644 Yardarm Drive, FL
Stellar MLS

$360,000

644 Yardarm Drive

Apollo Beach, FL 33572

Listing updated: June 11, 2026 at 5:50 PM ET

Active
2
Beds
2
Baths
1,002
Sq Ft
0.02
Acres
1986
Built
WaterfrontWater access$359/sqft
Condominium

Property type

1986

Year built

911 sqft

Lot size

$359

Price / sq ft

No HOA

HOA dues

376

Days on market

AE

Flood zone

About this home

644 Yardarm Drive | Waterfront Condo 2 Beds | 2 Baths | Private Boat Dock with Lift | Gated Community | First Floor Seller contributing 1 year of HOA fees!! Welcome to 644 Yardarm Drive, a beautifully updated first-floor condo offering true waterfront living in the heart of Apollo Beach. This 2-bedroom, 2-bath home features over 1,000 square feet of living space and sits at a higher elevation—safe and dry through recent historic storms. Just steps from your back door, enjoy your own private 30’ deeded boat slip with a 6,000-pound lift on the extended Flamingo Canal, providing quick access to Tampa Bay. Inside, you’ll find a light and airy interior with beautiful tile flooring, and upgraded light fixtures. The kitchen has been reimagined with a new imported island, hardwood cabinetry, stainless steel appliances, a stand-alone icemaker, and a newer refrigerator. Both bathrooms were completely remodeled in 2025, and a new stackable washer and dryer, updated A/C (2018), and full electrical and plumbing updates completed in 2025 add peace of mind. The screened lanai was rescreened with premium 20/20 mesh in 2024, and an extended back patio with pavers and hose bib makes the perfect grilling area while you watch for dolphins and manatees. The long driveway fits up to four cars and includes an extra guest parking space, plus overhead carport storage and attic space above the second bedroom. This friendly, gated community features a pool, tennis and basketball courts, and beautifully maintained landscaping. The HOA covers the seawall, roof, irrigation, exterior and flood insurance- helping reduce your insurance and maintenance costs. Conveniently located near Finn’s and Circles restaurants, this move-in ready condo also allows short-term rentals see HOA guidelines—making it an ideal full-time residence, seasonal getaway, or investment opportunity.

Estimated monthly payment

Principal & interest$1,820
Property taxes$366
Home insurance (est.)$165

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history376 days on market

  1. Status: Active
    May 31, 2025
  2. Listed$424,000
    May 31, 2025
  3. Price reduced$360,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
376
Subdivision
Yardarm Condo Ph I
County
Hillsborough
Year built
1986
Living area
1,002 sq ft
Price/sq ft
$359
Lot size
911 sq ft
Flood zone
AE
Annual taxes
$4,397 (2024)
Parcel #
U-21-31-19-1TQ-000000-00022.0
Zoning
PD
MLS #
TB8391410

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Attic Ventilator, Ceiling Fans(s)
Laundry
Inside, Laundry Closet
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Covered, Driveway, Ground Level, Guest, Off Street, Open
Carport
Yes

HOA & Financial

Total monthly fees
$697/mo
Total annual fees
$8,364
HOA name
Richard Balderson
CDD
No
Min lease term
1 Month
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
April-August short term rental restricted to 30 day min. Sept -March str restricted 90 day min. Rental app required. HOA covers: Reserve fund, seawall, landscape, irrigation, pool, roof, tennis crts, exterior homeowners /flood ins, pest control, trash
Approval process
Community CC&R's are attached to this mls listing. Please ask your agent for copies to review all restrictions. Check with the HOA manager to assure there have been no recent changes.

Exterior & Construction

Exterior features
Awning(s), Sliding Doors
Construction materials
Block, HardiPlank Type, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit, Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst12x10
Living RoomFirst13x14
Dining RoomFirst12x10
KitchenFirst10x13
Bedroom 2First10x11

Listing Details

Listing date
2025-05-30
On market date
2025-05-31
Original list price
$424,000
Occupant type
Vacant
MLS area
33572 - Apollo Beach / Ruskin
Listing AOR
Suncoast Tampa
Status changed
2025-05-31
Tax legal description
YARDARM CONDOMINIUM PHASE I UNIT NO 22 2.733 PERCENTAGE OWNERSHIP IN COMMON ELEMENTS

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Highway 41 southbound. Turn right on Apollo Beach blvd. Head South on Apollo Beach Blvd to YardArm Community on the Left. Pull up to gated access point. Enter Realtor provided access code

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 11, 2026 at 5:50 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA