$1,400,000
102 River Oak DriveIndian River Shores, FL 32963
Listing updated: November 13, 2026 at 6:49 AM ET
Listing courtesy of Local Living Realty Group · Brittany Maher · MLS #NS1089706 · Active · 386-314-5458Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Virtually Staged. Beautifully situated on a spacious .39-acre corner lot in the prestigious gated community of Bermuda Bay in Indian River Shores. This inviting residence features soaring ceilings, elegant architectural details, parquet flooring, abundant natural light, and generous living spaces. Enjoy a private tropical setting with a sparkling pool, expansive paver patio, and lush landscaping. A separate guest cabana with its own entrance, bedroom, full bathroom, and dedicated A/C provides additional accommodations for family and guests. Major improvements include a new roof (2023), hurricane windows and doors (2023), garage door (2024), main house A/C (2026), and a propane-powered whole-home generator. Perfectly positioned between the Indian River and Atlantic Ocean, Bermuda Bay offers 24-hour gated security, private beach access, and convenient proximity to Vero Beach’s beautiful beaches, boutique shopping, and dining. An exceptional opportunity to enjoy coastal living in one of Indian River Shores’ most desirable communities!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveNov 12, 2026
- Listed$1,400,000Nov 12, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Sable Oaks Sub
- County
- Indian River
- Year built
- 1995
- Living area
- 2,876 sq ft
- Price/sq ft
- $487
- Lot size
- 16,988 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12061C0234J)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $7,695 (2025)
- Parcel #
- 32-40-18-00034-0000-00031.0
- Zoning
- R-1A
- MLS #
- NS1089706
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Parquet, Tile
- Appliances
- Dishwasher, Dryer, Gas Cooktop, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air, Mini-Split Unit(s)
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Garage Faces Side
HOA & Financial
- HOA fee
- $1,600 / Quarterly
- Monthly HOA
- $533/mo
- Total monthly fees
- $533/mo
- Total annual fees
- $6,400
- HOA name
- Elliot Merrill
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Each property owner who leases their dwelling must, within fifteen days after signing the lease, deliver a copy to Secretary of Foundation. A fee of $150.00 is required.
Exterior & Construction
- Exterior features
- Rain Gutters, Shade Shutter(s)
- Construction materials
- Block
- Roof
- Tile
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Propane, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Kitchen | First | |
| Living Room | First | |
| Bedroom 2 | First |
Listing Details
- Listing date
- 2026-11-12
- On market date
- 2026-11-12
- Original list price
- $1,400,000
- Occupant type
- Vacant
- MLS area
- 32963 - Vero Beach
- Listing AOR
- New Smyrna Beach Board of Realtors
- Status changed
- 2026-11-12
- Tax legal description
- SABLE OAKS SUB LOT 31 PBI 11-54
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-1, head east on Beachland Boulevard (SR 60) and cross the Merrill P. Barber Bridge. Turn left onto A1A and continue north approximately 2.8 miles. Turn left into the west entrance of Bermuda Bay, across from Village Beach Market. Proceed through the guard gate, turn left at the stop sign, then right onto River Oak Drive. Continue to 102 River Oak Drive.
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 13, 2026 at 6:49 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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