$799,000

1109 Belcher Road

Palm Harbor, FL 34683

Active
5
Beds
4
Baths
3,196
Sq Ft
1.02
Acres
1905
Built
1.02 acres$250/sqft360° tour
🏠Single Family Residence

Property type

🏗️1905

Year built

📐44,231 sqft

Lot size

📊$250

Price / sq ft

🏘️No HOA

HOA dues

📅508

Days on market

🌊X

Flood zone

About this home

Property is located in unincorporated Pinellas County, current zoning allows certain business uses. Historical property right near the heart of downtown Palm Harbor. This home is on a 1 acre MOL lot. The 3,196 sqft residence offers a perfect setting for both residential and commercial use. As you arrive you will see a wrap-around porch in the front, there are hooks ready for porch swings to be placed. When you step inside you will notice the layout has optimal use for however you chose to use the space - office, play rooms, living room, gym etc. The primary bedroom on the first floor has french doors to enter, through those doors is a large space aside from the bedroom that can be used as an extra space for an office, storage, etc. With a full private bathroom attached. The kitchen has recent updates and offers seamless access to the large deck in the backyard that is perfect for any outdoor activities such as relaxation, gatherings, bon fires, gardening etc. Attached to the kitchen is the laundry room leading into bathroom for easy access from the backyard and kitchen. Spacious formal dining area between the kitchen and living room. Upstairs, you’ll find three spacious bedrooms, each providing lots of comfort for family and guests. Whether you envision it as your forever home or a unique commercial space, this property stands out with its versatile layout and prime location. Large 1 acre lot offers plenty of room for expansion and growth. Plenty of room for parking, a pool, multi-car garage, etc. Roof was replaced 7/2016 with peel & stick underlayment.

Estimated monthly payment

Principal & interest$4,040
Property taxes$706
Home insurance (est.)$366

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history508 days on market

  1. Status: Active
    Dec 1, 2025
  2. Listed$1,100,000
    Aug 25, 2024
  3. Price reduced$799,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
508
Subdivision
Sutherland Town Of
County
Pinellas
Year built
1905
Living area
3,196 sq ft
Price/sq ft
$250
Building area
3,947 sq ft (Public Records)
Lot size
44,231 sq ft
Lot category
1 to less than 2
Flood zone
X (12103C0078G)
Annual taxes
$8,474 (2023)
Parcel #
01-28-15-88560-076-0004
Zoning
A-E
MLS #
T3551452

Interior Details

Bedrooms
5
Full bathrooms
3
Half bathrooms
1
Flooring
Tile, Wood
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Crown Molding, Primary Bedroom Main Floor
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
French Doors, Private Mailbox, Sidewalk
Construction materials
Frame
Roof
Shingle
Foundation
Crawlspace
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Schools

ElementaryHighland Lakes Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomFirst

Listing Details

Listing date
2024-08-25
On market date
2024-08-25
Original list price
$1,100,000
Occupant type
Vacant
MLS area
34683 - Palm Harbor
Listing AOR
Pinellas Suncoast
Status changed
2025-12-01
Tax legal description
SUTHERLAND, TOWN OF BLK 76, THAT PT SD BLK INCL PT VAC GEORGIA AVE ON S ALL DESC FR NE COR OF SE 1/4 TH N89D29'15"W 30FT TH S00D20'11"E ALG W R/W OF 21ST 344.84FT FOR POB TH S00D20'11"E 212.95FT TO THE N R/W OF GEORGIA AVE TH S89D43'42"W 321.55FT TH TH N00D12'03"W 125.81FT TH N89D41'56"E 234.25FT TH N44D42'19"E 123FT TO POB

Flood risk

Minimal riskFEMA Zone XPanel 12103C0078G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Belcher Rd just south of the corner of Nebraska, to address (on the west side of Belcher).

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 25, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA