$4,295,000
305 55th Street
Holmes Beach, FL 34217
Listing updated: May 31, 2026 at 7:13 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to "Black Pearl"! Discover refined island living in this exceptional 2024 custom-built residence, ideally situated just 1.5 blocks from the pristine Gulf beaches. Designed with sophistication and comfort in mind, this 4-bedroom, 4-bath elevated home offers a seamless blend of modern elegance and coastal charm. The light-filled great room showcases designer furnishings, premium finishes, and expansive living and dining spaces. The gourmet kitchen is a true showpiece, featuring quartz countertops, custom wood cabinetry, Dacor high end appliances, large island and wet bar with ice maker just off the dining room. Four spacious bedrooms and bathrooms provide privacy and luxury for residents and guests alike. An elevator services every level from the outside pool area all the way up to the roof top deck complete with firepit, enhancing ease of living. Step outside to your private resort-style sanctuary complete with a heated pool, spa, and lush tropical landscaping with turf. Multiple covered balconies and outdoor living areas create inviting spaces for relaxation or elevated entertaining. Offered fully furnished, this residence embodies turnkey luxury on Anna Maria Island. A rare opportunity to own a newly constructed coastal retreat in one of Holmes Beach’s most desirable locations on a dead end street. The home is barely lived in and is just being started as a weekly rental the end of November which will become a superb investment property or make it your very own. Do not miss out on this amazing property! Schedule your showing today!
Local Insight
At $4.3M for a brand-new build on a tight 0.19-acre lot in an AE flood zone, you're paying a significant premium for that oceanside Holmes Beach location and modern construction—but flood insurance and potential elevation requirements will be a real cost consideration long-term. The 3,010 sqft footprint with private pool is appealing, though the small lot means limited outdoor space beyond the pool itself, so this is really built for buyers prioritizing the beachside address and new-build finishes over land. At $1,427/sqft, comparable to other recent Holmes Beach construction, you'll want to verify what flood mitigation measures are actually built in and run those insurance quotes before committing.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history192 days on market
- Status: ActiveNov 20, 2025
- Listed$4,395,000Nov 20, 2025
- Price reduced$4,295,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 192
- Subdivision
- Holmes Beach 11th Unit
- County
- Manatee
- Year built
- 2024
- Living area
- 3,010 sq ft
- Price/sq ft
- $1,427
- Building area
- 5,732 sq ft (Public Records)
- Lot size
- 8,198 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12081C0139F)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $6,834 (2024)
- Parcel #
- 7214300001
- Zoning
- R2
- MLS #
- A4672370
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 4
- Flooring
- Wood
- Appliances
- Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Range Hood, Washer, Wine Refrigerator
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Dry Bar, Eat-in Kitchen, Elevator, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
- Laundry
- Inside
- Stories / Levels
- Three Or More
- Direction faces
- East
- New construction
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 1 Week
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please refer to the city of Holmes Beach for rental restrictions.
Exterior & Construction
- Exterior features
- Balcony, Lighting, Outdoor Shower, Private Mailbox, Rain Gutters, Sliding Doors
- Construction materials
- Stucco
- Roof
- Metal
- Foundation
- Block
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- BB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | |
| Primary Bathroom | Second | |
| Kitchen | Second | |
| Bathroom 2 | Second | |
| Bedroom 2 | Second | |
| Bathroom 3 | Second | |
| Bedroom 3 | Second | |
| Bedroom 4 | Third | |
| Bathroom 4 | Third | |
| Living Room | Second |
Listing Details
- Listing date
- 2025-11-17
- On market date
- 2025-11-20
- Original list price
- $4,395,000
- Occupant type
- Tenant
- MLS area
- 34217 - Holmes Beach/Bradenton Beach
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2025-11-20
- Tax legal description
- LOT 2 BLK G HOLMES BEACH ELEVENTH UNIT PI#72143.0000/1
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head West on gulf drive to Holmes Blvd. and make a right onto Holmes Blvd, then turn right onto 55th and it is the last property on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 31, 2026 at 7:13 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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