Market Report · 4th Quarter 2026 · As of October 8, 2026

MLS data updated Oct 6, 2026

Harmony on Lake Eloise

New-construction homes with private boat slips on Winter Haven's Lake Eloise

Winter Haven, FL

Harmony at Lake Eloise is a new-construction, master-planned community in Winter Haven, Polk County (33884), where residents enjoy private boat slips with direct access to Lake Eloise on the Chain of Lakes, plus a resort-style pool and amenity center.

11
For Sale
$337K
Avg. List Price
10
Under Contract
$315K
Median Sold (12 mo)
37
Homes Sold (12 mo)

Median sold: $315K ·  Median days on market: 72 ·  Sold-to-list: 99.5% ·  Source: Stellar MLS

Seller's Market
3.6
months of inventory

About 3.6 months of inventory — homes are selling faster than new ones come on the market, so sellers hold the leverage (under 4 months = seller's market).

Median Sale Price
$315K
37 sold / yr
1-Yr Appreciation
-7.8%
median price
Days on Market
72
median
Sale-to-List
99.5%
of asking
Sales Pace
3.1/mo
last 12 mo
Active Listings
11
for sale now

Aggregate statistics from recent Stellar MLS closed sales and live MLS inventory. A market read, not an appraisal of any home or a listing of individual sales.

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Ryan's Take on Harmony on Lake Eloise

Harmony on Lake Eloise draws the kind of buyer who wants the feel of lakefront living without hunting for a resale gem on the open water — because D.R. Horton built it from the ground up with private boat slips already waiting. It's a community for buyers who want a brand-new concrete block home, smart home features straight out of the box, and a kayak or ski boat tied up out back on Winter Haven's famous Chain of Lakes.

The employment anchor here is the I-4 corridor. Buyers typically commute toward Orlando's employment base to the northeast or Tampa to the southwest, and Winter Haven's own major employers — BayCare Winter Haven Hospital, LEGOLAND Florida Resort, and Florida's Natural Growers — keep the local job picture healthy without requiring a highway commute at all.

What sets the housing stock apart is the combination of new construction scale and water access that's genuinely rare at this price tier. Buyers get open-concept floor plans in the 1,500 to 2,800 square foot range, a fitness center, pool, and event lawn — alongside that Chain of Lakes slip that most comparable subdivisions simply can't offer.

Buyers cross-shopping Harmony tend to also look at Silverlake in nearby Lake Alfred or the newer communities coming up along the Haines City corridor — but few offer this combination of builder warranty, amenity package, and direct lake connectivity in Polk County.

— Ryan Solberg, Broker/Owner, MaxLife Realty

Under Contract

10 homes pending in Harmony on Lake Eloise · Avg. $302K

Harmony on Lake Eloise pending
Pending
$263,990
3 bd3 ba1,673 sqft
Harmony on Lake Eloise pending
Pending
$302,000
3 bd2 ba1,672 sqft
Harmony on Lake Eloise pending
Pending
$292,990
3 bd3 ba1,673 sqft
Harmony on Lake Eloise pending
Pending
$305,900
3 bd2 ba1,504 sqft
Harmony on Lake Eloise pending
Pending
$292,990
3 bd3 ba1,673 sqft
Harmony on Lake Eloise pending
Pending
$438,900
5 bd3 ba2,490 sqft
Market Snapshot

Harmony on Lake Eloise · 4th Quarter 2026

37 sales · Stellar MLS · last 12 mo

$315K

Median Sale Price

72 days

Median Days on Market

99.5%

Sold-to-List

$173

Median $/sqft

Sold-to-List Gauge · 90% → 100% → 105%+99.5%
90%95%100%105%+

Recent Sales Map

Recent sales activity in Harmony on Lake Eloise

No recent public sales records found for this area. Call Ryan for a detailed sold analysis.

Currently For Sale

11 active listings in Harmony on Lake Eloise

Browse all Harmony on Lake Eloise homes for sale
BedsBathsSq FtList Price$/Sq FtDOM
421,665$321,990$193227
321,593$304,900$191153
331,673$292,990$17585
432,336$428,900$184147
321,593$333,990$21065
421,828$355,990$19576
321,302$292,900$22576
421,720$339,900$198104
321,593$329,990$207273
432,308$376,990$16376
321,690$325,000$192355
All 11 active listings in Harmony on Lake Eloise · live Stellar MLS · no addresses published

Harmony on Lake Eloise Market — Common Questions

Is Harmony on Lake Eloise a buyer's or seller's market in 2026?+

Harmony on Lake Eloise is currently a seller's market with about 3.6 months of inventory. About 3.6 months of inventory — homes are selling faster than new ones come on the market, so sellers hold the leverage (under 4 months = seller's market).

What is the median home sale price in Harmony on Lake Eloise?+

Based on Florida Department of Revenue public records over the last 6 months, the median sale price in Harmony on Lake Eloise is approximately $315K, down about 7.8% from a year earlier.

How many homes are for sale in Harmony on Lake Eloise?+

There are currently 11 active listings in Harmony on Lake Eloise, with homes selling at roughly 3.1 per month. That works out to about 3.6 months of inventory.

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What Is Your Harmony on Lake Eloise Home Worth?

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Ryan Solberg, MaxLife Realty

Ryan Solberg

MaxLife Realty

321.373.3536

5.0 ★ · 42 reviews

What clients say

All 42 reviews on Zillow

“Highly organized. Moves very quickly. Broad reaching resources, up-to-date advertising methods. Hard working, has all the materials for staging on hand — and sold in less than 30 days.”

Verified Zillow review · Seller · sold in <30 days

“Wow, what an amazing experience. Ryan was able to help me find the best home in Windermere. He is very knowledgeable and very resourceful. He helped me close a very big deal.”

Verified Zillow review · Windermere buyer

Report generated October 8, 2026 at 1:13 PM ET · Powered by Stellar MLS

MLS Data:Active and pending listing data is sourced from the Stellar MLS as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The MLS GRID does not guarantee the accuracy of this data, which may not reflect all real estate activity in the area.

Sold Data: Sales analysis is derived from Florida Department of Revenue public property records (arm's-length transactions). Ryan Solberg and MaxLife Realty LLC are not affiliated with Harmony on Lake Eloiseor its HOA. This report is not intended to solicit properties already listed for sale nor to cause a breach of an existing agency relationship. Data should be independently verified. E&OE.

Based on information submitted to the MLS GRID as of October 6, 2026 at 10:06 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Moving to Harmony on Lake Eloise

Utilities & Services

Harmony on Lake Eloise is in Polk County, Florida. Here's who to call to get power, water, and trash service set up in your name before closing.

Electric

Lakeland Electric · (863) 834-9535City of Lakeland and immediate surrounding area (municipal).

City of Bartow Electric · (863) 534-0188City of Bartow (municipal — also water, sewer, garbage).

Water & Sewer

Polk County Utilities · (863) 298-4100Unincorporated Polk County (water & wastewater).

City of Lakeland Water Utilities · (863) 834-9535City of Lakeland.

Full Polk County utilities & services guide →

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 6, 2026 at 10:06 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA