$299,900
428 Lemon Street
Palm Harbor, FL 34683
Listing updated: April 6, 2026 at 1:10 PM ET
Property type
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
One or more photo(s) has been virtually staged. Highly sought after OZONA neighborhood! Build your dream home on this 50 x 145 residential homesite on a quiet Ozona Street, walking distance to downtown shops and restaurants. The Ozona neighborhood is coastal living with multiple marinas to store your boat and access to waterfront Pop Stansell Park where you can launch your kayak or take the family to play on the playground. Survey, environmental reports, and custom home plans are available. Rendering photos on listing display the home that was designed for this lot. Home plans are included in the sale of the lot and can be modified if desired.
Local Insight
This is raw land in an AE flood zone—the most restrictive federal flood designation—which means you'll need flood insurance and face significant building restrictions, so any development costs will be substantially higher than the $41/sqft price suggests. At 0.17 acres in an established subdivision, you're looking at a tight footprint that limits what you can realistically build, making this more of a teardown/rebuild play for an existing home or a speculative hold rather than a blank slate opportunity. The lack of HOA is a plus, but verify exactly what the flood requirements mean for your intended use before getting excited about the price.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history404 days on market
- Status: ActiveFeb 26, 2025
- Listed$325,000Feb 26, 2025
- Price reduced$299,900
Facts & features
- Property type
- Land
- Status
- Active
- Days on market
- 404
- Subdivision
- Tinneys H N Sub
- County
- Pinellas
- Price/sq ft
- $41
- Lot size
- 7,248 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0059H)
- Annual taxes
- $3,240 (2024)
- Parcel #
- 11-28-15-91026-000-0070
- Zoning
- R-4
- MLS #
- TB8354656
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HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- Listing terms
- Cash, Conventional, Owner Financing
- Ownership
- Fee Simple
Exterior & Construction
- Road surface
- Dirt, Gravel, Other
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Public, Sewer Available, Water Available
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Listing Details
- Listing date
- 2025-02-25
- On market date
- 2025-02-26
- Original list price
- $325,000
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2025-02-26
- Tax legal description
- TINNEY'S, H. N. SUB LOT 7
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Alt 19 to West on Tampa Road; Turn Right on Orange Street; Turn Right on Lemon Street; homesite on the Left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 6, 2026 at 1:10 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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