632 Edgewater Drive, FL
Stellar MLS

$349,900

632 Edgewater Drive

Dunedin, FL 34698

Active
2
Beds
2
Baths
1,220
Sq Ft
0.38
Acres
1973
Built
Water viewWater accessPrivate pool55+ community$287/sqft360° tour
Condominium

Property type

1973

Year built

16,583 sqft

Lot size

$287

Price / sq ft

No HOA

HOA dues

138

Days on market

AE

Flood zone

About this home

Welcome to coastal living at its finest in this beautifully maintained, fully furnished 2-bedroom, 2-bath condo located in the highly desirable 55+ waterfront community of Edgewater Arms. Situated on the second floor, this bright and inviting 1,220 sq. ft. residence offers an open-concept living and dining area enhanced by large windows that fill the space with natural light and provide partial water views of St. Joseph Sound. The well-appointed kitchen features modern appliances, with brand new range/microwave and a convenient walk-in pantry, while the spacious primary suite includes its own private bath and generous closet storage. A comfortable guest bedroom and full hallway bath make hosting visitors effortless. The home includes a blend of ceramic tile, luxury vinyl, and carpet throughout, central heating and air, a dry bar, and tasteful furnishings that make it truly move-in ready. Residents of Edgewater Arms enjoy an unmatched waterfront lifestyle with amenities that include a heated swimming pool, two private fishing piers, a clubhouse with social and fitness spaces, shuffleboard, kayak and bike storage, grilling areas, walkways along the water, and a relaxing tiki hut and firepit. The building offers modernized elevators, storm-rated windows, secure entry, and an assigned covered carport for convenience and peace of mind. Located just minutes from vibrant downtown Dunedin, this property provides easy access to charming shops, restaurants, breweries, festivals, the Pinellas Trail, and the pristine beaches and parks of the surrounding coastal area. Whether you’re looking for a seasonal getaway or a full-time residence, this condo offers the perfect blend of comfort, community, and waterfront serenity.

Local Insight

This 1973 condo is priced reasonably for waterfront access in a 55+ community, but the AE flood zone designation means you're looking at mandatory flood insurance that'll eat into your monthly costs—factor that into your true cost of ownership. The private pool and direct water access are genuine perks, though you'll want a thorough inspection on a unit this age, especially around the foundation and any water intrusion issues common to properties this close to the water. At $287/sqft, it's competitive for Dunedin's waterfront market, but make sure the HOA-free benefit isn't offset by rising condo association fees or special assessments down the road.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,769
Property taxes$541
Home insurance (est.)$160

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history138 days on market

  1. Status: Active
    Nov 21, 2025
  2. Listed$425,000
    Nov 21, 2025
  3. Price reduced$349,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
138
Subdivision
Edgewater Arms 3rd Condo
County
Pinellas
Year built
1973
Living area
1,220 sq ft
Price/sq ft
$287
Lot size
16,583 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12103C0068H)
Pool
Private pool
Annual taxes
$6,489 (2024)
Parcel #
34-28-15-24905-000-2380
MLS #
TB8450633

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Dry Bar, Elevator, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Common Area
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$1,073/mo
Total annual fees
$12,876
HOA name
Renee Brooks
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyers agent should verify all lease restrictions with HOA
Approval process
Interview process for approval

Exterior & Construction

Exterior features
Lighting, Outdoor Grill, Private Entrance, Private Mailbox, Sidewalk, Storage
Construction materials
Concrete
Roof
Membrane
Foundation
Block, Concrete Perimeter
Pool
Private pool
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
Primary BathroomFirst
KitchenFirst
Living RoomFirst
Dining RoomFirst
Bedroom 2First
Bathroom 2First

Listing Details

Listing date
2025-11-21
On market date
2025-11-21
Original list price
$425,000
Occupant type
Vacant
MLS area
34698 - Dunedin
Listing AOR
Suncoast Tampa
Status changed
2025-11-21
Tax legal description
EDGEWATER ARMS 3RD CONDO UNIT 238

Flood risk

High riskFEMA Zone AEPanel 12103C0068H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US Highway 19N to 580 W then go south on Alt 19 past marina to address on right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 8, 2026 at 1:58 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA