44 Ocean Oaks Lane, FL44 Ocean Oaks Lane, FL44 Ocean Oaks Lane, FL
Stellar MLS
1 / 97

$1,429,000

44 Ocean Oaks Lane

Palm Coast, FL 32137

Listing updated: July 12, 2026 at 3:05 PM ET

Active
Stellar MLSListing courtesy of One Sothebys International · Kory Lostaglio · MLS #FC313661 · Active · 386-276-9200
4
Beds
5
Baths
4,305
Sq Ft
0.34
Acres
2009
Built
Water viewIn-law suiteFireplace4-car garage$332/sqft
Single Family Residence

Property type

2009

Year built

14,941 sqft

Lot size

$332

Price / sq ft

$170/mo

HOA dues

251

Days on market

4

Garage spaces

X500

Flood zone

About this home

One or more photo(s) has been virtually staged. Newly repositioned and offering exceptional value in Ocean Hammock, this custom-built estate combines golf course and ocean views, superior construction, and a flexible floor plan that would be difficult to replicate today at this price point. Ideally situated along the 14th hole of Hammock Beach within the gated Northshore Estates neighborhood, the property has recently been professionally cleared and landscaped to maximize golf course views, creating a dramatically more open and inviting outdoor setting. From the main living areas, bedrooms, porches, and rooftop belvedere, the home now enjoys expansive golf course vistas with Atlantic Ocean views beyond. Built with an emphasis on quality and durability, the residence features concrete block construction on both levels, impact-rated windows and doors, custom arched solid wood doors, spray foam insulation, newer HVAC systems, and a tiled tandem four-car garage. These structural features represent a level of construction rarely found in today's market and provide long-term value well beyond cosmetic finishes. Designed with flexibility in mind, the home incorporates handicap-accessible features, a private elevator, and a multi-generational floor plan that accommodates a variety of living arrangements. The upper level serves as the primary living space, featuring soaring ceilings, dramatic architectural details, a spacious great room, formal dining area, private office, wet bar, and a well-appointed kitchen with custom cabinetry, granite countertops, gas cooktop with grill, built-in wall oven, cabinet pantry, and breakfast area. The primary suite offers a private retreat complete with a flexible sitting room, dressing area, exercise space or coffee bar, along with a spa-inspired bath featuring multiple vanities, soaking tub, oversized shower, custom closet systems, and private water closet with bidet. The lower level provides exceptional versatility with three additional bedrooms, multiple en-suite baths, a secondary living area with wet bar, and ample space for extended family, guests, or multi-generational living. Outdoor spaces include multiple covered porches, tiled terraces, a gas fireplace, and a backyard with room to accommodate a custom pool if desired, see rendering in photos! The newly opened views create a significantly enhanced outdoor experience while providing future owners the opportunity to further customize the property to their lifestyle. A spiral staircase leads to the home's signature belvedere tower, offering one of the most unique vantage points in Ocean Hammock with panoramic views of the golf course, Hammock Beach Club, and the Atlantic Ocean. For buyers seeking location, quality construction, generous square footage, and long-term value, 44 Ocean Oaks Lane presents a rare opportunity to acquire a custom-built Ocean Hammock estate on a homesite worth over $600,000 alone—at a price point that would be difficult to recreate in today's market.

Estimated monthly payment

Principal & interest$7,226
Property taxes$1,452
Home insurance (est.)$655
HOA dues$170

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history251 days on market

  1. Status: Active
    Nov 3, 2025
  2. Listed$1,899,000
    Nov 3, 2025
  3. Price reduced$1,429,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
251
Subdivision
Ocean Hammock
County
Flagler
Year built
2009
Living area
4,305 sq ft
Price/sq ft
$332
Building area
6,506 sq ft (Public Records)
Lot size
14,941 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X500 (12035C0127E)
Garage
4 spaces
Annual taxes
$17,420 (2024)
Parcel #
04-11-31-3602-00000-0060
Zoning
PUD
MLS #
FC313661

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Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
2
Flooring
Ceramic Tile, Tile
Appliances
Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Indoor Grill, Microwave, Range Hood, Refrigerator, Washer, Water Softener, Wine Refrigerator
Interior features
Accessibility Features, Built-in Features, Ceiling Fans(s), Central Vaccum, Crown Molding, Dry Bar, Eat-in Kitchen, Elevator, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
Stories / Levels
Two
Direction faces
West
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central, Electric, Propane
Cooling
Central Air

Parking

Garage spaces
4
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Garage Faces Side, Other, Oversized, Tandem, Workshop in Garage

HOA & Financial

HOA fee
$510 / Quarterly
Monthly HOA
$170/mo
Total monthly fees
$170/mo
Total annual fees
$2,040
HOA name
May Management - Amy Spralding
CDD
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See HOA Docs

Exterior & Construction

Exterior features
Balcony, French Doors, Gray Water System, Lighting, Outdoor Kitchen, Private Mailbox, Rain Gutters, Storage
Construction materials
Block, Concrete, Stucco
Roof
Other, Tile
Foundation
Slab
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Public, Sewer Available, Underground Utilities, Water Available

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryOld Kings ElementaryGreatSchools ↗
MiddleIndian Trails Middle-FCGreatSchools ↗
High SchoolMatanzas HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond18.5x13.4
Great RoomSecond28.5x16.8
Dining RoomSecond15x13.4
Family RoomSecond21.6x21.4
KitchenSecond13x13
OfficeSecond13.1x11.4
Bonus RoomSecond9.1x8
FoyerSecond
Balcony/Porch/LanaiSecond
Bedroom 2First16x14.4
Bedroom 3First14.8x12.4
Bedroom 4First20.4x14
Utility RoomFirst14.4x7.3
Great RoomFirst22.5x21.1
WorkshopFirst21x6

Listing Details

Listing date
2025-11-01
On market date
2025-11-03
Original list price
$1,899,000
Occupant type
Owner
MLS area
32137 - Palm Coast
Listing AOR
Flagler
Status changed
2025-11-03
Tax legal description
NORTHSHORE PLAT 2 LOT 6 OR 792 PG 35 OR 1070 PG 229

Flood risk

Moderate riskFEMA Zone X500Panel 12035C0127E

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Palm Coast Parkway over the Hammock Dunes Toll Bridge. Cross over and go through the stops signs located at the intersection of Camino del Mar and Jungle Hut. Cross over 16th Road to Guard Gate.

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