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$90,000

3285 Santa Barbara DrPunta Gorda, FL 33983

Listing updated: September 4, 2026 at 2:27 PM ET

Active

Listing courtesy of Re/Max Palm Realty · Kris Nichols · MLS #C7519526 · Active · 941-743-5525

Baths

0.23

Acres

◆Waterfront◆Water access◆$9/sqft◆360° tour

Land

Property type

10,003 sqft

Lot size

Price / sq ft

No HOA

HOA dues

246

Days on market

AE 10'

Flood zone

About this home

The property features a CONCRETE seawall, is CLEARED, and IMPACT FEES ARE ALREADY PAID, making this lot truly ready to go. As a bonus, the neighboring lot (MLS #C7510583) is also available for purchase from a different owner, presenting a rare opportunity to secure additional waterfront frontage, create a larger estate-sized homesite, or preserve extra privacy. Discover the perfect opportunity to build your Florida waterfront dream in the desirable Harbour Heights community of Punta Gorda, FL. This waterfront lot offers quick and easy access to the Peace River and beyond to Charlotte Harbor and the Gulf—ideal for boating, fishing, and enjoying the Southwest Florida lifestyle. Just 1.1 miles away, residents enjoy the newly upgraded Harbour Heights Park, offering a public boat ramp, day docks, pavilion, tennis courts, shuffleboard, playground, and a beautiful park-like setting. Conveniently located near I-75, this location provides easy access to Punta Gorda, dining, shopping, and travel—while still delivering peaceful waterfront living. Whether you’re planning a full-time residence or a seasonal retreat, this property checks all the boxes for Southwest Florida waterfront living.

Estimated monthly payment

Principal & interest$455

Property taxes$145

Home insurance (est.)$41

Down payment

20%

$18,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history246 days on market

Status: Active
Jan 1, 2026
Listed$125,000
Jan 1, 2026
Price reduced$90,000

Facts & features

Property type: Land
Status: Active
Days on market: 246
Subdivision: Harbor Heights Sec 06 Pt 01
County: Charlotte
Price/sq ft: $9
Lot size: 10,003 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE 10'
Annual taxes: $1,739 (2025)
Parcel #: 402322183003
Zoning: RSF3.5
MLS #: C7519526

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HOA & Financial

Total monthly fees: None
Total annual fees: None
Ownership: Fee Simple

Exterior & Construction

Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Asphalt

Utilities

Sewer: None
Water source: None
Utilities: Electrical Nearby

Schools

ElementaryDeep Creek ElementaryGreatSchools ↗

MiddlePunta Gorda MiddleGreatSchools ↗

High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Listing Details

Listing date: 2025-12-31
On market date: 2026-01-01
Original list price: $125,000
MLS area: 33983 - Punta Gorda
Listing AOR: Port Charlotte
Status changed: 2026-01-01
Tax legal description: HBH 004 0102 0009 HARBOUR HEIGHTS SEC 4 PART 1 BLK 102 LTS 9 & 10 232/630 DC481/702-7033 536/274- 28

Flood risk

High riskFEMA Zone AE 10'

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Interstate 75 and Harborview Rd, head east on Harborview Rd. That will turn into Sunnybrook Rd. Take a right onto Cardiff St, then a left onto Ann Arbor Ave, take a right onto Santa Barbara Dr. The lot will be on the right.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 4, 2026 at 2:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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