$339,000
31114 Penny Surf LoopWesley Chapel, FL 33545
Listing updated: November 13, 2026 at 6:49 AM ET
Listing courtesy of Lpt Realty, Llc · Danielle Fleming · MLS #TB8567003 · Active · 877-366-2213Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Why save the vacation lifestyle for a few weeks a year when lagoon days can be part of your everyday routine? Built in 2022, this 3-bedroom, 2-bathroom home is located in Wesley Chapel’s Epperson community, where crystal-blue water, sandy beaches, and Florida sunshine set the scene for life beyond your front door. Inside, a formal dining space offers the perfect setting for holiday meals and dinner parties, while the open-concept kitchen and living room keep everyone connected, whether you’re preparing dinner, entertaining friends, or enjoying a quiet evening at home. Granite countertops add a beautiful finishing touch to the kitchen, with plenty of space for meal prep and serving your favorite dishes. Spacious bedrooms offer room to unwind, while the primary suite features a walk-in closet for ample storage. Spend your downtime swimming, paddleboarding, or kayaking at Epperson Lagoon, relaxing with your toes in the sand, or meeting friends for a drink at the swim-up bar. Whether your ideal weekend calls for adventure on the water or an afternoon unwinding by the beach, the lagoon brings a resort-inspired escape close to home. Beyond the community, enjoy shopping and dining at The Shops at Wiregrass and Tampa Premium Outlets, along with convenient access to AdventHealth Wesley Chapel and BayCare Hospital Wesley Chapel. Nearby I-75 access via Overpass Road connects you to the greater Tampa Bay area, making it easy to balance everyday convenience with your own slice of paradise. Come discover a home where weekends feel like a getaway and the lagoon lifestyle is part of the address. **Seller's preferred lender is offering up to 1% of the loan amount towards buyer's closing costs!**
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveNov 12, 2026
- Listed$339,000Nov 12, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Epperson Ranch North Pod F Ph
- County
- Pasco
- Year built
- 2022
- Living area
- 1,516 sq ft
- Price/sq ft
- $224
- Building area
- 2,034 sq ft (Public Records)
- Lot size
- 5,069 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12101C0268F)
- Garage
- 2 spaces
- Annual taxes
- $6,593 (2025)
- Parcel #
- 27-25-20-0100-00000-0400
- Zoning
- MPUD
- MLS #
- TB8567003
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $261 / Quarterly
- Monthly HOA
- $87/mo
- Total monthly fees
- $87/mo
- Total annual fees
- $1,043
- HOA name
- Castle Group / Collette Fuller
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to verify all lease restrictions.
Exterior & Construction
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Kitchen | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bathroom 1 | First | |
| Dining Room | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-11-12
- On market date
- 2026-11-12
- Original list price
- $339,000
- Occupant type
- Owner
- MLS area
- 33545 - Wesley Chapel
- Listing AOR
- Orlando Regional
- Status changed
- 2026-11-12
- Tax legal description
- EPPERSON RANCH NORTH POD F PHASE 1 PB 84 PG 001 LOT 40
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-75 North, Exit Overpass Rd,. turn right, Left at Penny Surf Loop, the house will be on the left.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 13, 2026 at 6:49 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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