
$479,000
104 Surfview DrivePalm Coast, FL 32137
Listing updated: November 4, 2026 at 1:02 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
STUNNING OCEANFRONT PROPERTY! Whether you are looking for a private seaside sanctuary or a turnkey investment property, this unit delivers on every level. Completely reimagined, this 2 bedroom 2 bath condo has been transformed with high end premium finishes and upgrades that are too extensive to list. Hurricane impact sliders lead directly from both the main living area and the master bedroom to an oversized outdoor living space perfect for entertaining friends and family. Surf Club is located in the gated community of Matanzas Shores offering resort style amenities which include, 3 sparkling pools, private beach walkovers, 3 clubhouses, nature/walking trail, tennis/pickle ball courts, fishing pier with cleaning stations and covered gathering area, kayak storage, as well as on-site management. 7 night minimum short term rentals permitted. A comprehensive list of upgrades along with detailed rental rules & regs available upon request.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveNov 3, 2026
- Listed$479,000Nov 3, 2026
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 0
- Subdivision
- Surf Club Condo
- County
- Flagler
- Year built
- 1992
- Living area
- 1,158 sq ft
- Price/sq ft
- $414
- Lot size
- 15,790 sq ft
- Flood zone
- X
- Annual taxes
- $5,165 (2025)
- Parcel #
- 37-10-31-3731-00000-2106
- Zoning
- PUD
- MLS #
- FC322525
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Bar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
- Interior features
- Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 0
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $712 / Monthly
- Monthly HOA
- $712/mo
- Total monthly fees
- $902/mo
- Total annual fees
- $10,824
- HOA name
- Diane Goodman
- CDD
- No
- Min lease term
- 1 Week
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- see rules and regs
- Approval process
- see condo docs
Exterior & Construction
- Exterior features
- Lighting, Outdoor Grill, Sidewalk, Tennis Court(s)
- Construction materials
- Block, Concrete, Stucco
- Roof
- Tile
- Foundation
- Block, Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Private Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit, Size Limit, Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bedroom 2 | First | |
| Bathroom 2 | First | |
| Kitchen | First | |
| Dining Room | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-11-03
- On market date
- 2026-11-03
- Original list price
- $479,000
- Occupant type
- Vacant
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Flagler
- Status changed
- 2026-11-03
- Tax legal description
- - SURF CLUB CONDO PHASE I UNIT #2106 OR 513 PG 1490 OR 515 PG 1166-CD
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
East on Palm Coast Pkwy. Go east over Hammpck Dunes Bridge to A1A. Travel approx 6 miles north on A1A. Surf Club will be on your right hand side.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 4, 2026 at 1:02 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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