495 Schooner Street, FL
Stellar MLS

$169,900

495 Schooner Street

North Port, FL 34287

Listing updated: May 26, 2026 at 9:58 AM ET

Active
2
Beds
2
Baths
1,471
Sq Ft
0.11
Acres
1996
Built
WaterfrontWater access55+ community$116/sqft
Manufactured Home

Property type

1996

Year built

4,997 sqft

Lot size

$116

Price / sq ft

$196/mo

HOA dues

114

Days on market

AE

Flood zone

About this home

Lowest-priced waterfront property on the market. Seller states the home is valued at approximately $200,000; priced below market value to account for the property’s current condition and the existing Building Enforcement violation for the construction of a wood-framed carport and shed without permits. Updated, modern home, perfectly situated on Lake Dolphin in the premier 55+ gated community of Harbor Isles. Land owned. BRAND NEW VAPOR BARRIER. Seller states home has a newer metal roof, a carport, and a shed. 2022 A/C. This home offers unobstructed, panoramic views of Lake Dolphin and is just 0.1 miles from the community boat ramp and kayak launch. The modern kitchen opens to a spacious living area ideal for entertaining, featuring an oversized island, new stainless steel appliances, a wall oven, and cooktop. The primary bedroom offers an ensuite updated bathroom and two walk-in closets, while the guest bedroom includes its own ensuite bathroom and walk-in closet, providing comfort and privacy for residents and guests. Spacious, long, and wide carport with plenty of parking, complemented by an oversized shed featuring a conveniently located washer and dryer. Harbor Isles is a premier, gated 55+ community situated along the scenic Myakka River, just minutes from the Gulf of America. LOW HOA $196 a month. NO LOT Rent. Residents enjoy an impressive array of amenities, including a heated pool and spa, state-of-the-art fitness center, tennis and pickleball courts, bocce and shuffleboard, an expansive clubhouse, library, and a marina offering boat and kayak access to the Gulf. This pet-friendly community features a vibrant social calendar with clubs and activities for every interest, making Harbor Isles the perfect place to enjoy an active and relaxed Florida lifestyle. There is plenty of wildlife to enjoy; herons, egrets, cranes, ibis, parrots, even alligators and manatees! Conveniently located within minutes of Downtown Wellen Park, Costco, shopping, restaurants, and a short drive to beautiful Gulf Beaches. Schedule a viewing today and make this dream home a reality!

Estimated monthly payment

Principal & interest$859
Property taxes$230
Home insurance (est.)$78
HOA dues$196

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history114 days on market

  1. Status: Active
    May 1, 2026
  2. Listed$199,900
    Jan 7, 2026
  3. Price reduced$169,900

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
114
Subdivision
Harbor Isles Ph 5
County
Sarasota
Year built
1996
Living area
1,471 sq ft
Price/sq ft
$116
Building area
2,371 sq ft (Public Records)
Lot size
4,997 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12115C0370G)
Annual taxes
$2,761 (2025)
Parcel #
0789155518
Zoning
RMH
MLS #
C7519625

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
Interior features
Built-in Features, Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Electric, Heat Pump
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

HOA fee
$196 / Monthly
Monthly HOA
$196/mo
Total monthly fees
$196/mo
Total annual fees
$2,352
HOA name
Bethany Ray
CDD
No
Min lease term
3 Months
Listing terms
Cash
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Tenant must complete application & background check
Approval process
Interview and board approval

Exterior & Construction

Exterior features
Lighting, Private Entrance, Private Mailbox, Rain Gutters, Storage
Construction materials
Vinyl Siding
Roof
Metal
Foundation
Crawlspace, Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Public

Community

Pets allowed
Number Limit, Size Limit
Senior community
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst14x14
KitchenFirst15x14
Living RoomFirst24x14

Listing Details

Listing date
2026-01-05
On market date
2026-01-07
Original list price
$199,900
Occupant type
Vacant
MLS area
34287 - North Port/Venice
Listing AOR
Port Charlotte
Status changed
2026-05-01
Tax legal description
UNIT 495 HARBOR ISLES PH 5

Flood risk

High riskFEMA Zone AEPanel 12115C0370G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Venice: S Tamiami Trail (US-41 S), Follow signs for US-41 / Tamiami Trail, Turn right onto Harbor Isles Pkwy, Turn right onto Schooner St., Continue until you reach 495 Schooner St. Property will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 26, 2026 at 9:58 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA