12592 97th Terrace Road, FL12592 97th Terrace Road, FL12592 97th Terrace Road, FL
Stellar MLS
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$445,000

12592 97th Terrace RoadSummerfield, FL 34491

Listing updated: October 13, 2026 at 1:47 PM ET

Active
Stellar MLSListing courtesy of Premier Sothebys Int'L Realty · Keith Caulk · MLS #G5091462 · Active · 407-581-7888
3
Beds
2
Baths
2,413
Sq Ft
0.18
Acres
2005
Built
◆55+ community◆$184/sqft◆360° tour
Single Family Residence

Property type

2005

Year built

7,841 sqft

Lot size

$184

Price / sq ft

$211/mo

HOA dues

576

Days on market

2

Garage spaces

X

Flood zone

About this home

Back on the market! Wake up to beautiful golf course views and the peaceful beauty of nature. This beautifully situated 3-bedroom, 2-bath Kingston model offers thoughtfully designed living spaces, where comfort and picturesque surroundings come together. Beautiful landscaping and double leaded-glass entry doors welcome you inside, where formal living and dining rooms have space to gather and entertain. The enclosed lanai features tile flooring, large sliding windows and backyard access, creating a wonderful setting to relax and enjoy panoramic golf course views. Privately situated, the primary suite opens to the lanai through sliding glass doors and offers spectacular views. Its en-suite bath features a garden tub and separate shower, complemented by a generous walk-in closet. The kitchen features Corian countertops, stainless steel appliances, a glass backsplash, abundant cabinetry and pantry. A breakfast nook and spacious family room provide comfortable spaces for everyday living. A thoughtfully arranged guest wing features two inviting bedrooms, including one with a golf course view, and a spacious guest bath. An oversized laundry room with cabinetry and expanded two-car garage with golf cart space add everyday convenience. A wonderful opportunity to enjoy comfortable living, picturesque surroundings and an active lifestyle.

Estimated monthly payment

Principal & interest$2,250
Property taxes$319
Home insurance (est.)$204
HOA dues$211

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history576 days on market

  1. Status: Active
    Oct 1, 2026
  2. Listed$510,000
    Jan 17, 2025
  3. Price reduced$445,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
576
Subdivision
Spruce Creek Golf Country Club Hampton Hills
County
Marion
Year built
2005
Living area
2,413 sq ft
Price/sq ft
$184
Building area
3,421 sq ft (Public Records)
Lot size
7,841 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0765D)
Garage
2 spaces
Annual taxes
$3,823 (2024)
Parcel #
6114-032-000
Zoning
RES
MLS #
G5091462

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Primary Bedroom Main Floor, Split Bedroom
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Golf Cart Garage

HOA & Financial

HOA fee
$211 / Monthly
Monthly HOA
$211/mo
Total monthly fees
$211/mo
Total annual fees
$2,532
HOA name
Leland Management / Nicole Arias
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify with HOA.

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Family RoomFirst
Balcony/Porch/LanaiFirst

Listing Details

Listing date
2025-01-17
On market date
2025-01-17
Original list price
$510,000
Occupant type
Vacant
MLS area
34491 - Summerfield
Listing AOR
Orlando Regional
Status changed
2026-10-01
Tax legal description
SEC 03 TWP 17 RGE 23 PLAT BOOK 008 PAGE 072 SPRUCE CREEK COUNTRY CLUB HAMPTON HILLS LOT 32

Flood risk

Minimal riskFEMA Zone XPanel 12083C0765D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From the MAIN Gate on US Hwy 441, continue on Del Webb Boulevard. Turn right on 97th Terrace Road, Home will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 13, 2026 at 1:47 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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