$1,467,000

44 Ocean Oaks Lane

Palm Coast, FL 32137

Active
4
Beds
5
Baths
4,305
Sq Ft
0.34
Acres
2009
Built
Water viewIn-law suiteFireplace4-car garage$341/sqft
🏠Single Family Residence

Property type

🏗️2009

Year built

📐14,941 sqft

Lot size

📊$341

Price / sq ft

🏘️$170/mo

HOA dues

📅197

Days on market

🚗4

Garage spaces

🌊X500

Flood zone

About this home

One or more photo(s) has been virtually staged. One or more photo(s) has been virtually staged. Newly repositioned—golf & ocean views, elevator, 4-car garage, and flexible multi-generational layout in Ocean Hammock. Now offered at a compelling new price, this distinctive estate is ideally positioned along the 14th hole of Hammock Beach, capturing sweeping golf course from all floors and Atlantic Ocean views from the Belvedere terrace. Located within the gated Northshore Estates neighborhood of Ocean Hammock, the home offers a rare combination of size, views, and flexibility—now positioned as one of the more attractive opportunities within the Hammock Beach market. Just landscaped and cleared to maximize golf course views this home was designed with both scale and versatility in mind, the residence features a flexible floor plan with thoughtfully integrated handicap-accessible elements, an in-home elevator, and expansive living spaces suited for both everyday living and entertaining. Quality construction is evident throughout, including concrete block construction on both levels, impact-rated windows and doors, newer HVAC systems, and a tiled tandem four-car garage offering ample space for vehicles, storage, and golf carts. A grand entry introduces soaring ceilings, dramatic architectural detailing, and a wall of windows and French doors that frame the views and fill the home with natural light. The main living level includes a spacious great room, formal dining area, private office, and multiple gathering spaces that flow comfortably together. The kitchen is well-appointed with custom cabinetry, granite countertops, a 36-inch gas cooktop with grill, built-in wall oven, cabinet pantry, and a wet bar with under- and upper-cabinet lighting. A breakfast nook and adjoining living area provide a relaxed setting for casual dining and entertaining. The primary suite offers a private retreat with its own foyer and flexible bonus space—ideal for a dressing room, exercise area, or coffee bar—along with a spa-style bath featuring a soaking tub, oversized shower, multiple vanities, custom closet systems, and a private water closet with bidet. The lower level provides exceptional flexibility with three additional bedrooms, multiple en-suite baths, and a secondary living area with wet bar—well suited for extended family, guests, or multi-generational living. Outdoor living includes multiple covered porches, tiled terraces, a gas fireplace, and a backyard that offers space to accommodate a custom pool if desired—allowing a future owner to enhance both the outdoor living experience and overall value of the property. A unique rooftop viewing tower, accessed by a spiral staircase, offers one of the most captivating vantage points in Ocean Hammock with panoramic views of the golf course, clubhouse, and Atlantic Ocean. Buyers seeking space, views, and long-term value in Ocean Hammock will recognize the opportunity this home presents—offering a level of square footage, views, and structural features that would be difficult to replicate at this price point.

Estimated monthly payment

Principal & interest$7,418
Property taxes$1,452
Home insurance (est.)$672
HOA dues$170

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history197 days on market

  1. Status: Active
    Nov 3, 2025
  2. Listed$1,899,000
    Nov 3, 2025
  3. Price reduced$1,467,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
197
Subdivision
Ocean Hammock
County
Flagler
Year built
2009
Living area
4,305 sq ft
Price/sq ft
$341
Building area
6,506 sq ft (Public Records)
Lot size
14,941 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X500 (12035C0127E)
Garage
4 spaces
Annual taxes
$17,420 (2024)
Parcel #
04-11-31-3602-00000-0060
Zoning
PUD
MLS #
FC313661

Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
2
Flooring
Ceramic Tile, Tile
Appliances
Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Indoor Grill, Microwave, Range Hood, Refrigerator, Washer, Water Softener, Wine Refrigerator
Interior features
Accessibility Features, Built-in Features, Ceiling Fans(s), Central Vaccum, Crown Molding, Dry Bar, Eat-in Kitchen, Elevator, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
Stories / Levels
Two
Direction faces
West
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central, Electric, Propane
Cooling
Central Air

Parking

Garage spaces
4
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Garage Faces Side, Other, Oversized, Tandem, Workshop in Garage

HOA & Financial

HOA fee
$510 / Quarterly
Monthly HOA
$170/mo
Total monthly fees
$170/mo
Total annual fees
$2,040
HOA name
May Management - Amy Spralding
CDD
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See HOA Docs

Exterior & Construction

Exterior features
Balcony, French Doors, Gray Water System, Lighting, Outdoor Kitchen, Private Mailbox, Rain Gutters, Storage
Construction materials
Block, Concrete, Stucco
Roof
Other, Tile
Foundation
Slab
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Public, Sewer Available, Underground Utilities, Water Available

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryOld Kings ElementaryGreatSchools ↗
MiddleIndian Trails Middle-FCGreatSchools ↗
High SchoolMatanzas HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond18.5x13.4
Great RoomSecond28.5x16.8
Dining RoomSecond15x13.4
Family RoomSecond21.6x21.4
KitchenSecond13x13
OfficeSecond13.1x11.4
Bonus RoomSecond9.1x8
FoyerSecond
Balcony/Porch/LanaiSecond
Bedroom 2First16x14.4
Bedroom 3First14.8x12.4
Bedroom 4First20.4x14
Utility RoomFirst14.4x7.3
Great RoomFirst22.5x21.1
WorkshopFirst21x6

Listing Details

Listing date
2025-11-01
On market date
2025-11-03
Original list price
$1,899,000
Occupant type
Owner
MLS area
32137 - Palm Coast
Listing AOR
Flagler
Status changed
2025-11-03
Tax legal description
NORTHSHORE PLAT 2 LOT 6 OR 792 PG 35 OR 1070 PG 229

Flood risk

Moderate riskFEMA Zone X500Panel 12035C0127E

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Palm Coast Parkway over the Hammock Dunes Toll Bridge. Cross over and go through the stops signs located at the intersection of Camino del Mar and Jungle Hut. Cross over 16th Road to Guard Gate.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 19, 2026 at 4:42 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA