$468,200
632 Cross Street
Tarpon Springs, FL 34689
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
FANTASTIC OPPORTUNITY TO OWN A DOUBLE LOT WITH HOME JUST 1 BLOCK OFF THE SPONGE DOCKS! POTENTIAL FOR BUSINESS ACTIVITY GALORE EXISTS! ZONING IS T4, CURRENTLY USED AS A RESIDENTIAL HOME, HOWEVER, T4 ZONING AUTOMATICALLY ALLOWS MANY COMMERCIAL USES THAT DO NOT REQUIRE A ZONING CHANGE. ONCE IN A LIFETIME GOLDEN TICKET OPPORTUNITY WITH SPECIAL T4 ZONING THAT ALLOWS YOU TO HAVE HOME & BUSINESS CONVERT TO BUSINESS! MANY BUSINESS USES OR KEEP IT AS A RESIDENTIAL HOME! T4 ZONING AUTOMATICALLY ALLOWS MULTIPLE TYPES OF BUSINESSES MAKING THIS A VERY RARE, VERY VALUABLE PROPERTY ON 2 LOTS! SEE OR ASK AGENT TO PROVIDE THE T4 USE ALLOWANCES FOR YOUR SPECIFIC NEEDS! NEW ATTIC INSULATION INSTALLED 1/13/2025. TERMINEX TRAPS FOR FULL PROTECTION AND INSPECTED 2/11/2025. ANNUAL EXCLUSION INSPECTION FOR PESTS, RODENTS, TERMITES AND FOUND CLEAR! WHEN CENTRAL HVAC WAS INSTALLED ALL NEW DUCTWORK WAS INSTALLED AS WELL! THIS IS A TRUE 3 BEDROOM WITH PLENTY OF STORAGE! CAN YOU BELIEVE THIS HOME HAS BEEN IN THE FAMILY FOR OVER 90 YEARS AND WAS CUSTOM BUILT TO LAST FOREVER! AS THEY SAY LOCATION IS EVERYTHING...THIS PROPERTY IS LOCATED IN THE HUB OF TARPON SPRINGS WITH ALL OF THE GREEK CULTURE AND FLAVORS OF THE SPONGE DOCKS! PLENTY OF TOURIST SHOPS, AUTHENTIC GREEK EATERIES, HISTORICAL SITES & COMMERCIAL SPONGE OR DOLPHIN EXCURSION DOCKS JUST A STEP AWAY! THIS IS TRULY A ONCE IN A LIFETIME OPPORTUNITY TO OWN A PIECE OF HISTORY AND BE A PART OF THE ART & CULTURE FOUND IN THIS SPECTACULAR PART OF TOWN! DID YOU KNOW TARPON SPRINGS IS KNOWN AS THE "SPONGE CAPITAL OF THE WORLD" AND ALSO "GREEKTOWN"! IMAGINE LIVING & WORKING IN THIS AMAZING ENVIRONMENT WITH ALL OF THE SIGHTS & SMELLS OF THE GREEK WORLD MEET THE GORGEOUS FLORIDA SUNSHINE & BLUE HARBOR WATERWAYS! TARPON SPRINGS OFFERS A UNIQUE BLEND OF HISTORY, NATURE AND COASTAL CHARM!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history124 days on market
- Status: ActiveOct 15, 2025
- Listed$494,500Oct 15, 2025
- Price reduced$468,200
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 124
- Subdivision
- Hopes B
- County
- Pinellas
- Year built
- 1935
- Living area
- 1,138 sq ft
- Price/sq ft
- $411
- Building area
- 1,306 sq ft (Public Records)
- Lot size
- 5,732 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE* (12103C0019H)
- Annual taxes
- $595 (2024)
- Parcel #
- 12-27-15-41238-000-0040
- Zoning
- T4
- MLS #
- TB8438161
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile, Vinyl
- Appliances
- Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Range, Refrigerator, Tankless Water Heater, Washer
- Interior features
- Cathedral Ceiling(s), Eat-in Kitchen, Living Room/Dining Room Combo, Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
Parking
- Parking features
- Covered, Driveway, On Street, Oversized, Parking Pad
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Rain Gutters, Sidewalk, Storage
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Crawlspace
- Road surface
- Brick
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Propane, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Dining Room | First | |
| Kitchen | First | |
| Dinette | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Utility Room | First |
Listing Details
- Listing date
- 2025-10-15
- On market date
- 2025-10-15
- Original list price
- $494,500
- Occupant type
- Vacant
- MLS area
- 34689 - Tarpon Springs
- Listing AOR
- Suncoast Tampa
- Status changed
- 2025-10-15
- Tax legal description
- HOPE'S 'B' LOTS 4 & 3
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
FROM US HIGHWAY 19 GO WEST ON SPRUCE STREET/LIVE OAK STREET TURNS INTO DODECANESE BLVD TO LEFT ON ATHENS TO RIGHT ON CROSS ST TO PROPERTY ON LEFT
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of February 16, 2026 at 9:30 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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