$337,000

3843 97th Terrace

Pinellas Park, FL 33782

Active
2
Beds
2
Baths
1,576
Sq Ft
0.13
Acres
1971
Built
55+ community$214/sqft
🏠Single Family Residence

Property type

🏗️1971

Year built

📐5,493 sqft

Lot size

📊$214

Price / sq ft

🏘️$497/mo

HOA dues

📅110

Days on market

🚗1

Garage space

🌊X

Flood zone

About this home

A comfortable, easy-living lifestyle awaits in this well-kept 2-bed, 2-bath home set within a beautifully maintained 55+ community. Offering 1,576 square feet of living space, this home stands out with newer windows, professionally cleaned flooring, and a thoughtful layout designed for both relaxation and functionality. Inside, the spacious main living area transitions seamlessly into a large Florida room—perfect as a second living space, hobby area, or sunny retreat for morning coffee. Just off the Florida room and kitchen is a versatile craft or storage room, giving you the extra space everyone always wishes they had. The attached 1-car garage includes the laundry area with washer and dryer included (added after the photos were taken; image enhanced to reflect the updated setup), making daily tasks convenient and tidy. Living here means embracing a true lock-and-leave lifestyle. The community handles exterior maintenance, freeing you to enjoy resort-style amenities at your own pace. Meet friends at the clubhouse, stay active in the fitness center, unwind by the pool and hot tub, or join one of the many social activities available. If you’re seeking a spacious, low-maintenance home with room to spread out and a community that feels welcoming, this one checks all the boxes.

Estimated monthly payment

Principal & interest$1,704
Property taxes$384
Home insurance (est.)$154
HOA dues$497

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history110 days on market

  1. Status: Active
    Dec 8, 2025
  2. Listed$360,000
    Dec 8, 2025
  3. Price reduced$337,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
110
Subdivision
Mainlands Of Tamarac By The Gulf Unit 3 Condo
County
Pinellas
Year built
1971
Living area
1,576 sq ft
Price/sq ft
$214
Building area
1,941 sq ft (Public Records)
Lot size
5,493 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0206J)
Garage
1 spaces
Annual taxes
$4,603 (2024)
Parcel #
22-30-16-54567-066-0260
MLS #
TB8454864

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Laminate, Tile
Appliances
Dishwasher, Disposal, Exhaust Fan, Range, Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo
Laundry
In Garage
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$497 / Monthly
Monthly HOA
$497/mo
Total monthly fees
$497/mo
Total annual fees
$5,964
HOA name
JOE POLKOWSKI
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
***Buyer responsible for verifying any and all lease restrictions.
Approval process
***Buyer responsible for verifying any and all approval process.

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block, Stucco
Roof
Concrete, Tile
Foundation
Slab
Road surface
Other

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected

Community

Pets allowed
Yes
Senior community
Yes

Schools

ElementaryPinellas Central Elem-PNGreatSchools ↗
MiddleFitzgerald Middle-PNGreatSchools ↗
High SchoolPinellas Park High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst21x14
KitchenFirst10x10
Primary BedroomFirst14x14

Listing Details

Listing date
2025-12-08
On market date
2025-12-08
Original list price
$360,000
Occupant type
Vacant
MLS area
33782 - Pinellas Park
Listing AOR
Suncoast Tampa
Status changed
2025-12-08
Tax legal description
MAINLANDS OF TAMARAC BY THE GULF UNIT 3 CONDO BLK 66, LOT 26

Flood risk

Minimal riskFEMA Zone XPanel 12103C0206J

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Follow FL-573 N to US-92 E. Take Gandy Blvd N to Grand Ave in Pinellas Park. Take Gateway Centre Blvd to US-19 N. Turn right onto US-19 N. Continue on Mainlands Blvd W. Drive to 97th Terrace N. Destination will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 28, 2026 at 2:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA