4395 Trotters Way, FL
Stellar MLS

$400,000

4395 Trotters Way

Lakeland, FL 33805

Listing updated: March 27, 2026 at 6:03 PM ET

Active
6
Beds
3
Baths
3,415
Sq Ft
0.13
Acres
2023
Built
Waterfront$117/sqft360° tour
Single Family Residence

Property type

2023

Year built

5,750 sqft

Lot size

$117

Price / sq ft

$18/mo

HOA dues

239

Days on market

2

Garage spaces

x

Flood zone

About this home

One or more photo(s) has been virtually staged. Built in 2023 on a premium lakefront lot with no rear neighbors & tranquil lake views, this 6-bed, 3-full bath home with an office/flex room features open-concept living & the largest floor plan in the community at 3,415 sq. ft. Saddle Creek Preserve offers a community pool & dog park, both with serene water views. The kitchen is a true centerpiece, with granite countertops, an island with a breakfast bar, stainless steel appliances, a walk-in pantry & ample cabinet space. The primary suite is conveniently located on the first floor & includes an en-suite bathroom that features dual sinks, a oversized walk-in shower, private water closet & a walk-in closet. An additional bedroom is also located on the first floor, along with an office/flex room. Upstairs, you’ll find four additional bedrooms, one with a walk-in closet, & a 26'x23'4" loft, offering plenty of flexible space to customize to your needs.Enjoy a peaceful lakefront setting in your own backyard, perfect for quiet mornings or relaxing evenings. Or, take a short drive to Historic Downtown Lakeland, just 8 miles away, where you can explore charming boutiques, cozy coffee shops & a vibrant dining scene featuring local favorites like Nineteen61, Harry’s Seafood, Black & Brew Coffee or Vasco Sixty-One’s rooftop bar with scenic views. Is it really Saturday if you haven’t visited the infamous Downtown Farmers Curb Market? The market spans five city blocks & typically features 100–120 vendors. It’s way more than a place to grab veggies...it’s a community hub that showcases the best of local food, creativity & culture. With convenient access to I-4, commuting to Tampa or Orlando is a breeze. Don’t miss this opportunity to own a lakefront home that offers both peaceful surroundings & close proximity to everything Lakeland has to offer. Schedule your showing today!!

Estimated monthly payment

Principal & interest$2,023
Property taxes$438
Home insurance (est.)$183
HOA dues$18

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history239 days on market

  1. Status: Active
    Jul 31, 2025
  2. Listed$420,000
    Jul 31, 2025
  3. Price reduced$400,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
239
Subdivision
Saddle Crk Preserve Ph 1 / Saddle Creek
County
Polk
Year built
2023
Living area
3,415 sq ft
Price/sq ft
$117
Building area
3,920 sq ft (Public Records)
Lot size
5,750 sq ft
Lot category
0 to less than 1/4
Flood zone
x
Garage
2 spaces
Annual taxes
$5,260 (2024)
Parcel #
24-28-12-178758-003770
Zoning
RES
MLS #
P4935713

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Interior Details

Bedrooms
6
Full bathrooms
3
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$18 / Monthly
Monthly HOA
$18/mo
Total monthly fees
$18/mo
Total annual fees
$216
HOA name
Heath Beckett EXT 536
CDD
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Page 6 of community Declarations. HOA docs are provided as a courtesy & are not guaranteed to be the most recent, please confirm directly with the HOA.

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block, Concrete, Other, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Room Details

RoomLevelDimensions
Living RoomFirst18x18
KitchenFirst22.5x11.5
Dining RoomFirst8x18
Primary BedroomFirst13.7x17.1
Primary BathroomFirst9.6x8.9
Bedroom 2First13.3x11.4
Bedroom 3Second13.3x10.9
Bedroom 4Second13.8x10.11
Bedroom 5Second13.8x11.6
Additional BedroomSecond15.6x11.2
OfficeFirst11.1x9.5
LoftSecond20.6x23.4
LaundryFirst6.2x5.6

Listing Details

Listing date
2025-07-11
On market date
2025-07-31
Original list price
$420,000
Occupant type
Vacant
MLS area
33805 - Lakeland / Gibsonia
Listing AOR
Orlando Regional
Status changed
2025-07-31
Tax legal description
SADDLE CREEK PRESERVE PHASE 1 PB 189 PGS 20-23 LOT 377

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-4 E, take Exit 33 and head north on FL-33. Turn right on Old Combee Rd, then right on FL-659 S. Turn left on Saddle Creek Rd (State Hwy 546), then right on Old Mining Rd. Follow to Trotters Way.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 27, 2026 at 6:03 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA