ST CLOUD, FL
Stellar MLS

$420,000

St Cloud, FL 34772

Active
4
Beds
2
Baths
1,950
Sq Ft
0.15
Acres
2022
Built
Water view$215/sqft360° tour
Single Family Residence

Property type

2022

Year built

6,534 sqft

Lot size

$215

Price / sq ft

$60/mo

HOA dues

361

Days on market

2

Garage spaces

X

Flood zone

About this home

This beautiful designed 4-bedroom and 2-bathroom home, offers modern finishes and energy efficiency. discover a lifestyle of comfort in this impeccably single-story home, built in 2022 with total area 2,390 sq. Hight ceiling and ceramic tile flooring enhance the home bright and airy feel. The open-concept kitchen is complete with Quartz countertops, a spacious kitchen island, stainless steel appliances new energy conscious. The owner suite features a large bedroom connected to owner bathroom with dual sinks, shower, a comfort-height toilet,a roomy walk-in closet. In addition, there is solar to offset power bills. Step outside to a covered patio overlooking a generous and fully fenced backyard large enough with a stunning lake view for dreamy sunsets sitting under a refreshing hardtop pavilion. With a 2-car garage space plus a drivetway for 4-car more. The garage is equipped with air conditioning, which makes it a home is perfect for hosting family and friendsarea. This property features camera and video surveillance. Community Amenities include resort-style swimming pool, playground, and dog park. Just a few miles from the Florida Turnpike and US-192, plus abundant shopping and dining options. In addition, the seller is offering an incentive for your closing costs. Don't miss this great opportunity!

Local Insight

At $215/sqft for a 2022 build with a water view in Old Hickory Ph 3, you're getting solid new construction value in a subdivision that's attracted consistent demand, though the 0.15-acre lot is genuinely compact—typical for this phase of the community. St. Cloud's real growth story is just starting with NeoCity semiconductor jobs and Lake Nona spillover, which could mean good long-term appreciation, but you're betting on that momentum since the property itself is standard suburban family fare rather than a unique or premium location within the city. The $60 HOA is reasonable, and being in X flood zone removes that cost/stress factor entirely, but honestly scrutinize the school assignments—Harmony schools feed this area, and that should factor into your family timeline and resale assumptions.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,124
Property taxes$542
Home insurance (est.)$193
HOA dues$60

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history361 days on market

  1. Status: Active
    Jun 3, 2026
  2. Listed$438,000
    May 14, 2025
  3. Price reduced$420,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
361
Subdivision
Old Hickory Ph 3
County
Osceola
Year built
2022
Living area
1,950 sq ft
Price/sq ft
$215
Building area
2,390 sq ft (Builder)
Lot size
6,534 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0260G)
Garage
2 spaces
Annual taxes
$6,501 (2024)
Parcel #
13-26-30-0118-0001-3190
Zoning
RESIDENTIA
MLS #
O6307379

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
Northeast

Heating & Cooling

Heating
Electric, Exhaust Fan
Cooling
Central Air, Other

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$60 / Monthly
Monthly HOA
$60/mo
Total monthly fees
$60/mo
Total annual fees
$720
HOA name
Tatiana Castellano
CDD
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, Other
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Approval process
Consult the property management for more information! Realtor Agent and Seller ARE not Responsible for errors in this information! Buyer and Buyer's agent to verify lease restrictions

Exterior & Construction

Exterior features
Rain Gutters, Sidewalk, Storage
Construction materials
Brick
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Sewer Available, Sprinkler Recycled, Water Available

Community

Pets allowed
Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit

Schools

ElementaryMichigan Avenue Elem (K 5)GreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 1First
Bedroom 2First
Bedroom 3First
Dining RoomFirst
KitchenFirst
Living RoomFirst

Listing Details

Listing date
2025-05-12
On market date
2025-05-14
Original list price
$438,000
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Status changed
2026-06-03
Tax legal description
OLD HICKORY PH 3 PB 30 PGS 131-135 LOT 319

Flood risk

Minimal riskFEMA Zone XPanel 12097C0260G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 7:11 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA