$550,000
5523 2nd Avenue CirclePalmetto, FL 34221
Listing updated: September 28, 2026 at 2:42 PM ET
Listing courtesy of Karnes Realty Group · William Karnes, II · MLS #TB8450560 · Active · 813-857-2484Property type
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Last undeveloped waterfront lot in the community! Build your own custom home on the shores of Terra Ceia Bay and add a custom built dock of your own design so you can enjoy a sunset every night within the privately gated eleven homestead community of Terra Ceia Bay Estates. This lot has the largest acreage and the best sunset views to the West. As you build up in elevation watch the dolphins, manatees and stingrays play out in Terra Ceia Bay and see the Skyway Bridge off in the distance. Fisherman’s delight, power and sail boater’s dream with no-bridge direct Gulf access and soul soothing views for relaxing days and evenings. Everything is private in this enclave, including the community pool right outside your future front door, or perhaps build your own custom pool right on your lot. Association monthly fee includes use and care of the pool, home lawn care, shrub maintenance, and connection of your sprinkler system to the separate and private irrigation water supply. 25 minutes to downtown St. Pete, 35 minutes to Tampa airport, 20 minutes to University Mall. Waterfront lots are few and far between so what are you waiting for?
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history311 days on market
- Status: ActiveNov 21, 2025
- Listed$750,000Nov 21, 2025
- Price reduced$550,000
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Land
- Status
- Active
- Days on market
- 311
- Subdivision
- Terra Ceia Bay Estates
- County
- Manatee
- Price/sq ft
- $30
- Lot size
- 18,295 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12081C0154F)
- Annual taxes
- $7,300 (2024)
- Parcel #
- 2233110379
- Zoning
- PDRCH
- MLS #
- TB8450560
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HOA & Financial
- HOA fee
- $500 / Monthly
- Monthly HOA
- $500/mo
- Total monthly fees
- $500/mo
- Total annual fees
- $6,000
- HOA name
- Bill Karnes
- Listing terms
- Cash
- Ownership
- Fee Simple
Exterior & Construction
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electrical Nearby, Electricity Available, Fiber Optics, Phone Available, Public, Sewer Available, Sprinkler Well, Underground Utilities, Water Available
Community
- Pets allowed
- Yes
Listing Details
- Listing date
- 2025-11-21
- On market date
- 2025-11-21
- Original list price
- $750,000
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Suncoast Tampa
- Status changed
- 2025-11-21
- Tax legal description
- LOT 5 TERRA CEIA BAY ESTATES TOGETHER WITH A PORTION OF LOT 4, TERRA CEIA BAY ESTATES, SD PORTION OF LOT 4 BEING MORE PARTICULARLY DESC AS FOLLOWS: BEG AT THE NORTHERNMOST COR OF SD LOT 4; TH ON AN ARC TO THE LEFT WITH A RADIUS OF 55.0 A DIST OF 20.5 8 FT, CHORD BEARING S 58 DEG 45 MIN 23 SEC E, A CHORD DIST OF 20.46 FT TO A PT OF TANGENCY; TH S 46 DEG 02 MIN
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From North Pinellas: I 275 South to US 19, right on Palmetto Point Dr., right into 2nd Ave Cir W From North Hillsborough: I75 South to 275 N, exit US 41, turn left on US 41 South, right on 49th St E, Right on US 19 N, Left on Palmetto Point Dr., right into 2nd Ave Cir W. From South I 75: Head north on I75 to exit I275 North , exit US 41 and follow above directions.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 28, 2026 at 2:42 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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