$1,395,000
410 Harbor Drive
Indian Rocks Beach, FL 33785
Listing updated: June 1, 2026 at 2:37 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Incredible investment opportunity on Florida’s beautiful coast!!! This rare waterfront property sits on a spacious 68 x 120 ft lot with direct access to the Intracoastal Waterway and the Gulf, making it a dream location for boaters. This property is especially attractive for investors as it is zoned for short-term rentals, making it an excellent opportunity for a high-performing Airbnb or vacation rental in a highly desirable waterfront location. With strong demand for coastal stays, this property offers the potential to generate significant rental income while also serving as a personal getaway. The property already features a private dock (2024) and boat lift (2022) with an 7,000 lbs capacity, adding tremendous value for boating guests and owners who want easy water access. The home experienced water intrusion during Hurricane Helen in 2024. The flooring has been removed and no professional remediation has been completed, creating the perfect blank canvas for investors, builders, or buyers with a vision. Renovate, elevate, or build new to maximize both lifestyle and rental potential. This property truly embodies the Florida dream — boating, sunsets, waterfront living, and income potential all in one. Whether you're looking to create a luxury waterfront retreat, a profitable vacation rental, or both, opportunities like this are rare. Schedule your private showing today and unlock the potential of this exceptional waterfront investment.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history192 days on market
- Status: PendingJun 1, 2026
- Listed$1,395,000Nov 21, 2025
- Price increased$1,395,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 192
- Subdivision
- Indian Beach Re-Revised 20th Add
- County
- Pinellas
- Year built
- 1980
- Living area
- 2,076 sq ft
- Price/sq ft
- $672
- Building area
- 2,950 sq ft (Public Records)
- Lot size
- 8,960 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0112H)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $17,127 (2024)
- Parcel #
- 06-30-15-42390-000-0070
- MLS #
- TB8450453
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Other, Tile
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Vaulted Ceiling(s)
- Laundry
- Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, Other
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- See IRB rental rules and regulations
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters, Sliding Doors
- Construction materials
- Block
- Roof
- Tile
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Concrete
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Living Room | First | |
| Kitchen | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bathroom 1 | First | |
| Bathroom 2 | First | |
| Dining Room | First |
Listing Details
- Listing date
- 2025-11-21
- On market date
- 2025-11-21
- Original list price
- $1,395,000
- Occupant type
- Vacant
- MLS area
- 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-01
- Tax legal description
- INDIAN BEACH RE-REVISED 20TH ADD LOT 7 & RIP RTS
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
South on Gulf Blvd to 28th Ave, turn left, to address on the left at 410 Harbor Dr N.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 1, 2026 at 2:37 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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