5163 Kinsley Drive, FL
Stellar MLS

$339,999

5163 Kinsley Drive

Winter Haven, FL 33884

Active
4
Beds
3
Baths
2,077
Sq Ft
0.14
Acres
2025
Built
New construction$164/sqft360° tour
Single Family Residence

Property type

2025

Year built

5,998 sqft

Lot size

$164

Price / sq ft

$38/mo

HOA dues

256

Days on market

2

Garage spaces

x

Flood zone

About this home

This thoughtfully designed Slate home opens with two bedrooms flanking a full hall bath. Beyond the entry, you’ll find an open layout with a dining nook, a great room with access to an inviting covered patio, and a kitchen with a center island, walk-in pantry and abundant cabinetry. The owner’s suite is nearby, offering a generous walk-in closet and a private bath with optional dual sinks, a shower and a separate soaking tub. A laundry room and a fourth bedroom with its own private bath complete the home. *Take advantage of special financing on quick move-in homes OR buy a to-be-built home and enjoy up to $20,000 in Flex Funds toward homes that can close in a timely manner! Options may vary by community, and offers are available on select homes on a first-come, first-served basis. Contact builder for more information!

Local Insight

At $164/sqft for brand-new construction in a planned community with minimal HOA fees, this property hits a solid value mark for the Winter Haven market—especially if you're banking on the lakefront lifestyle draw rather than appreciation upside. The X flood zone is a genuine advantage compared to properties directly on the Chain of Lakes, which means lower insurance costs, but you're also buying into a subdivision without guaranteed lake access, so verify what waterfront amenities (if any) come with Seasons At Annabelle Estates. If you're commuting to Polk County or working remote while wanting fishing/recreation nearby, this pencils out, but the real question is whether the subdivision's location delivers the lake-community feel you're paying for—worth checking the master plan and walking the neighborhood.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,719
Property taxes$0
Home insurance (est.)$156
HOA dues$38

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history256 days on market

  1. Status: Active
    Jul 14, 2025
  2. Listed$363,108
    Jul 14, 2025
  3. Price reduced$339,999

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
256
Subdivision
Seasons At Annabelle Estates
County
Polk
Year built
2025
Living area
2,077 sq ft
Price/sq ft
$164
Building area
2,477 sq ft (Builder)
Lot size
5,998 sq ft
Lot category
0 to less than 1/4
Flood zone
x
Garage
2 spaces
Parcel #
27-29-31-871100-003020
Zoning
0000
MLS #
S5130838

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range
Interior features
High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North
New construction
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$450 / Annually
Monthly HOA
$38/mo
Total monthly fees
$38/mo
Total annual fees
$450
HOA name
Garrison Property Services, LLC
CDD
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
PLEASE CONTACT HOA FOR LEASING REQUIRMENTS

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Stucco
Roof
Shingle
Foundation
Block, Other, Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Public, Sewer Available, Water Available

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst16x14
Dining RoomFirst16x9
KitchenFirst11x15
Primary BedroomFirst14x13
Bedroom 2First11x10
Bedroom 3First11x10
Bedroom 4First11x11
Primary BathroomFirst
Bathroom 2First
LaundryFirst

Listing Details

Listing date
2025-07-14
On market date
2025-07-14
Original list price
$363,108
Occupant type
Vacant
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
Orlando Regional
Status changed
2025-07-14
Tax legal description
ANNABELLE ESTATES PB 213 PGS 5-12 LOT 302

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-4 West, take Exit 55 for US-27 South. Turn right on US-27 South, then turn right on Mountain Lake Cutoff Road. Continue onto Old Bartow/Old Bartow Lake Wales Road. The community is on the right. This is a subdivided Parcel.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 27, 2026 at 1:20 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA