14292 Kay Lane, FL
Stellar MLS

$95,000

14292 Kay Lane

Port Charlotte, FL 33981

Listing updated: October 24, 2025 at 5:27 AM ET

Active
0
Baths
0.23
Acres
WaterfrontWater access$10/sqft360° tour
Land

Property type

9,999 sqft

Lot size

$10

Price / sq ft

$10/mo

HOA dues

1

Day on market

AE

Flood zone

About this home

Gulf-access homesite located directly on the sought-after Zephyr Waterway in beautiful South Gulf Cove! Enjoy a straight-shot boat route to the Interceptor Lagoon and Charlotte Harbor—perfect for those who dream of waterfront living with easy access to the Gulf of Mexico. This oversized lot offers plenty of room for your custom build in a neighborhood of stunning new homes. Voluntary HOA with a community park, boat ramp, and canal system maintained by Charlotte County. Plans for a custom home are already available and can be provided upon negotiation, making this an exceptional opportunity to begin your waterfront project immediately.

Estimated monthly payment

Principal & interest$480
Property taxes$112
Home insurance (est.)$44
HOA dues$10

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Oct 24, 2025
  2. Listed$95,000
    Oct 23, 2025
  3. Price increased$95,000

Facts & features

Property type
Land
Status
Active
Days on market
1
Subdivision
Port Charlotte L Sec 58
County
Charlotte
Price/sq ft
$10
Lot size
9,999 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12015C0214G)
Annual taxes
$1,338 (2024)
Parcel #
412116456004
Zoning
RSF3.5
MLS #
S5137187

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Interior Details

Direction faces
Southwest

HOA & Financial

HOA fee
$120 / Annually
Monthly HOA
$10/mo
Total monthly fees
$10/mo
Total annual fees
$120
HOA name
South Gulf Cove Homeowners Association, Inc.
Listing terms
Cash, Other
Ownership
Fee Simple

Exterior & Construction

Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electrical Nearby, Electricity Available, Mini Sewer, Public, Sewer Available, Water Available

Community

Pets allowed
Yes

Schools

ElementaryMyakka River ElementaryGreatSchools ↗
MiddleL.A. Ainger MiddleGreatSchools ↗
High SchoolLemon Bay HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Listing Details

Listing date
2025-10-22
On market date
2025-10-23
Original list price
$95,000
MLS area
33981 - Port Charlotte
Listing AOR
Osceola
Status changed
2025-10-24
Tax legal description
PCH 058 4286 0033 PORT CHARLOTTE SEC58 BLK4286 LT 33 569/1287 NT2419/287-SPA 2419/288

Flood risk

High riskFEMA Zone AEPanel 12015C0214G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From SR-776 (McCall Road), turn onto Gasparilla Road (CR 771) and head south. Turn left on Ingraham Blvd into South Gulf Cove. Continue straight, then turn right on Calumet Blvd, and left on Kay Lane. The lot at 14292 Kay Lane will be on your right, directly along the Zephyr Waterway.

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 24, 2025 at 5:27 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA