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$339,000

3445 40th StreetSt Petersburg, FL 33713

Listing updated: October 30, 2026 at 9:57 PM ET

Active

Listing courtesy of Charles Rutenberg Realty Orlando · Husain Jaffer · MLS #O6454104 · Active · 407-622-2122

Beds

Baths

1,060

Sq Ft

0.15

Acres

1947

Built

◆$320/sqft◆360° tour

Single Family Residence

Property type

1947

Year built

6,717 sqft

Lot size

$320

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

TURNKEY 7% CAP RATE INVESTMENT IN ST. PETE! Generate immediate cash flow with this fully updated, tenant-occupied single-family home. Thoughtfully modernized from top to bottom, the interior features brand-new energy-efficient windows, upgraded lighting fixtures, and a beautifully renovated kitchen showcasing quartz countertops. Both bathrooms have been fully remodeled to modern standards. Major CapEx items are already handled, with the roof and HVAC system both replaced within the last 8–9 years. Situated on an expansive, fully fenced lot, with the third bedroom having its own private entry, the property offers enhanced privacy and features a highly desirable rear-alley entry. With reliable tenants already in place, this is a pristine, low-maintenance addition to any portfolio.

Estimated monthly payment

Principal & interest$1,714

Property taxes$291

Home insurance (est.)$155

Down payment

20%

$67,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Oct 30, 2026
Listed$339,000
Oct 30, 2026

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 0
Subdivision: Norton Sub
County: Pinellas
Year built: 1947
Living area: 1,060 sq ft
Price/sq ft: $320
Building area: 1,368 sq ft (Public Records)
Lot size: 6,717 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12103C0212G)
Annual taxes: $3,497 (2025)
Parcel #: 10-31-16-61686-000-0170
MLS #: O6454104

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Luxury Vinyl
Appliances: Dishwasher, Disposal, Microwave, Range
Interior features: Ceiling Fans(s)
Laundry: Laundry Closet
Stories / Levels: One
Direction faces: North

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 0
Carport: Yes

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Min lease term: 4 Months
Listing terms: Cash, Conventional, FHA
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: CONFIRM WITH CITY OF ST PETE
Approval process: CONFIRM W CITY OF ST PETE

Exterior & Construction

Exterior features: Private Entrance, Private Mailbox, Private Yard
Construction materials: HardiPlank Type, Frame
Roof: Shingle
Foundation: Stem Wall
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Public

Room Details

Room	Level	Dimensions
Living Room		12x15
Primary Bedroom		12x12
Primary Bathroom		5x7
Kitchen		12x12

Listing Details

Listing date: 2026-10-30
On market date: 2026-10-30
Original list price: $339,000
Occupant type: Tenant
MLS area: 33713 - St Pete
Listing AOR: Orlando Regional
Status changed: 2026-10-30
Tax legal description: NORTON SUB LOT 17

Flood risk

Minimal riskFEMA Zone XPanel 12103C0212G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 38th Ave N, turn south onto 40th St N and head approximately 3 blocks (0.3 miles); the property is on your left.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 30, 2026 at 9:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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