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$499,900

20914 280th Street

Okeechobee, FL 34972

Listing updated: January 22, 2026 at 4:30 PM ET

Active

Listing courtesy of American Realty Of Psl Llc · Daniel Castaneda · MLS #OK225543 · Active · 772-905-8694

Baths

Acres

◆10 acres◆$1/sqft◆360° tour

Land

Property type

435,600 sqft

Lot size

Price / sq ft

No HOA

HOA dues

141

Days on market

Flood zone

About this home

Fully operational 10-acre agricultural property in Okeechobee, Florida. This property is set up as an active agricultural operation and includes full perimeter fencing and an underground irrigation system that services all planted trees. Current fruit production includes papaya, mango, sugar plum, banana, and coconut. Additional features include three stocked fishponds, a large pole barn, two wells, separate bathroom facilities, and multiple outbuildings including a shed and office. A Kubota tractor and gas-powered golf cart are included in the sale. Internet service is available through Hews. This property offers established agricultural infrastructure suitable for continued farming, investment, or private use. A mobile home can be added for an additional fee; inquire for details.

Local Insight

At $1 per square foot for 10 acres in Flood Zone A, you're getting raw land at a compelling price point, but that flood designation is a serious constraint—you'll need to factor in elevated construction costs and potential insurance/financing complications before committing. The lack of HOA is a plus for flexibility, though being in rural Okeechobee County means you're trading accessibility and utilities for affordability, so verify what infrastructure is actually available on or near the property before assuming development feasibility.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,528

Property taxes$77

Home insurance (est.)$229

Down payment

20%

$99,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history141 days on market

Status: Active
Sep 3, 2025
Listed$595,000
Sep 3, 2025
Price reduced$499,900

Facts & features

Property type: Land
Status: Active
Days on market: 141
Subdivision: Okeechobee County
County: Okeechobee
Price/sq ft: $1
Lot size: 435,600 sq ft
Lot category: 10 to less than 20
Flood zone: A (12093C0145C)
Annual taxes: $929 (2024)
Parcel #: R1-20-34-33-0A00-00017-0000
Zoning: AG
MLS #: OK225543

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HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
Listing terms: Cash, Conventional
Ownership: Fee Simple

Exterior & Construction

Road surface: Dirt

Utilities

Sewer: None
Water source: Well
Utilities: BB/HS Internet Available, Electricity Available

Listing Details

Listing date: 2025-08-28
On market date: 2025-09-03
Original list price: $595,000
MLS area: 34972 - Okeechobee
Listing AOR: Okeechobee
Status changed: 2025-09-03
Tax legal description: NORTH 1/2 OF TRACT 17, SECTION 20, TOWNSHIP 34 SOUTH, RANGE 33 EAST. SUBJECT TO AN EASEMENT OF THE NORTH 30 FEET AND SOUTH 30 FEET OF THE NORTH 1/2 AND EAST 20 FEET OF THE NORTH 1/2 OF TRACT 17 AS SHOWN IN THAT EASEMENT RECORDED IN OFFICIAL RECORDS B OOK 279, PAGE 1959, PUBLIC RECORDS OF OKEECHOBEE COUNTY, FLORIDA.

Flood risk

High riskFEMA Zone APanel 12093C0145C

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

NE 240th St/County Hwy-724 left onto NW 272nd St right onto NW 208th Ave left onto NW 278th St

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of January 22, 2026 at 4:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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