412 Bay Street, FL
Stellar MLS

$129,999

412 Bay Street

Fort Meade, FL 33841

Pending
4
Beds
2
Baths
1,774
Sq Ft
0.19
Acres
1940
Built
In-law suite$73/sqft360° tour
Single Family Residence

Property type

1940

Year built

8,381 sqft

Lot size

$73

Price / sq ft

No HOA

HOA dues

316

Days on market

x

Flood zone

About this home

Under contract-accepting backup offers. Investment Property with Exceptional Cash Flow! Don't miss this beautifully renovated single-family home featuring a fully equipped in-law suite—each side with separate entrances and meters, making it perfect for dual rental income. Recent upgrades include brand new flooring throughout, fresh modern paint, and tasteful finishes that give the home a bright, updated look. The main unit and in-law suite can be rented separately, maximizing income potential. Whether you're an investor seeking strong cash flow or a homeowner looking to offset your mortgage, this property is a rare find. With low maintenance needs and excellent rental appeal, this is a high-performing asset you’ll want in your portfolio! Note -property needs work . Cash purchase only .

Estimated monthly payment

Principal & interest$657
Property taxes$195
Home insurance (est.)$60

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history316 days on market

  1. Status: Pending
    Apr 21, 2026
  2. Listed$225,000
    May 7, 2025
  3. Price reduced$129,999

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
316
Subdivision
Stephens Add
County
Polk
Year built
1940
Living area
1,774 sq ft
Price/sq ft
$73
Lot size
8,381 sq ft
Lot category
0 to less than 1/4
Flood zone
x
Annual taxes
$2,339 (2024)
Parcel #
25-31-27-469700-000010
Zoning
R-2
MLS #
O6306308

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Range, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
Other
Stories / Levels
One
Direction faces
South
In-law suite
Yes

Heating & Cooling

Heating
Ductless
Cooling
Wall/Window Unit(s)

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Awning(s)
Construction materials
Stucco, Frame
Roof
Metal
Foundation
Crawlspace
Road surface
Asphalt, Dirt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst12x10
Primary BathroomFirst5x6
Bedroom 2First10x9
Bedroom 3First10x12
Bedroom 4First10x10
KitchenFirst6x7
Living RoomFirst8x10

Listing Details

Listing date
2025-05-07
On market date
2025-05-07
Original list price
$225,000
Occupant type
Vacant
MLS area
33841 - Fort Meade
Listing AOR
Orlando Regional
Status changed
2026-04-21
Tax legal description
STEPHENS ADDITION PB 36 PG 35 LOT 1

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Use any lane to merge onto I-4 W toward Tampa, Use the left lane to take the ramp to Co Rd 557/State Rd 557, Continue onto E Pomelo S, Turn right onto Shinn Blvd, Continue onto US-17 S/US-92 W/S Lake Shore Way, Use the left 2 lanes to turn slightly left onto US-17 S/Lake Alfred Rd, Turn right onto W Broadway St, Turn right onto N Brown Ave, Turn left onto Bay St NW, Destination will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 9:09 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA