553 Division Street, FL
Stellar MLS

$380,000

553 Division Street

Tarpon Springs, FL 34689

Listing updated: May 9, 2026 at 10:58 PM ET

Active
4
Beds
3
Baths
3,441
Sq Ft
0.15
Acres
1914
Built
$110/sqft360° tour
Single Family Residence

Property type

1914

Year built

6,944 sqft

Lot size

$110

Price / sq ft

No HOA

HOA dues

821

Days on market

X

Flood zone

About this home

**Seller Financing will be considered, and the Seller is open to negotiation on terms, so that YOU can be successful!** Looking for a project? Are you looking for a piece of Tarpon Springs history, close to the Sponge Docks and an opportunity to develop your own style with a blank canvas? Bring your Contractors, Architects, Engineers and all those who play a role in your success to help your vision come to life. You are not the only ones seeking to build in this historical neighborhood. You only have to look to the neighbors to each side of the property - they are both being developed! Let's turn your ambition into a reality! This spacious property exudes presence with its elevated position, with an inviting front porch to while away the hours with a lovely beverage of your choosing, or why not take the short walk to the local Tarpon Springs Sponge docks and plethora of restaurants, shopping and entertainment. Equally, you may be a keen sailor and enjoy the water activities that Tarpon Springs has. This property is in need of a renovation, but this is an opportunity for an investor or keen designer to influence and shape their own design on this home. The high ceilings, welcoming staircase, large rooms create great potential. Don't miss out on this unique property. This property is well-suited for buyers seeking a value-add project, whether as a primary residence, second home, or investment. The existing structure offers the chance to renovate, restore, or reimagine while preserving the charm and historical context that makes Tarpon Springs one of Florida’s most distinctive coastal communities. Owner Financing will be considered, providing flexible acquisition options for buyers and creating an attractive pathway for investors looking to diversify their real estate portfolio without traditional lending constraints. This flexibility opens the door for creative strategies, including long-term holds, rental income, or future resale after improvements. Call today to schedule your showing!

Estimated monthly payment

Principal & interest$1,921
Property taxes$455
Home insurance (est.)$174

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history821 days on market

  1. Status: Active
    Mar 13, 2026
  2. Listed$525,000
    Dec 18, 2023
  3. Price reduced$380,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
821
Subdivision
Fergusons C
County
Pinellas
Year built
1914
Living area
3,441 sq ft
Price/sq ft
$110
Lot size
6,944 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0019H)
Annual taxes
$5,462 (2023)
Parcel #
12-27-15-27684-000-0030
MLS #
U8224317

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Wood
Appliances
None
Interior features
High Ceilings
Laundry
Other
Stories / Levels
Three Or More
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Other, Owner Financing
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Other
Construction materials
Frame, Wood Siding
Roof
Metal, Shingle
Foundation
Pillar/Post/Pier
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Schools

ElementaryTarpon Springs Elementary-PNGreatSchools ↗
MiddleTarpon Springs Middle-PNGreatSchools ↗
High SchoolTarpon Springs High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst16x16
Primary BedroomSecond13.8x21.1
KitchenFirst13x10
Primary BathroomSecond7.2x8
Bathroom 2Second13.7x10.3
Bathroom 3Second13.7x11.11
Bedroom 4First13.1x13
Bathroom 2Second7.9x6.4
Bathroom 3Second11.2x5.7
Family RoomFirst10x37.6

Listing Details

Listing date
2023-11-16
On market date
2023-12-18
Original list price
$525,000
Occupant type
Vacant
MLS area
34689 - Tarpon Springs
Listing AOR
Pinellas Suncoast
Status changed
2026-03-13
Tax legal description
FERGUSON'S 'C' LOT 3 LESS W 5FT TOGETHER WITH W 17FT OF LOTS 1 & 2

Flood risk

Minimal riskFEMA Zone XPanel 12103C0019H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-19, Turn Left onto Athens Street, Keep Right to Stay on Athens Street and then Turn Left onto Division Street and the Property will be on your Right Hand Side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 9, 2026 at 10:58 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA