


$165,000
841 4th Avenue
St Petersburg, FL 33701
Listing updated: September 27, 2026 at 1:05 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Your Downtown St. Pete Retreat. Lock. Leave. Live. Opportunities like this are becoming increasingly rare. Where else can you own an approximately 850-square-foot home in the heart of downtown St. Petersburg for just $175,000? Whether you're searching for the perfect Florida retreat, a weekend escape, a seasonal residence, or simply a place to enjoy everything downtown St. Pete has to offer without the cost and maintenance of a traditional home, this Suncoast Towers residence delivers exceptional value in one of Florida's most vibrant and walkable cities. Leave the lawn mower behind. Forget hurricane yard cleanup. Lock the door, head north for the summer—or spend the weekend at the beach knowing virtually everything is taken care of. Unlike many condominiums, ownership at Suncoast Towers offers remarkably predictable monthly expenses. The cooperative fee includes heating and air conditioning, electricity, water, sewer, trash, internet, cable television, building insurance, exterior maintenance, and reserves. For many owners, that simplicity is one of the community's greatest advantages. Inside, this bright south-facing residence feels surprisingly spacious. Approximately 850 square feet of comfortable living space is filled with natural light from eight large windows overlooking the city. The generous living room easily accommodates both living and dining areas, while the oversized bedroom offers ample space for a queen-size bed and additional furnishings. The Art Deco-inspired bathroom has been thoughtfully refreshed with a resurfaced tub, updated vanity, sleek black Delta fixtures, and a Toto toilet, preserving its original character while adding modern convenience. Step outside and you're only moments from everything that has made downtown St. Petersburg one of America's most desirable places to live. Walk to Mirror Lake Park, the historic Carnegie Library, the World's Largest Shuffleboard Club, neighborhood cafés, breweries, restaurants, galleries, and the energy of Central Avenue. Continue on to Beach Drive, the St. Pete Pier, waterfront parks, museums, theaters, and countless festivals that make downtown come alive throughout the year. The building itself has already completed many of the improvements today's buyers want to see, including a new roof, new Hardie® siding, hurricane-impact windows, refreshed common areas, and completed structural and milestone inspections. Located outside the flood zone, the property also offers added peace of mind. Pet lovers will appreciate one of downtown's most generous pet policies, allowing up to two dogs weighing as much as 100 pounds each—an uncommon benefit in this price range. Suncoast Towers is a welcoming 55+ cooperative community where up to 20% of the residences may be occupied by owners under 55, subject to association availability. Cooperative ownership is cash only, creating a financially stable community with owners who value simplicity, affordability, and low-maintenance living. This home isn't competing with downtown condominiums selling for $400,000, $600,000, or even $1 million. It offers something different. A chance to own your own piece of one of Florida's most exciting downtowns at a price that is becoming increasingly difficult to find. Come experience why so many people visit St. Petersburg—and why you'll have the opportunity to call it your own.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history263 days on market
- Status: ActiveJan 7, 2026
- Listed$199,000Jan 7, 2026
- Price reduced$165,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 263
- Subdivision
- Suncoast Towers Apts Co-Op
- County
- Pinellas
- Year built
- 1955
- Living area
- 850 sq ft
- Price/sq ft
- $194
- Lot size
- 12,984 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12103C0219H)
- Annual taxes
- $1,334 (2024)
- Parcel #
- 19-31-17-86384-000-0380
- MLS #
- TB8461874
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Interior Details
- Bedrooms
- 1
- Full bathrooms
- 1
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Electric Water Heater, Exhaust Fan, Range, Refrigerator
- Interior features
- Living Room/Dining Room Combo, Open Floorplan
- Laundry
- Common Area, Corridor Access
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- HOA fee
- $850 / Monthly
- Monthly HOA
- $850/mo
- Total monthly fees
- $850/mo
- Total annual fees
- $10,200
- HOA name
- Harbeck Hospitality/Alyssa Simpson
- CDD
- No
- Homestead exemption
- Yes
- Listing terms
- Cash
- Ownership
- Co-op
- Available for lease
- No
- Additional lease restrictions
- The property cannot be leased or rented.
Exterior & Construction
- Exterior features
- Courtyard, Garden, Lighting, Outdoor Grill, Sidewalk
- Construction materials
- Block, Cement Siding, Concrete
- Roof
- Membrane
- Foundation
- Stilt/On Piling
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Fire Hydrant, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit, Size Limit
- Senior community
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Dinette | First | |
| Primary Bedroom | First | |
| Kitchen | First | |
| Bathroom 1 | First |
Listing Details
- Listing date
- 2026-01-07
- On market date
- 2026-01-07
- Original list price
- $199,000
- Occupant type
- Owner
- MLS area
- 33701 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-01-07
- Tax legal description
- SUNCOAST TOWERS APTS CO-OP APT 38
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From MLK J St N head east on 4th Ave N to the property.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 27, 2026 at 1:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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