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$550,000

1060 Pinellas BaywayTierra Verde, FL 33715

Listing updated: October 14, 2026 at 4:44 PM ET

Active

Listing courtesy of Century 21 Listsmart · Robert Gawel · MLS #TB8451836 · Active · 727-222-1198

Beds

Baths

1,510

Sq Ft

Acres

1986

Built

◆Waterfront◆Water access◆Fireplace◆$364/sqft◆360° tour

Condominium

Property type

1986

Year built

$364

Price / sq ft

No HOA

HOA dues

322

Days on market

Flood zone

About this home

MAJOR PRICE REDUCTION — now $200,000 below original list! Rare FIRST-FLOOR waterfront in one of only THREE Tierra Verde communities with this panorama. Walls of glass frame the curve of the Grand Canal, beautiful-sand beaches, Dents Channel, and the Gulf surf rolling in along Shell Key Preserve. Three oversized private balconies serve up sunrise over the canal, afternoon light on the water, and salt-air evenings off the master suite. Across the channel sit $8–10M mansions; the beach is an easy stroll away. Inside, an updated kitchen with warm wood cabinetry, floor-to-ceiling hurricane-rated sliders, protective shutters, a brand-new A/C, and rare heated floors on the main level. Best of all: NO history of water intrusion or storm damage—even through past storms—offering peace of mind few waterfront homes can match. Resort-style amenities include a heated pool, spa, and waterfront entertainment area. Coastal Florida living at its finest—come see this view for yourself!

Estimated monthly payment

Principal & interest$2,781

Property taxes$738

Home insurance (est.)$252

Down payment

20%

$110,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history322 days on market

Status: Active
Nov 26, 2025
Listed$800,000
Nov 26, 2025
Price reduced$550,000

Facts & features

Property type: Residential
Sub type: Condominium
Status: Active
Days on market: 322
Subdivision: Cove On The Gulf Condo
County: Pinellas
Year built: 1986
Living area: 1,510 sq ft
Price/sq ft: $364
Lot size: 0 sq ft
Lot category: Non-Applicable
Flood zone: AE
Annual taxes: $8,855 (2024)
Parcel #: 20-32-16-18721-000-0120
MLS #: TB8451836

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Half bathrooms: 1
Flooring: Carpet, Ceramic Tile
Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Indoor Grill, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
Interior features: Ceiling Fans(s), Dry Bar, Kitchen/Family Room Combo, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
Laundry: Inside, Laundry Room, Upper Level
Stories / Levels: Two
Direction faces: East
Fireplace: Yes

Heating & Cooling

Heating: Central, Electric, Heat Pump
Cooling: Central Air

Parking

Carport: Yes

HOA & Financial

Total monthly fees: $1,060/mo
Total annual fees: $12,716
HOA name: MC Homes / Maggie Caceras
CDD: No
Homestead exemption: Yes
Min lease term: 1 Month
Listing terms: Cash, Conventional, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Contact the association for additional restrictions
Approval process: Application / Background Check / Board Approval

Exterior & Construction

Exterior features: Lighting
Construction materials: Block, Stucco, Frame
Roof: Membrane, Metal
Foundation: Block
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Community

Pets allowed: Cats OK, Dogs OK

Room Details

Room	Level	Dimensions
Kitchen	First	8x16
Great Room	First	14x17
Dining Room	First	10x11
Primary Bedroom	Second	13x17

Listing Details

Listing date: 2025-11-26
On market date: 2025-11-26
Original list price: $800,000
Occupant type: Owner
MLS area: 33715 - St Pete/Tierra Verde
Listing AOR: Suncoast Tampa
Status changed: 2025-11-26
Tax legal description: COVE ON THE GULF CONDO UNIT 12

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I- 275 South to 682 West .02 miles on 682 West make a left onto 679 Drive 1.5 miles to the condo

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 14, 2026 at 4:44 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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