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$370,000

9434 Tara Cay CourtSeminole, FL 33776

Listing updated: October 13, 2026 at 9:03 PM ET

Active

Listing courtesy of Re/Max Action First · Heidi Pecora PA · MLS #TB8460800 · Active · 727-531-2006

Beds

Baths

1,506

Sq Ft

0.04

Acres

1990

Built

◆Waterfront◆Water access◆$246/sqft

Townhouse

Property type

1990

Year built

1,764 sqft

Lot size

$246

Price / sq ft

$375/mo

HOA dues

281

Days on market

X500*

Flood zone

About this home

NO Flood Insurance required!! Rarely available waterfront living Townhouse in the hidden enclave of Tara Cay II. The DEEDED boat slip leads into the Intracoastal Waterway and a short boat trip to John’s Pass or Clearwater Bay or take a boat ride to your favorite restaurant on the water. Rear of house has no neighbors, borders a Conservation Area, and sits directly West for spectacular intracoastal and sunset views. Perfect for boating enthusiasts seeking convenience and tranquility. With over 1,500 square feet, this three-bedroom, three-bath residence features an open, airy floor plan ideal for both everyday living and entertaining. Second floor offers two bedrooms, both with ensuite. The third bedroom is conveniently located on main floor with full bath. Located within a quiet, charming, low-density enclave. Residents enjoy access to a peaceful heated community pool, where you can sit and watch the boats go by on the Intracoastal. A large grounds area, that allows for plenty of room for dog walking and playing. The home has been thoughtfully maintained with major upgrades already completed, including a new roof (2023), brand-new hot water heater, newer AC (approx. four years), and new kitchen and laundry appliances, including an induction oven. New hurricane rated windows and doors in living area. Washer and dryer are conveniently located on the upper level. This property experienced NO FLOODING during previous storms. Low-maintenance living is made easy with a $375 monthly fee covering water, sewer, garbage, cable, internet, exterior maintenance, and grounds care. A rare opportunity to enjoy waterfront lifestyle, boating access, and sunsets—all in a prime location. There is even the bonus of assuming the current mortgage of approximately $230k at 3.62% for qualified buyers!! Close to shopping, beach, restaurants and medical facilities, with a short commute to airport and downtown.

Estimated monthly payment

Principal & interest$1,871

Property taxes$508

Home insurance (est.)$170

HOA dues$375

Down payment

20%

$74,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history281 days on market

Status: Active
Jan 5, 2026
Listed$469,900
Jan 5, 2026
Price reduced$370,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type: Residential
Sub type: Townhouse
Status: Active
Days on market: 281
Subdivision: Tara Cay Ii
County: Pinellas
Year built: 1990
Living area: 1,506 sq ft
Price/sq ft: $246
Lot size: 1,764 sq ft
Lot category: 0 to less than 1/4
Flood zone: X500* (12103C0177H)
Annual taxes: $6,095 (2024)
Parcel #: 19-30-15-89769-000-0250
Zoning: RPD-7.5
MLS #: TB8460800

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Interior Details

Bedrooms: 3
Full bathrooms: 3
Flooring: Ceramic Tile, Vinyl
Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Open Floorplan
Laundry: Inside, Laundry Closet
Stories / Levels: Two
Direction faces: East

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Parking features: Covered, Driveway, Off Street
Carport: Yes

HOA & Financial

HOA fee: $375 / Monthly
Monthly HOA: $375/mo
Total monthly fees: $375/mo
Total annual fees: $4,500
HOA name: Bill Atkinson
CDD: No
Homestead exemption: Yes
Min lease term: 3 Months
Listing terms: Assumable, Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: 3 month minimum, association approval required
Approval process: application to HOA

Exterior & Construction

Exterior features: Sidewalk
Construction materials: Stucco, Vinyl Siding
Roof: Shingle
Foundation: Slab
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed: Cats OK, Dogs OK, Number Limit

Schools

ElementaryOakhurst Elementary-PNGreatSchools ↗

MiddleSeminole Middle-PNGreatSchools ↗

High SchoolSeminole High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Bedroom 2	Second	11x12
Primary Bedroom	Second	11x14
Living Room	First	15x26
Kitchen	First	10x8
Bedroom 3	First	10x15

Listing Details

Listing date: 2026-01-05
On market date: 2026-01-05
Original list price: $469,900
Occupant type: Owner
MLS area: 33776 - Seminole/Largo
Listing AOR: Suncoast Tampa
Status changed: 2026-01-05
Tax legal description: TARA CAY II LOT 25 AND E 1/2 OF WATER LOT 43A

Flood risk

Moderate riskFEMA Zone X500*Panel 12103C0177H

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

102nd Ave, south on Hamlin Blvd. Right on 95th Street, left on Tara Cay Court to address.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 13, 2026 at 9:03 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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