$555,000
3522 Fox Terrace
Port Charlotte, FL 33981
Listing updated: March 12, 2026 at 9:55 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to a rare slice of waterfront luxury in the highly desired Gulf Cove area, an impeccably maintained 3-bedroom, 2-bathroom pool home situated on stunning oversized 0.44 acre pie-shaped lot. With nearly 56 feet of serene waterfront and located just feet from the Myakka River, this residence offers the ultimate blend of elegance, privacy, and true Florida coastal living. From the moment you arrive, the home’s pristine condition and thoughtful upgrades stand out. A new roof (2018), AC system (2016), and water heater (2016) provide peace of mind, while the home’s elevated positioning and smart site design have contributed to no flooding history. Inside, the 2018 full kitchen renovation showcases beautiful cabinetry, modern finishes, and an effortless flow into the main living spaces. New flooring (2018) carries you throughout the home, adding warmth, style, and continuity. Expansive windows and sliders maximize natural light and frame gorgeous water views from multiple angles. The split-bedroom layout ensures comfort and privacy, while the spacious primary suite enhances the luxury feel with tranquil pool and canal vistas. Step outside to your own private oasis, the sparkling pool is the centerpiece of the outdoor living area, surrounded by a generous screened lanai perfect for relaxing, dining, and entertaining. With an oversized lot, the property delivers exceptional outdoor space rarely found in the community ideal for gardening, extensions, or simply enjoying the added privacy and wide waterfront panorama. Situated just moments from open water, boating and recreation opportunities are endless, and you're only a short drive from shopping, dining, golf courses, and Gulf beaches. Yet the peacefulness of this quiet, established neighborhood makes it feel worlds away. Beautifully updated, meticulously cared for, and positioned on one of the most unique waterfront settings in Port Charlotte, this home is a standout opportunity for those seeking luxury, comfort, and exceptional lifestyle living.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history104 days on market
- Status: ActiveJan 5, 2026
- Listed$555,000Nov 14, 2025
- Price increased$555,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 104
- Subdivision
- Port Charlotte Sec 060
- County
- Charlotte
- Year built
- 1988
- Living area
- 1,899 sq ft
- Price/sq ft
- $292
- Building area
- 2,739 sq ft (Public Records)
- Lot size
- 18,996 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- 9AE
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $10,673 (2024)
- Parcel #
- 402119453010
- Zoning
- RSF3.5
- MLS #
- C7517756
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- HOA name
- Property Owners of Gulf Cove
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Contact Charlotte County For additional Leasing Restrictions.
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Rain Gutters, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | 6.5x6.75 |
| Living Room | First | 18.5x12 |
| Kitchen | First | 10.25x8.5 |
| Dining Room | First | 10.5x8.5 |
| Family Room | First | 16.75x12.5 |
| Laundry | First | 13.5x5.5 |
| Primary Bedroom | First | 14.25x19.5 |
| Primary Bathroom | First | 11.75x8.25 |
| Balcony/Porch/Lanai | First | 33.25x33.75 |
| Bedroom 1 | First | 12x12.5 |
| Bedroom 2 | First | 10.5x13.25 |
| Bathroom 1 | First | 8x8 |
Listing Details
- Listing date
- 2025-11-14
- On market date
- 2025-11-14
- Original list price
- $555,000
- Occupant type
- Owner
- MLS area
- 33981 - Port Charlotte
- Listing AOR
- Port Charlotte
- Status changed
- 2026-01-05
- Tax legal description
- PCH 060 1943 0058 PORT CHARLOTTE SEC60 BLK1943 LT 58 593/1258 PR2020-927-JPB 4643/597 PR24-298-HMB ODH3400779
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75, take Exit 191 (River Road/CR-777) and head south on River Road. Continue for several miles until you reach the intersection with Winchester Boulevard, then turn left onto Winchester. Follow Winchester until it ends at SR-776 (Englewood Road) and turn left. Continue on SR-776 for a short distance, then turn right onto Gasparilla Road. Stay on Gasparilla Road for several miles before turning right onto Ingraham Boulevard to enter the South Gulf Cove area. Follow Ingraham until it intersects with St. Paul Drive, then turn left. Continue a short distance and make a right onto Fox Terrace. The home will be on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of March 12, 2026 at 9:55 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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