109 3rd Street, FL
Stellar MLS

$625,000

109 3rd Street

Eagle Lake, FL 33839

Listing updated: May 2, 2026 at 1:37 PM ET

Active
0
Baths
2,300
Sq Ft
0.28
Acres
1960
Built
$117/sqft360° tour
Retail

Property type

1960

Year built

12,001 sqft

Lot size

$117

Price / sq ft

No HOA

HOA dues

134

Days on market

X

Flood zone

About this home

Located in the heart of Polk County within the growing town of Eagle Lake, this ±5,349 SF commercial property presents a compelling opportunity for both investors and owner-users. The site includes a 2,300 SF air-conditioned retail building, currently partially owner-occupied and partially leased to a tenant through April 2026, along with an ±280 SF storage shed. At the rear of the property is a 2,769 SF non–air-conditioned structure with a gravel floor, presently leased on a month-to-month basis to a sports/baseball training facility. Situated just one street off State Road 17, and separated only by a railroad, the property benefits from strong visibility and exposure, with the potential for prominent signage subject to approvals. State Road 17 carries an average daily traffic count of approximately 14,500 vehicles, providing excellent access and market presence. The property is zoned General Commercial, allowing for a wide range of potential uses in accordance with the town’s land use table and conditional approval requirements. This offering is well suited for an investor seeking redevelopment potential or an owner-user desiring a highly visible, centrally located, and easily accessible commercial site.

Local Insight

At $117/sqft for a 1960s retail building in Eagle Lake, you're getting below-market pricing that likely reflects the property's age and condition—worth verifying what deferred maintenance exists before committing. The location on 3rd Street is solid for local foot traffic, but you'll want to assess the actual daytime population and spending patterns in Eagle Lake, since retail viability here depends heavily on whether there's sufficient customer draw. The X flood zone is a genuine advantage that reduces insurance costs, and with no HOA, you have full operational control, though the small 0.28-acre lot limits expansion or parking if that matters to your business plan.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$3,160
Property taxes$417
Home insurance (est.)$286

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history134 days on market

  1. Status: Active
    Dec 20, 2025
  2. Listed$625,000
    Dec 19, 2025
  3. Price increased$625,000

Virtual Tour

Facts & features

Property type
Commercial Sale
Sub type
Retail
Status
Active
Days on market
134
Subdivision
Wolf William Sub
County
Polk
Year built
1960
Living area
2,300 sq ft
Price/sq ft
$117
Building area
5,349 sq ft (Owner)
Lot size
12,001 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12105C0510G)
Annual taxes
$5,003 (2024)
Parcel #
26-29-07-684500-033060
MLS #
P4937338

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Heating & Cooling

Cooling
Central Air, None

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
Ownership
Sole Proprietor

Exterior & Construction

Construction materials
Block, Metal Siding
Foundation
Slab
Road surface
Asphalt

Listing Details

Listing date
2025-12-17
On market date
2025-12-19
Original list price
$625,000
MLS area
33839 - Eagle Lake
Listing AOR
East Polk
Status changed
2025-12-20
Tax legal description
WOLF WILLIAM SUB PB 8 PG 4 TIER 3 BLK 3 LOTS 6 & 7

Flood risk

Minimal riskFEMA Zone XPanel 12105C0510G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Cypress Gardens Boulevard and State Road 17, head South on State Road 17. Turn right on East Eagle Ave. Turn Right on 3rd St. Property is on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 2, 2026 at 1:37 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA