette, and family room—all connected by tall sliding glass doors framing panoramic waterfront views. The primary suite exudes luxury and privacy with tray ceilings, crown molding, and natural light throughout. The primary bath includes a soaking tub, walk-in shower, dual sinks, and dual walk-in closets. An adjacent office opens directly to the lanai, perfect for working in serene surroundings. The gourmet kitchen features maple cabinetry, full appliances, a breakfast bar, and abundant storage space. Additional built-ins, bookshelves, ceiling speakers, and aquarium-style dinette windows enhance the home’s stylish character. Enjoy outdoor living at its finest with a screened lanai, poolside firepit, outdoor speakers and tranquil canal views that stretch across the horizon. A small workshop in the garage and ample parking add everyday convenience. Best of all, there’s no HOA, giving you freedom to fully enjoy your waterfront lifestyle. Nearby amenities include lots of dining & entertainment options including downtown Punta Gorda, Fishermen’s Village, Laishley Crab House, Gilchrist Park, and more while also being in close proximity to local beaches including Boca Grande, Cayo Costa, Englewood, and Venice and the Punta Gorda Airport is just 10 minutes away. Discover your tropical oasis — a perfect blend of elegance, comfort, and waterfront adventure. The owner is open to including some furnishings with the sale. This home truly has it all — and it won’t last long!

Estimated monthly payment

Principal & interest$4,475
Property taxes$719
Home insurance (est.)$406

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history138 days on market

  1. Status: Active
    Jan 16, 2026
  2. Listed$900,000
    Jan 12, 2026
  3. Price reduced$885,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
138
Subdivision
Punta Gorda Isles Sec 11
County
Charlotte
Year built
2001
Living area
2,355 sq ft
Price/sq ft
$376
Building area
3,385 sq ft (Public Records)
Lot size
10,664 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12015C0241G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$8,625 (2025)
Parcel #
412307351001
Zoning
GS-3.5
MLS #
C7519992

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Wood
Appliances
Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Washer, Water Softener, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Central, Heat Recovery Unit
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener, Garage Faces Side, Guest, Open

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
No work trucks on driveway, or any large over size truck.

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Tile
Foundation
Block, Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

Schools

ElementarySallie Jones ElementaryGreatSchools ↗
MiddlePunta Gorda MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
FoyerFirst6x10
Living RoomFirst9x14
Dining RoomFirst11x13
KitchenFirst12x13
DinetteFirst8x9
Family RoomFirst12x14
LaundryFirst7x8
Bedroom 2First10x11
Bathroom 2First8x11
Bedroom 3First10x11
Primary BedroomFirst13x18
Primary BathroomFirst10x11
OfficeFirst8x10

Listing Details

Listing date
2026-01-10
On market date
2026-01-12
Original list price
$900,000
Occupant type
Owner
MLS area
33950 - Punta Gorda
Listing AOR
Port Charlotte
Status changed
2026-01-16
Tax legal description
PGI 011 0102 0023 PUNTA GORDA ISLES SEC11 REP BLK102 LT23 709/1153 711/1628 746/1198 995/1706&1707 1000/1724 UNREC DC-CMA

Flood risk

High riskFEMA Zone AEPanel 12015C0241G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

FROM I75 Take Exit 164 and head West onto US17/W Marion Avenue. Turn Left onto Shreve St., Continue for Approx. 0.6 miles. Turn Right onto Magdalina Dr. approx. 2 miles. Turn Right onto Freeport Ct., Turn Right onto Gun Cay - Look for Property address, 400 Gun Cay Lane.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 8:44 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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