$539,000
1 San Miguel Island
Humacao, PR 00791
Listing updated: June 3, 2026 at 12:22 AM ET
Listing courtesy of Maranatha Realty · Janice Ramos · MLS #PR9112515 · Active · 787-435-7437Property type
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Prime Waterfront Lot with Dock – Build Your Dream Home! Discover the perfect canvas for your dream home on this 165.09 square meters flat lot with a private dock, ideal for boating enthusiasts. It comfortably accommodates a 55-60 feet boat, offering direct access to serene waters. Located in a gated community with a pool and access to all the amenities of Palmas del Mar, you can enjoy luxury living at its finest. Related costs: CRIM: $ 83.96, Slip Boat Association: $ 85.00/ month, San Miguel Island Regime: $ 345.00/ Quarterly & Palmas Homeowners Association (PHA): $ 1014.00 / year. Some of the resort amenities are: over 15 restaurants within the Palmas community, community town center with shops, banks and spa facilities, Palmas Academy, Equestrian center, Yacht Club Marina, miles of walking and bike trails, over 3 miles of beaches, 24/7 private security, two 18 holes championship golf courses, tennis club and pickleball facilities and the Beach Club with direct access to the beach with its private restaurant. Don’t miss this rare opportunity! Contact us today for more information.
Local Insight
At $303/sqft for a quarter-acre waterfront lot in Humacao, you're paying a premium that hinges entirely on whether that water access translates to actual buildable value—given the FSNMA flood designation, you'll face serious elevation requirements and insurance costs that could easily exceed $539k before you break ground. The $115 monthly HOA is reasonable for a waterfront community, but this is raw land with no structures, so factor in infrastructure costs and the reality that Puerto Rico's market moves slower than the mainland, which could affect both construction timelines and resale liquidity.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history407 days on market
- Status: ActiveJun 3, 2026
- Listed$650,000Apr 11, 2025
- Price reduced$539,000
Facts & features
- Property type
- Land
- Status
- Active
- Days on market
- 407
- Subdivision
- Isla San Miguel
- County
- Humacao
- Price/sq ft
- $303
- Lot size
- 1,776 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- FSNMA
- Parcel #
- 35403355416000
- Zoning
- RESIDENTIA
- MLS #
- PR9112515
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Interior Details
- Direction faces
- East
HOA & Financial
- HOA fee
- $345 / Quarterly
- Monthly HOA
- $115/mo
- Total monthly fees
- $200/mo
- Total annual fees
- $2,394
- HOA name
- PHA
- Listing terms
- Cash
- Ownership
- Fee Simple
Exterior & Construction
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Private Sewer
- Water source
- Private
- Utilities
- Electrical Nearby
Community
- Pets allowed
- Yes
Listing Details
- Listing date
- 2025-04-11
- On market date
- 2025-04-11
- Original list price
- $650,000
- MLS area
- 00791 - Humacao
- Listing AOR
- Puerto Rico
- Status changed
- 2026-06-03
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Once you pass the main gate of Palmas, continue straight on Palmas Drive. Then, turn left onto Palmas Inn Way. At the end, make a left onto Harbour Drive Way. Isla San Miguel complex is located on the right side next to the marina. The lot is situated on the right-hand side.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 3, 2026 at 12:22 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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