$215,000
2003 Oak Street
St Cloud, FL 34769
Listing updated: June 4, 2026 at 10:01 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
No HOA, no CDD! This new 2026 mobile home offers 2 bedrooms and 2 bathrooms and is located within the city limits on a partially fenced lot. Enjoy a fresh, modern feel with all new appliances and an efficient, open layout with laminate flooring throughout. Conveniently located close to downtown St. Cloud, with easy access to shopping, dining, city buses and local amenities. A great opportunity for low-maintenance living with no extra community fees. O down and down payment assistance financing available to those who qualify. This home is a wind zone 3 (this area only requires a wind zone 2) which helps with insurance. Energy efficient mobile home with double pane windows. This can be purchased with a 0 downpayment with No PMI for those who qualify.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history146 days on market
- Status: ActiveMar 26, 2026
- Listed$225,000Jan 4, 2026
- Price reduced$215,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 146
- Subdivision
- Montagues Village Unit 1
- County
- Osceola
- Year built
- 2026
- Living area
- 750 sq ft
- Price/sq ft
- $287
- Lot size
- 5,950 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Annual taxes
- $680 (2025)
- Parcel #
- 11-26-30-4190-0001-0510
- Zoning
- ORMH
- MLS #
- S5141003
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Dishwasher, Range, Range Hood, Refrigerator
- Interior features
- Ceiling Fans(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- North
- New construction
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Attached garage
- No
- Parking features
- Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, Other
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer/buyers agent to do their due diligence and inquire with the City Of Saint Cloud for any leasing restrictions.
Exterior & Construction
- Exterior features
- None, Private Mailbox
- Construction materials
- Vinyl Siding
- Roof
- Shingle
- Foundation
- Stilt/On Piling
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected, Public, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 11x13 |
| Primary Bathroom | First | |
| Dining Room | First | 7x6 |
| Living Room | First | 11x13 |
| Kitchen | First | |
| Bedroom 2 | First | 8x10 |
| Bathroom 2 | First |
Listing Details
- Listing date
- 2026-01-04
- On market date
- 2026-01-04
- Original list price
- $225,000
- Occupant type
- Vacant
- MLS area
- 34769 - St Cloud (City of St Cloud)
- Listing AOR
- Osceola
- Status changed
- 2026-03-26
- Tax legal description
- MONTAGUES VILLAGE UNIT 1 PB 1 PG 368 LOT 51
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head East on Irlo Bronson HWY turn right on Vermont Ave, left on Oak Street, home is on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 4, 2026 at 10:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA