1639 Swan Lake Circle, FL

$269,900

1639 Swan Lake Circle

Dundee, FL 33838

Active
3
Beds
2
Baths
1,563
Sq Ft
0.18
Acres
2021
Built
$173/sqft360° tour
🏠Single Family Residence

Property type

🏗️2021

Year built

📐7,645 sqft

Lot size

📊$173

Price / sq ft

🏘️$22/mo

HOA dues

📅187

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Beautiful 3-bedroom, 2-bath home located in the desirable Ridge at Swan Lake community in Dundee. This spacious property offers 1,563 sq ft of living space, an open floor plan, and a 2-car garage. The kitchen comes fully equipped with modern appliances, while the living areas feature high ceilings and natural light. Enjoy a private backyard with room to entertain. Conveniently located near schools, shopping, and major highways. As a bonus, the home includes an additional finished room that can be used as an office or for other needs, which may not be reflected in county records. Some photos may include minor AI/virtual edits for visualization purposes. Seller is open to reasonable offers – don’t miss the chance to make this home yours! Possible assistance with buyers closing costs- ask for details

Estimated monthly payment

Principal & interest$1,365
Property taxes$326
Home insurance (est.)$124
HOA dues$22

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history187 days on market

  1. Status: Active
    Oct 30, 2025
  2. Listed$283,000
    Sep 9, 2025
  3. Price reduced$269,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
187
Subdivision
Ridge/Swan Lake
County
Polk
Year built
2021
Living area
1,563 sq ft
Price/sq ft
$173
Building area
2,140 sq ft (Owner)
Lot size
7,645 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$3,907 (2024)
Parcel #
27-28-27-835826-000020
MLS #
P4936205

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Laminate
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$262 / Annually
Monthly HOA
$22/mo
Total monthly fees
$22/mo
Total annual fees
$262
HOA name
The Ridge al Swan Lke HOA, INC
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Assumable, Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Tenant must be approved by HOA prior to occupancy.
Approval process
Lease applications must be submitted to HOA for approval before move-in.

Exterior & Construction

Exterior features
Private Mailbox, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Block
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Available, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryDundee ElemGreatSchools ↗
MiddleLake Marion Creek MiddleGreatSchools ↗
High SchoolHaines City Senior HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Balcony/Porch/LanaiFirst
KitchenFirst
LaundryFirst
Primary BathroomFirst
Bathroom 2First
Living RoomFirst
Bonus RoomFirst

Listing Details

Listing date
2025-09-04
On market date
2025-09-09
Original list price
$283,000
Occupant type
Owner
Special conditions
Real Estate Owned
MLS area
33838 - Dundee
Listing AOR
Osceola
Status changed
2025-10-30
Tax legal description
THE RIDGE AT SWAN LAKE PB 146 PG 38-40 LOT 2

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-27, head east on Dundee Rd. Turn left on Main St, then right on Lake Marie Blvd. Continue straight and turn left into Ridge at Swan Lake community. Follow Swan Lake Cir to property.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 6, 2026 at 9:15 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA