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$429,900

10399 218th Lane RoadFort Mc Coy, FL 32134

Listing updated: November 3, 2026 at 5:24 PM ET

Active

Listing courtesy of Crystal Snook Real Estate · Ashley Sexton · MLS #OM708396 · Active · 352-630-5270

Beds

Baths

2,178

Sq Ft

1.19

Acres

1960

Built

◆In-law suite◆1.19 acres◆$197/sqft◆360° tour

Single Family Residence

Property type

1960

Year built

51,836 sqft

Lot size

$197

Price / sq ft

No HOA

HOA dues

406

Days on market

Garage spaces

X/A

Flood zone

About this home

HUGE PRICE REDUCTION! RARE 1+ ACRE PRIVATE LAKEFRONT RETREAT! Discover the beauty of lakefront living on the pristine shores of private Pegram Lake, a 90-acre spring-fed gem! This unique property, the very first home ever built on the lake, offers breathtaking water views, over an acre of land, and a peaceful connection to nature that's hard to find. Enjoy boating, jet skiing, fishing, or simply relaxing along your own shoreline while watching sandhill cranes, herons, and other native wildlife. A charming pollinator garden adds beauty and color, attracting butterflies and beneficial pollinators and creating your own special backyard sanctuary. Completely reimagined and renovated down to the studs, this home blends distinctive finishes with comfortable Florida living. The gourmet kitchen features exotic granite countertops, custom cabinetry, a farmhouse sink, and a stone-accented fireplace. Enjoy lake views from the open living and dining areas, relax in the spa-inspired bathroom, or unwind in the enclosed, air-conditioned Florida room that flows to the lakeside porch. The upstairs offers two bedrooms, a renovated bathroom, and a second kitchen, providing flexibility for multi-generational living, extended guests, or potential short-term rental use. With its exceptional waterfront setting, beautiful natural surroundings, extensive renovations, and unique pollinator garden, this property offers more than a home—it offers a lifestyle! Come experience the peaceful beauty of Pegram Lake and make this special property your own!

Estimated monthly payment

Principal & interest$2,174

Property taxes$360

Home insurance (est.)$197

Down payment

20%

$85,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history406 days on market

Status: Active
Nov 3, 2026
Listed$599,900
Aug 28, 2025
Price reduced$429,900

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 406
Subdivision: Lake Pegram
County: Marion
Year built: 1960
Living area: 2,178 sq ft
Price/sq ft: $197
Building area: 3,702 sq ft (Public Records)
Lot size: 51,836 sq ft
Lot category: 1 to less than 2
Flood zone: X/A (12083C0180D)
Garage: 2 spaces
Annual taxes: $4,315 (2024)
Parcel #: 04541-000-00
Zoning: R4
MLS #: OM708396

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Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Carpet, Vinyl
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features: PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments
Laundry: Inside, Laundry Room, Upper Level
Stories / Levels: Two
Direction faces: Northeast
In-law suite: Yes

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Balcony
Construction materials: Wood Siding
Roof: Metal
Foundation: Slab
Road surface: Dirt, Unimproved

Utilities

Sewer: Septic Tank
Water source: Well
Utilities: Electricity Connected

Schools

ElementaryFort McCoy School (K-8)GreatSchools ↗

MiddleFt McCoy MiddleGreatSchools ↗

High SchoolNorth Marion High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Primary Bedroom	Second	11x12
Living Room	First	15x15
Kitchen	First	15x13

Listing Details

Listing date: 2025-08-27
On market date: 2025-08-28
Original list price: $599,900
Occupant type: Vacant
MLS area: 32134 - Fort Mc Coy/Salt Springs
Listing AOR: Ocala - Marion
Status changed: 2026-11-03
Tax legal description: SEC 10 TWP 12 RGE 23 E 75 FT OF W 150 FT OF NE 1/4 OF NE 1/4 OF NW 1/4 & COM AT THE SW COR OF THE E 75 FT OF W 150 FT OF NE 1/4 OF NE 1/4 OF NW 1/4 OF SEC 10 TH S 88-21-42 E 73.61 FT TH S 02-46-38 W 36 FT TH S 80-44-00 W 75 FT TH N 02-26-10 W 50.18 F T TO THE POB

Flood risk

Zone X/AFEMA Zone X/APanel 12083C0180D

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading East on Silver Springs Blvd, turn left onto HWY 315, turn left onto NE 220th St, turn left onto NE 106th Ave, take a slight right turn onto NE 218th Lane Rd, the destination is on your right. Sign in yard.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 3, 2026 at 5:24 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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