428 Lemon Street, FL428 Lemon Street, FL428 Lemon Street, FL
Stellar MLS
1 / 16

$299,900

428 Lemon Street

Palm Harbor, FL 34683

Listing updated: April 6, 2026 at 1:10 PM ET

Active
Stellar MLSListing courtesy of Tager Realty, Inc. · Holly Jean · MLS #TB8354656 · Active · 813-817-5566
0
Baths
0.17
Acres
$41/sqft360° tour
Land

Property type

7,248 sqft

Lot size

$41

Price / sq ft

No HOA

HOA dues

404

Days on market

AE

Flood zone

About this home

One or more photo(s) has been virtually staged. Highly sought after OZONA neighborhood! Build your dream home on this 50 x 145 residential homesite on a quiet Ozona Street, walking distance to downtown shops and restaurants. The Ozona neighborhood is coastal living with multiple marinas to store your boat and access to waterfront Pop Stansell Park where you can launch your kayak or take the family to play on the playground. Survey, environmental reports, and custom home plans are available. Rendering photos on listing display the home that was designed for this lot. Home plans are included in the sale of the lot and can be modified if desired.

Local Insight

This is raw land in an AE flood zone—the most restrictive federal flood designation—which means you'll need flood insurance and face significant building restrictions, so any development costs will be substantially higher than the $41/sqft price suggests. At 0.17 acres in an established subdivision, you're looking at a tight footprint that limits what you can realistically build, making this more of a teardown/rebuild play for an existing home or a speculative hold rather than a blank slate opportunity. The lack of HOA is a plus, but verify exactly what the flood requirements mean for your intended use before getting excited about the price.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,516
Property taxes$270
Home insurance (est.)$137

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history404 days on market

  1. Status: Active
    Feb 26, 2025
  2. Listed$325,000
    Feb 26, 2025
  3. Price reduced$299,900

Facts & features

Property type
Land
Status
Active
Days on market
404
Subdivision
Tinneys H N Sub
County
Pinellas
Price/sq ft
$41
Lot size
7,248 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0059H)
Annual taxes
$3,240 (2024)
Parcel #
11-28-15-91026-000-0070
Zoning
R-4
MLS #
TB8354656

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HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
Listing terms
Cash, Conventional, Owner Financing
Ownership
Fee Simple

Exterior & Construction

Road surface
Dirt, Gravel, Other

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Public, Sewer Available, Water Available

Schools

ElementaryOzona Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Listing Details

Listing date
2025-02-25
On market date
2025-02-26
Original list price
$325,000
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2025-02-26
Tax legal description
TINNEY'S, H. N. SUB LOT 7

Flood risk

High riskFEMA Zone AEPanel 12103C0059H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Alt 19 to West on Tampa Road; Turn Right on Orange Street; Turn Right on Lemon Street; homesite on the Left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 6, 2026 at 1:10 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA