$325,000
102 20th Street
Bradenton, FL 34208
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
**Seller to offer 3% credit to buyer which can be used for an interest rate buydown or reduce closing costs and cash to close with acceptable offer.** Begin your Journey in this Beautifully Remodeled 2-Bedroom, 2-Bath Home Just Blocks from the Manatee River & Riverwalk. Move right into this beautifully remodeled residence offering the perfect blend of style, comfort. Thoughtfully updated with a new HVAC (2025), new roof (2020), new Frigidaire stainless appliances (2025), updated windows (2017), luxury vinyl plank flooring throughout, and fresh interior and exterior paint — every detail has been designed for effortless living. The light-filled great room seamlessly connects living and dining spaces and opens to a stunning, fully renovated kitchen featuring crisp white shaker cabinetry, elegant quartz countertops, and new stainless Frigidaire appliances — ideal for both everyday living and entertaining. A desirable split floor plan provides privacy with two guest bedrooms and a stylish full bath, while the serene primary suite offers a walk-in closet and a beautifully updated en-suite bath with quartz vanity and walk-in shower. Positioned on two parcels, the oversized side yard offers exceptional space for outdoor living, entertaining, or future possibilities. Located in a sought-after No HOA, No CDD neighborhood, enjoy flexibility with no added fees or restrictions. Experience the best of coastal Florida living with breathtaking sunsets, biking, and evening strolls along vibrant Old Main Street. Just minutes to waterfront dining at Pier 22, Robinson Preserve, the historic fishing village of Cortez, the Village of the Arts, Pirates spring training, and premier shopping at UTC and Ellenton Outlets. View the 3D interactive panoramic tour and discover the lifestyle this exceptional property provides.
Local Insight
At $233/sqft for a 1959 home in an AE flood zone, you're paying for location and the lack of HOA rather than modern updates—factor in flood insurance costs upfront, which will likely run $1,200+ annually and significantly impact your true carrying costs. The 0.17-acre lot is tight, so this is really a buy for the walkable Bradenton neighborhood and school proximity, not for land or renovation potential. The 360° tour is helpful here since you'll want to inspect the foundation, roof, and systems carefully on a property this age, especially given the flood risk.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history267 days on market
- Status: ActiveAug 24, 2025
- Listed$335,000Aug 23, 2025
- Price reduced$325,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 267
- Subdivision
- Manatee Gardens Third Sec
- County
- Manatee
- Year built
- 1959
- Living area
- 1,397 sq ft
- Price/sq ft
- $233
- Building area
- 1,619 sq ft (Public Records)
- Lot size
- 7,475 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12081C0306F)
- Annual taxes
- $4,476 (2024)
- Parcel #
- 1228200000
- Zoning
- R1B
- MLS #
- A4662211
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Vinyl
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Walk-In Closet(s)
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Refer to County Ordinance For Leasing Restrictions
- Approval process
- NO HOA
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 13x10 |
| Kitchen | First | 11x7 |
| Dining Room | First | |
| Primary Bedroom | First | 13x11 |
| Primary Bathroom | First | |
| Bedroom 2 | First | 11x10 |
| Bedroom 3 | First | |
| Bathroom 2 | First | 11x10 |
| Utility Room | First |
Listing Details
- Listing date
- 2025-08-23
- On market date
- 2025-08-23
- Original list price
- $335,000
- Occupant type
- Owner
- MLS area
- 34208 - Bradenton/Braden River
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2025-08-24
- Tax legal description
- LOTS 61 AND 62, LESS THE N 60 FT THEREOF, MANATEE GARDENS, THIRD ADDITION, SD PROPERTY ALSO KNOWN AS: THE S 65 FT OF LOTS 61 & 62. MANATEE GARDENS. THIRD ADD PI#12282.0000/0
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Manatee Avenue East to 20th Street NE to 102 20th Steet NE, Home on Left Corner.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 17, 2026 at 7:51 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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