
$398,900
Yale Hammock Road
Umatilla, FL 32784
Listing updated: April 30, 2026 at 10:19 PM ET
Property type
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
This 10-acre parcel offers the rare combination of privacy, flexibility, and long-term value in Lake County. Zoned Agricultural (A) and located within county limits, this property allows for single-family homes, mobile homes, manufactured homes, modular homes, barndominiums, and accessory dwelling units (ADUs), making it ideal for a wide range of buyers and future plans. The land consists of approximately 7.5 acres of high and dry, buildable ground, with the remaining 2.5 acres preserved as natural marshland, creating a peaceful buffer and ensuring privacy now and in the future. The property backs up to orange groves and Lake Yale, offering a quiet setting with no rear neighbors and protection from overdevelopment. Access is provided by a clay/dirt road that connects directly to CR 450, with electric nearby. There is no HOA and no deed restrictions, giving buyers freedom to build and use the land as they choose. Lake County typically allows one residence per 5 acres, creating potential to parcel the property into two separate buildable lots, subject to county approval. Conveniently located just 20 minutes to grocery stores and everyday amenities, and 10 minutes to local A-rated schools, this property offers rural living without sacrificing accessibility. Zoning: Agricultural (A) Utilities: Electric nearby, well and septic needed Road Access: Clay/dirt road with direct connection to CR 450 Whether you’re planning a private homestead, multi-generational living, investment hold, or future development, this property provides the space, flexibility, and location to make it happen.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history239 days on market
- Status: ActiveSep 3, 2025
- Listed$498,999Sep 3, 2025
- Price reduced$398,900
Facts & features
- Property type
- Land
- Status
- Active
- Days on market
- 239
- County
- Lake
- Price/sq ft
- $1
- Lot size
- 457,697 sq ft
- Lot category
- 10 to less than 20
- Flood zone
- AE /X
- Annual taxes
- $1,912 (2024)
- Parcel #
- 16-18-26-0002-000-00600
- MLS #
- G5101325
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Interior Details
- Direction faces
- North
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- Listing terms
- Cash, Other
- Ownership
- Fee Simple
Exterior & Construction
- Road surface
- Asphalt, Dirt
Utilities
- Sewer
- None
- Water source
- None
- Utilities
- Electrical Nearby, Electricity Available
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Listing Details
- Listing date
- 2025-08-27
- On market date
- 2025-09-03
- Original list price
- $498,999
- MLS area
- 32784 - Umatilla / Dona Vista
- Listing AOR
- Orlando Regional
- Status changed
- 2025-09-03
- Tax legal description
- NW 1/4 OF NE 1/4 OF NW 1/4 ORB 2657 PG 1643
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take 19N to light in Umatilla. Go left onto CR450. Go approximately 2 miles and turn left onto Lake Yale Rd. Lot on left on corner of Lake Yale Rd and Yale Hammock Rd. Look for sign.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 30, 2026 at 10:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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