3926 Cove Lake Place, FL
Stellar MLS

$375,000

3926 Cove Lake Place

Land O Lakes, FL 34639

Listing updated: June 11, 2026 at 2:50 PM ET

Active
0
Baths
0.4
Acres
Water viewWater access$21/sqft360° tour
Land

Property type

17,525 sqft

Lot size

$21

Price / sq ft

$100/mo

HOA dues

182

Days on market

AE, X

Flood zone

About this home

Don’t miss this RARE opportunity to own the last buildable lot (builder information available upon request) in The Enclave at Lake Padgett, an exclusive 20-site, deed-restricted, gated community located on the cove of Lake Padgett. Lake Padgett is a 200-acre private lake featuring a ski course with ramps and a slalom run. The lake is spring-fed and allows boating, tubing, skiing, and jet skis. It’s also known for excellent fishing with trophy bass and bluegill. Enjoy a private and secluded waterfront setting surrounded by beautiful oak and cypress trees, right in the heart of Land O’ Lakes. Build your custom dream home here minimum 3,000 sq ft under air, with most homes in the neighborhood around 4,000 sq ft. This 0.40-acre lot offers plenty of space for a large home and pool, with 145 ft of road frontage, 185 ft depth, and 62 ft of waterfront on the cove. The property includes a natural boat ramp, and docks with lifts are permitted. A 25 ft conservation line runs from the shoreline inward. Conveniently located near Tampa’s best shopping, theme parks, sporting and concert venues, and world class beaches. Easy access to I-75, I-4, the Veterans Expressway, and I-275, and only 25 minutes to Tampa International Airport. This is an exceptional piece of property. Build your own Florida Oasis. Home Featured in Photo 2 is an example of a home that could be built on this lot. The builder of this home lives in the neighbhorhood and has built several of the houses.

Estimated monthly payment

Principal & interest$1,896
Property taxes$206
Home insurance (est.)$172
HOA dues$100

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history182 days on market

  1. Status: Active
    Jun 11, 2026
  2. Listed$525,000
    Nov 12, 2025
  3. Price reduced$375,000

Facts & features

Property type
Land
Status
Active
Days on market
182
Subdivision
Enclave/Lk Padgett
County
Pasco
Price/sq ft
$21
Lot size
17,525 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE, X
Annual taxes
$2,469 (2024)
Parcel #
18-26-24-012.0-000.00-006.0
Zoning
MPUD
MLS #
TB8447561

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HOA & Financial

HOA fee
$1,200 / Annually
Monthly HOA
$100/mo
Total monthly fees
$100/mo
Total annual fees
$1,200
HOA name
Patty Deremer
Listing terms
Cash, Conventional, Other
Ownership
Fee Simple

Exterior & Construction

Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available

Community

Pets allowed
Yes

Listing Details

Listing date
2025-11-12
On market date
2025-11-12
Original list price
$525,000
MLS area
34639 - Land O Lakes
Listing AOR
Suncoast Tampa
Status changed
2026-06-11
Tax legal description
ENCLAVE AT LAKE PADGETT PB 65 PGS 71-76 LOT 6; TOGETHER WITH LAKE EASEMENT AGREEMENT PER OR 9656 PG 2727

Flood risk

High riskFEMA Zone AE, X

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 41 to Cove Lake Place

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 11, 2026 at 2:50 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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