$273,900
3923 Baldwin Lane
Winter Haven, FL 33884
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
WELCOME TO 3923 BALDWIN LANE, NEW ROOF 2023, NEW A/C 2025, FRESHLY PAINTED 2024. LOCATED IN THE HIGHLY SOUGHT-AFTER TRADITIONS GATED COMMUNITY IN WINTER HAVEN! THIS BEAUTIFULLY MAINTAINED HOME OFFERS THE PERFECT BLEND OF COMFORT, STYLE, AND LOW-MAINTENANCE LIVING. FEATURING SPACIOUS LIVING AREAS, A WELL-APPOINTED KITCHEN, AND A SERENE SCREENED-IN LANAI, IT'S IDEAL FOR RELAXING OR ENTERTAINING. ENJOY RESORT-STYLE AMENITIES INCLUDING A CLUBHOUSE, HEATED POOL, FITNESS CENTER, TENNIS COURTS, AND LAKE ACCESS WITH A PRIVATE DOCK-PERFECT FOR ACTIVE ADULTS 55 AND BETTER! WITH 24-HOUR SECURED GATED ENTRANCE AND A VIBRANT, FRIENDLY ATMOSPHERE. TRADITIONS OFFERS THE LIFESTYLE YOU HAVE BEEN LOOKING FOR. THE SELLERS ARE OFFERING A GENEROUS $8,000 CREDIT TO BE APPLIED TOWARD THE BUYER'S PREPAID EXPENSES AND CLOSING COSTS. THIS INCENTIVE PROVIDES ADDED FLEXIBILITY AND CAN HELP REDUCE OUT-OF-POCKET EXPENSES AT CLOSING, MAKING HOMEOWNERSHIP EVEN MORE ATTAINABLE. SCHEDULE YOUR PRIVATE TOUR TODAY AND EXPERIENCE FLORIDA LIVING AT ITS FINEST.
Local Insight
At $159/sqft in a 55+ community with water access and no flood risk, this is genuinely priced for the Winter Haven lakefront value play—you're looking at 60-70% less per square foot than comparable access on the Butler Chain just an hour north. The $467 monthly HOA is reasonable for a gated active-adult community, but the real question is whether the 2006 construction on a postage-stamp lot (0.12 acres) holds up long-term compared to newer builds, and whether water access here means lake views or just proximity; that matters significantly at this price point. The location works if you're fishing-focused, remote-based, or genuinely committed to Polk County life—not if you're counting on appreciation from Orlando spillover or need flexibility beyond the 55+ restriction.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history274 days on market
- Status: ActiveAug 8, 2025
- Listed$299,000Aug 8, 2025
- Price reduced$273,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 274
- Subdivision
- Traditions Ph 1
- County
- Polk
- Year built
- 2006
- Living area
- 1,719 sq ft
- Price/sq ft
- $159
- Building area
- 2,344 sq ft (Public Records)
- Lot size
- 5,140 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0535H)
- Garage
- 2 spaces
- Annual taxes
- $4,082 (2024)
- Parcel #
- 26-29-13-687552-000930
- MLS #
- P4935847
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Range, Refrigerator
- Interior features
- High Ceilings, Living Room/Dining Room Combo, Thermostat
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $467 / Monthly
- Monthly HOA
- $467/mo
- Total monthly fees
- $467/mo
- Total annual fees
- $5,604
- HOA name
- Dulcy Murchison - Leland Management
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- CHECK WITH THE HOA FOR ANY RESTRICTIONS!
- Approval process
- CHECK WITH THE HOA FOR ANY RESTRICTIONS!
Exterior & Construction
- Exterior features
- Private Mailbox
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
Community
- Pets allowed
- Breed Restrictions, Cats OK, Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 13x10 |
| Bedroom 2 | First | 13x13 |
| Bedroom 3 | First | 10x12 |
| Kitchen | First | 15x12 |
| Dining Room | First | 14x12 |
| Living Room | First | 22x17 |
| Foyer | First | 10x4 |
| Bathroom 2 | First | 6x8 |
| Laundry | First | 8x6 |
Listing Details
- Listing date
- 2025-08-08
- On market date
- 2025-08-08
- Original list price
- $299,000
- Occupant type
- Tenant
- MLS area
- 33884 - Winter Haven / Cypress Gardens
- Listing AOR
- Orlando Regional
- Status changed
- 2025-08-08
- Tax legal description
- TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 93
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
TAKE CYPRESS GARDENS BLVD., TURN ONTO LAKE RUBY DRIVE WEST, TURN ONTO THOMPSON NURSERY ROAD, TURN ONTO TRADITIONS BLVD. NORTH.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 9, 2026 at 12:41 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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