$109,900

114 Laynewade Road

Polk City, FL 33868

Active

Baths

0.2

Acres

◆$13/sqft

Land

Property type

8,629 sqft

Lot size

$13

Price / sq ft

$167/mo

HOA dues

549

Days on market

Flood zone

About this home

This is a beautiful lot to build your dream home on. An extra large open area behind the property lets breeze surround the property. Mt Olive Shores North is a 55+ RV motorhome community with lots, pads and port homes. Plenty of activities to keep you as busy as you would like especially during the winter months. The community has 2 clubhouses with pools, pickleball courts, shuffle board and a social committee to plan larger events. Call today for a tour of this property.

Local Insight

At $13/sqft in Polk City, you're getting raw land at a reasonable price point, but the $167 monthly HOA on a vacant lot is a notable ongoing cost that eats into the true value—make sure whatever you're planning to build justifies that expense. The 0.2-acre lot is quite small, so you'll want to verify setback requirements and what's actually buildable before assuming you can construct a full home. Being in flood zone X (no flood risk) is a plus for insurance costs, but the location's appeal and utility access will make or break whether this is a land banking opportunity or a genuine development play.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$556

Property taxes$86

Home insurance (est.)$50

HOA dues$167

Down payment

20%

$21,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history549 days on market

Status: Active
Sep 17, 2024
Listed$109,900
Sep 17, 2024
Price increased$109,900

Facts & features

Property type: Land
Status: Active
Days on market: 549
Subdivision: Mt Olive Shores North 4th Add
County: Polk
Price/sq ft: $13
Lot size: 8,629 sq ft
Lot category: 0 to less than 1/4
Flood zone: X
Annual taxes: $1,026 (2023)
Parcel #: 25-27-05-298332-001991
MLS #: L4947677

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Interior Details

Direction faces: Northeast

HOA & Financial

HOA fee: $2,000 / Annually
Monthly HOA: $167/mo
Total monthly fees: $167/mo
Total annual fees: $2,000
HOA name: Mosaic Services
Ownership: Fee Simple

Exterior & Construction

Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Electricity Available, Sewer Available, Water Available

Community

Pets allowed: Yes

Listing Details

Listing date: 2024-09-16
On market date: 2024-09-17
Original list price: $109,900
MLS area: 33868 - Polk City
Listing AOR: Lakeland
Status changed: 2024-09-17
Tax legal description: MT OLIVE SHORES NORTH FOURTH ADDITION PB 140 PGS 12-16 LOT 199

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I-4 to exit 44, go North on Hwy 559. At flashing red light turn left (West) on Broadway Blvd. SE. In approximately 2 miles turn left on Commonwealth Ave. (State Rd. 33). Follow SR 33 for a mile to find Mt. Olive Shores North on the left. Enter the community on Lake Margaret Blvd.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 20, 2026 at 9:05 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA