


$3,999,000
454 Main Street
Safety Harbor, FL 34695
Listing updated: August 11, 2026 at 10:17 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
We are proud to exclusively market for sale Harbor Inn on Main, a rare generational asset located in the heart of one of America's most celebrated small towns. With 155 feet of frontage on vibrant Main Street—recently ranked #10 Best Main Street in the U.S. and #5 Best Small Town in the South by USA Today—this mixed-use property offers unmatched charm, versatility, and income potential. Built in 1918 and meticulously maintained, the property features 9,605 SF under roof and 2,599 SF of balcony space. Zoned Main Street Marketplace (MSM), this historic gem supports a wide variety of permitted uses including retail, multi-family, office, hospitality, and entertainment. Currently operating as a hybrid LTR/STR top-rated Airbnb Superhost with (8) turnkey apartment units—(6) one-bedrooms and (2) studios—each with full kitchens and baths. This income-generating property is perfect for investors or owner-occupiers. An opportunity also exists to expand with a 9th additional unit or owner/manager’s suite. The ground-floor retail space is elevated above street level and flooded with natural light, offering excellent visibility and a welcoming Main Street presence. Total retail square footage is equal to 2,983 SF and is currently rented month to month offering flexibility for an owner operator to occupy or generate longer term income. Recent capital improvements include a new roof (2020) on the primary building and new HVAC with ductwork (2023) in the retail space. Additional highlights: 14 private parking spaces, Garage/storage space, Located in Flood Zone X, Just blocks from the iconic Safety Harbor Spa, Two majestic “Great Oaks” on site, Steps away from the lively Third Friday Street Festival—a monthly downtown celebration of music, art, food, and community. This is more than a property—it’s a piece of Safety Harbor history with modern upside. Contact us today for details or to schedule a private tour.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history255 days on market
- Status: ActiveJul 23, 2026
- Listed$4,995,000May 1, 2025
- Price reduced$3,999,000
Facts & features
- Property type
- Commercial Sale
- Sub type
- Retail
- Status
- Active
- Days on market
- 255
- Subdivision
- Green Spgs
- County
- Pinellas
- Year built
- 1918
- Living area
- 9,605 sq ft
- Price/sq ft
- $416
- Lot size
- 19,611 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12103C0127H)
- Annual taxes
- $26,285 (2024)
- Parcel #
- 03-29-16-33372-013-0020
- Zoning
- MSM
- MLS #
- TB8381286
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Heating & Cooling
- Heating
- Central, Natural Gas
- Cooling
- Central Air, Mini-Split Unit(s)
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- Listing terms
- Cash
- Ownership
- Sole Proprietor
Exterior & Construction
- Construction materials
- Block, Brick, Other, Frame
- Roof
- Shingle
- Foundation
- Other
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Available, Natural Gas Available, Water Connected
Listing Details
- Listing date
- 2025-05-01
- On market date
- 2025-05-01
- Original list price
- $4,995,000
- MLS area
- 34695 - Safety Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-23
- Tax legal description
- GREEN SPRINGS BLK 13, LOTS 2, 3 & 6 LESS N 10FT OF LOT 2 FOR RD R/W
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Heading east on Main Street, the subject property is located between 5th Ave S and 4th Ave S, and will be on the right side of the road.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 11, 2026 at 10:17 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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