$280,000
3843 Eloise Estates Court
Winter Haven, FL 33881
Listing updated: May 19, 2026 at 10:06 AM ET
Listing courtesy of Century 21 Watson & Myers Realty · Lamanda Jones · MLS #P4936639 · Active · 863-324-1000Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
HUGE PRICE REDUCTION! POND-VIEW MOVE-IN READY HOME! Enjoy a serene setting and modern updates including tile flooring & kitchen backsplash (2022) and a NEW ROOF (2023). Kitchen features granite countertops and stainless steel refrigerator. Spacious master suite with pond view, walk-in closet, and large bathroom. Split bedroom layout offers privacy and comfort. Located near Lake Smart with Chain of Lakes access! Community offers a pool and is just a short walk to the lake. This community also offers a community dock so bring your poles. Conveniently located near HWY 27, I-4, and HWY 60. Approx. 6 miles to LEGOLAND, 4 miles to Winter Haven Hospital & Publix, and 6 miles to Winter Haven Regional Airport. Furnishings negotiable (TVs do not convey). Schedule your showing today—don’t miss this opportunity!
Local Insight
At $175/sqft for a 2014 waterfront home in Lake Smart Estates, this is solid value for Chain of Lakes access, especially compared to what you'd pay for similar waterfront in Orange County—though the 0.12-acre lot is tight and the $88 monthly HOA is a consideration for your total carrying costs. The real question is whether you're buying for the fishing/boating lifestyle and lakefront living experience, because if you need proximity to Orlando or are counting on strong appreciation, the location 50+ miles from the metro area works against you. Flood Zone X is a major plus that'll keep insurance reasonable, so definitely verify the water access details and dock situation before making an offer.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history221 days on market
- Status: ActiveOct 10, 2025
- Listed$299,900Oct 10, 2025
- Price reduced$280,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 221
- Subdivision
- Lake Smart Estates
- County
- Polk
- Year built
- 2014
- Living area
- 1,600 sq ft
- Price/sq ft
- $175
- Building area
- 1,969 sq ft (Public Records)
- Lot size
- 5,249 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0355G)
- Garage
- 2 spaces
- Annual taxes
- $3,237 (2024)
- Parcel #
- 26-28-10-530501-001060
- MLS #
- P4936639
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Stone Counters, Thermostat
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $1,060 / Annually
- Monthly HOA
- $88/mo
- Total monthly fees
- $88/mo
- Total annual fees
- $1,060
- HOA name
- Lake Smart Community Association
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please review Current HOA rules
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Dinette | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Living Room | First |
Listing Details
- Listing date
- 2025-10-09
- On market date
- 2025-10-10
- Original list price
- $299,900
- Occupant type
- Owner
- MLS area
- 33881 - Winter Haven / Florence Villa
- Listing AOR
- East Polk
- Status changed
- 2025-10-10
- Tax legal description
- LAKE SMART ESTATES PB 147 PG 28-30 LOT 106
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Hwy 27 S, Turn Right Onto Lucerne Park Rd (2 Miles), Turn Left Into Lake Smart Estates Dr (200 FT), Turn Left Onto Julius Estates Blvd (150 FT), Turn Right Onto Eloise Estates CT (0.1 Miles)
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 19, 2026 at 10:06 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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