3440 Olive Avenue, FL
Stellar MLS

$189,990

3440 Olive Avenue

Crystal River, FL 34428

Listing updated: June 6, 2026 at 9:15 AM ET

Pending
3
Beds
2
Baths
1,114
Sq Ft
0.46
Acres
1984
Built
$171/sqft360° tour
Single Family Residence

Property type

1984

Year built

20,000 sqft

Lot size

$171

Price / sq ft

No HOA

HOA dues

112

Days on market

1

Garage space

AE

Flood zone

About this home

Under contract-accepting backup offers. Short Sale. SHORT SALE! Fully Renovated, Oversized Lot, No HOA, No CDD, RV & Boat Friendly Welcome to this beautifully renovated 3-bedroom, 2-bath single-family home located in the heart of Crystal River, Florida, one of the Nature Coast’s most desirable destinations. Sitting on an oversized lot with no HOA or CDD, this property offers freedom, space, and flexibility—perfect for homeowners, investors, or those seeking a coastal lifestyle. The home has been fully renovated, featuring brand-new flooring throughout and a completely updated kitchen with solid wood cabinetry, sleek granite countertops, and modern finishes, ideal for everyday living and entertaining. Both bathrooms have been tastefully updated with stylish vanities and contemporary touches, creating a fresh and inviting feel throughout the home. Enjoy the convenience of ample outdoor space with room to park your RV, boat, or recreational toys, making this property ideal for outdoor enthusiasts. Whether you’re looking for a primary residence, vacation home, or short- or long-term rental, this property checks all the boxes. Located just minutes from Crystal River’s top attractions—swim with the world-famous manatees in Kings Bay, kayak through the scenic Three Sisters Springs, explore the Crystal River Archaeological State Park, or enjoy nearby waterfront dining, shopping, fishing, and boating. This is a move-in-ready opportunity to own a piece of paradise in one of Florida’s most beloved coastal communities. Schedule your showing today—this one won’t last!

Estimated monthly payment

Principal & interest$961
Property taxes$208
Home insurance (est.)$87

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history112 days on market

  1. Status: Pending
    Apr 24, 2026
  2. Listed$220,990
    Dec 18, 2025
  3. Price reduced$189,990

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
112
Cumulative DOM
295
Subdivision
Crystal Park
County
Citrus
Year built
1984
Living area
1,114 sq ft
Price/sq ft
$171
Building area
1,617 sq ft (Public Records)
Lot size
20,000 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12017C0186E)
Garage
1 spaces
Annual taxes
$2,492 (2025)
Parcel #
17E-18S-21-0010-00000-4455
Zoning
LDR
MLS #
TB8457773

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Range Hood
Interior features
Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Thermostat
Laundry
In Garage
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Electricity Connected, Water Connected

Room Details

RoomLevelDimensions
Great RoomFirst
KitchenFirst
Primary BedroomFirst
Bedroom 2First
Bedroom 3First

Listing Details

Listing date
2025-12-17
On market date
2025-12-18
Original list price
$220,990
Occupant type
Vacant
Special conditions
Short Sale
MLS area
34428 - Crystal River
Listing AOR
Suncoast Tampa
Status changed
2026-04-24
Tax legal description
TOWNSITE OF CRYSTAL PARK S1/2 OF LOT 445 DESC IN OR BK 656 PG 668

Flood risk

High riskFEMA Zone AEPanel 12017C0186E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 19 North turn right onto N Turkey Oak Drive to right onto N Olive Avenue house on right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 6, 2026 at 9:15 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA