$449,900
10399 218th Lane Road
Fort Mc Coy, FL 32134
About this home
Dream no more—welcome to your own 1+ acre lakefront retreat on the pristine shores of private Pegram Lake, a 90-acre spring-fed gem. This residence, the very first home ever built on the lake, has been completely reimagined—renovated down to the studs. Every detail has been thoughtfully designed, blending luxury finishes with the natural beauty of Florida living. Here, life on the water is effortless—enjoy boating, jet skiing, fishing, or simply relaxing along your own shoreline. Across the lake, a private island adds to the charm of this natural oasis. The lake is also a sanctuary for Florida’s native wildlife; it’s not uncommon to see graceful sandhill cranes, herons, and geese migrating along the shoreline, creating a peaceful and picturesque backdrop. The grounds feature a lovely pollinator garden, perfect for cultivating your favorite plants or simply enjoying the serenity of the outdoors. The gourmet kitchen is a showstopper, boasting exotic granite countertops, custom cabinetry, custom farmhouse sink and a stone-accented fireplace. A spacious island provides bar seating, while the open dining area features a built-in butler’s cabinet—all overlooking breathtaking lake views. The spa-inspired main-level bath offers a glass shower and freestanding tub with barn-door entry. An enclosed Florida room under A/C flows seamlessly to the lakeside porch, while upstairs you’ll find three bedrooms, a second fully renovated bath, and even a second kitchen—making this home an ideal AirBnB or multi-generational retreat. Rental potential is outstanding, with nightly rates of $250–$300 or $1,500–$1,800 per week. This is more than a home—it’s a lifestyle, a sanctuary, and an investment opportunity all in one. Bring your family, friends, or guests and experience the rare beauty of Florida lakefront living.
Estimated monthly payment
$2,841/mo
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history227 days on market
- Status: ActiveFeb 28, 2026
- Listed$599,900Aug 28, 2025
- Price reduced$449,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 227
- Subdivision
- Lake Pegram
- County
- Marion
- Year built
- 1960
- Living area
- 2,178 sq ft
- Price/sq ft
- $207
- Building area
- 3,702 sq ft (Public Records)
- Lot size
- 51,836 sq ft
- Lot category
- 1 to less than 2
- Flood zone
- X/A (12083C0180D)
- Garage
- 2 spaces
- Annual taxes
- $4,315 (2024)
- Parcel #
- 04541-000-00
- Zoning
- R4
- MLS #
- OM708396
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Vinyl
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments
- Laundry
- Inside, Laundry Room, Upper Level
- Stories / Levels
- Two
- Direction faces
- Northeast
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony
- Construction materials
- Wood Siding
- Roof
- Metal
- Foundation
- Slab
- Road surface
- Dirt, Unimproved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Electricity Connected
Schools
School data from listing agent. Verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | 11x12 |
| Living Room | First | 15x15 |
| Kitchen | First | 15x13 |
Listing Details
- Listing date
- 2025-08-27
- On market date
- 2025-08-28
- Original list price
- $599,900
- Occupant type
- Vacant
- MLS area
- 32134 - Fort Mc Coy/Salt Springs
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-02-28
- Tax legal description
- SEC 10 TWP 12 RGE 23 E 75 FT OF W 150 FT OF NE 1/4 OF NE 1/4 OF NW 1/4 & COM AT THE SW COR OF THE E 75 FT OF W 150 FT OF NE 1/4 OF NE 1/4 OF NW 1/4 OF SEC 10 TH S 88-21-42 E 73.61 FT TH S 02-46-38 W 36 FT TH S 80-44-00 W 75 FT TH N 02-26-10 W 50.18 F T TO THE POB
Location
- Flood zone
- X/A(12083C0180D)
Directions
Heading East on Silver Springs Blvd, turn left onto HWY 315, turn left onto NE 220th St, turn left onto NE 106th Ave, take a slight right turn onto NE 218th Lane Rd, the destination is on your right. Sign in yard.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 4, 2026 at 1:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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