$475,000

402 Cruisers Drive

Polk City, FL 33868

Active
2
Beds
2
Baths
1,674
Sq Ft
0.23
Acres
2005
Built
Water access55+ community$284/sqft
🏠Single Family Residence

Property type

🏗️2005

Year built

📐10,145 sqft

Lot size

📊$284

Price / sq ft

🏘️$135/mo

HOA dues

📅206

Days on market

🚗1

Garage space

🌊X

Flood zone

About this home

This beautiful 3-bedroom, 2 bath home located in the desirable 55+coommunity of Mt Olive Shores North offers a range of premium features and upgrades. The kitchen is designed with wood cabinetry, granite countertops, double oven and new appliances, with a skylight that fills the space with natural light. The spacious living and dining area includes a built-in bar, perfect for entertaining. The two sets of French doors lead to a Florida room, providing additional living space. Upgrades include a NEW ROOF (2024), WATER HEATER (2023) and Air conditioning serviced (2023). The property also has its own well for irrigation, providing cost effective yard maintenance. The home has an RV port that measures 60X15, which is completely shaded from the sun. The carport that measures 2011 as well as a garage providing plenty of parking space. Located in Central Florida, it is close to shopping, medical facilities and area attractions.

Estimated monthly payment

Principal & interest$2,402
Property taxes$271
Home insurance (est.)$218
HOA dues$135

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history206 days on market

  1. Status: Active
    Oct 27, 2025
  2. Listed$599,000
    Oct 27, 2025
  3. Price reduced$475,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
206
Subdivision
Mt Olive Shores North Add 02
County
Polk
Year built
2005
Living area
1,674 sq ft
Price/sq ft
$284
Building area
3,778 sq ft (Public Records)
Lot size
10,145 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0190G)
Garage
1 spaces
Annual taxes
$3,249 (2024)
Parcel #
25-27-06-298367-002520
MLS #
L4956231

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dishwasher, Disposal
Interior features
Ceiling Fans(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Carport
Yes

HOA & Financial

HOA fee
$1,620 / Annually
Monthly HOA
$135/mo
Total monthly fees
$135/mo
Total annual fees
$1,620
HOA name
Elisabeth Jean Louis
CDD
No
Homestead exemption
Yes
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Construction materials
Block
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Primary BathroomFirst13x12
Primary BedroomFirst14x12
LaundryFirst6x8
Bathroom 2First9x14
Bedroom 3First
Living RoomFirst28x14
KitchenFirst10x9
Florida RoomFirst10x28

Listing Details

Listing date
2025-05-09
On market date
2025-10-27
Original list price
$599,000
Occupant type
Owner
MLS area
33868 - Polk City
Listing AOR
Orlando Regional
Status changed
2025-10-27
Tax legal description
MT OLIVE SHORES NORTH SECOND ADDITION PB 122 PGS 21 & 22 LOT 252

Flood risk

Minimal riskFEMA Zone XPanel 12105C0190G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

4 TO SR33 TO POLK CITY. TURN ONTO LAKE MARGARET BLVD AND STOP AT GUARD GATE. ALL DRIVERS MUST SHOW GUARD A VALID DRIVERS LICENSE TO GAIN ENTRANCE INTO THE COMMUNITY.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 21, 2026 at 2:26 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA