$420,000
St Cloud, FL 34772
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
This beautiful designed 4-bedroom and 2-bathroom home, offers modern finishes and energy efficiency. discover a lifestyle of comfort in this impeccably single-story home, built in 2022 with total area 2,390 sq. Hight ceiling and ceramic tile flooring enhance the home bright and airy feel. The open-concept kitchen is complete with Quartz countertops, a spacious kitchen island, stainless steel appliances new energy conscious. The owner suite features a large bedroom connected to owner bathroom with dual sinks, shower, a comfort-height toilet,a roomy walk-in closet. In addition, there is solar to offset power bills. Step outside to a covered patio overlooking a generous and fully fenced backyard large enough with a stunning lake view for dreamy sunsets sitting under a refreshing hardtop pavilion. With a 2-car garage space plus a drivetway for 4-car more. The garage is equipped with air conditioning, which makes it a home is perfect for hosting family and friendsarea. This property features camera and video surveillance. Community Amenities include resort-style swimming pool, playground, and dog park. Just a few miles from the Florida Turnpike and US-192, plus abundant shopping and dining options. In addition, the seller is offering an incentive for your closing costs. Don't miss this great opportunity!
Local Insight
At $215/sqft for a 2022 build with a water view in Old Hickory Ph 3, you're getting solid new construction value in a subdivision that's attracted consistent demand, though the 0.15-acre lot is genuinely compact—typical for this phase of the community. St. Cloud's real growth story is just starting with NeoCity semiconductor jobs and Lake Nona spillover, which could mean good long-term appreciation, but you're betting on that momentum since the property itself is standard suburban family fare rather than a unique or premium location within the city. The $60 HOA is reasonable, and being in X flood zone removes that cost/stress factor entirely, but honestly scrutinize the school assignments—Harmony schools feed this area, and that should factor into your family timeline and resale assumptions.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history361 days on market
- Status: ActiveJun 3, 2026
- Listed$438,000May 14, 2025
- Price reduced$420,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 361
- Subdivision
- Old Hickory Ph 3
- County
- Osceola
- Year built
- 2022
- Living area
- 1,950 sq ft
- Price/sq ft
- $215
- Building area
- 2,390 sq ft (Builder)
- Lot size
- 6,534 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0260G)
- Garage
- 2 spaces
- Annual taxes
- $6,501 (2024)
- Parcel #
- 13-26-30-0118-0001-3190
- Zoning
- RESIDENTIA
- MLS #
- O6307379
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Electric, Exhaust Fan
- Cooling
- Central Air, Other
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $60 / Monthly
- Monthly HOA
- $60/mo
- Total monthly fees
- $60/mo
- Total annual fees
- $720
- HOA name
- Tatiana Castellano
- CDD
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, Other
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Approval process
- Consult the property management for more information! Realtor Agent and Seller ARE not Responsible for errors in this information! Buyer and Buyer's agent to verify lease restrictions
Exterior & Construction
- Exterior features
- Rain Gutters, Sidewalk, Storage
- Construction materials
- Brick
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Sewer Available, Sprinkler Recycled, Water Available
Community
- Pets allowed
- Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Bedroom 1 | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Dining Room | First | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2025-05-12
- On market date
- 2025-05-14
- Original list price
- $438,000
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-03
- Tax legal description
- OLD HICKORY PH 3 PB 30 PGS 131-135 LOT 319
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 3, 2026 at 7:11 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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